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IS PRE – EMI BETTER THAN FULL EMI. FIND OUT YOURSELF.

March 27, 2020 by admin

One fine morning you wake up to read the newspaper and found pamphlet advertising – buy a luxurious apartment & captioned in bold “EMI starts only on possession”. You are happy to read and consider this as an opportunity to save money thinking this is a flexibility offered by the lender. The advertisement tactics is so impressive that …

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DON’T GET FOOLED !! MUST KNOW ALL COSTS IN HOME LOAN

March 27, 2020 by admin

COSTS Associated with Home Loan. Introduction:- Buying a home is the dream of all and is the necessity which is also defined as the basic requirement of the human being along with food and clothing. Therefore to buy this shelter people spend their life savings and many choose to go for borrowed funds with convenient …

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Why Is It Difficult To Get A Loan On Grampanchayat Property?

March 27, 2020 by admin

While it is easier to get a loan within the city limits falling inMahanagarpalika, funding your house in grampanchayat for home loan in Mumbai becomes equally difficult for the home loan seekers. Mumbai is the city of dreams and is the home for cores of population. Over the period Mumbai has substantially widened geographically to …

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What Do You Mean By Loan Eligibility In Home Loan?

March 27, 2020 by admin

Loan Eligibility in broad terms means your ability / capacity to avail the loan from lender banks/ NBFCs. It the measurement tool of the banks to decide to lend what quantum of funds on the basis of your financial credentials (Financial credentials means your income, other obligations, additional source of income, etc. i.e. all financial …

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Know How Your Home Loan Inquiry Impacts Your CIBIL Scores

March 27, 2020 by admin

People in general call it a myth that every time you inquire about a loan there is a drop in your CIBIL score. However, it may be wrong to say that they are fully correct, but yes it can be claimed that they are partially right to a extent, and also simultaneously unknown and unaware …

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The New Era Of Cashless Banking The “Virtual Credit Cards”

March 27, 2020 by admin

Summary Virtual credit card (VCC) is a one-time usable card which comes with a preloaded amount i.e. the credit limit that is valid only for a specified time period. It has no plastic / physical existence and is created for online transactions only. A Customer can make only one payment with the virtual card in …

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REVERSE MORTGAGE- Loan For elderly

March 27, 2020 by admin

Introduction India as a country has always been rich in its culture and people. But over a period of time a cultural shift towards modernization and westernization has altered many things in our society. One such cultural change is the concept of Joint Families. The concept of Joint families also changed to smaller families ever …

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