Find below the NRI list of\ndocuments required for applying home loan.<\/p>\n\n\n\n
KYC & Other Documents<\/strong><\/p>\n\n\n\n 1) Photo\nID proof of applicant &\nco-applicant.<\/p>\n\n\n\n 2) Age Verification Proof of applicant & co-applicant. Any one of:<\/p>\n\n\n\n Pan\ncard, Passport, Driving Licence, Aadhaar Card, Birth Certificate, Election ID,\nDomicile Certificate, Ration Card, School leaving certificate, SSC\/HSC admit\ncard\/Mark Sheet, School\/College passing certificate, Life Insurance Policy and.<\/p>\n\n\n\n 3)\nOverseas Address proof- Self attested.<\/p>\n\n\n\n 4)\nIndian Address proof- Self attested.<\/p>\n\n\n\n 5)\nLatest 2 passport size color photographs of applicant & co-applicant.<\/p>\n\n\n\n 6) Valid passport copy- Passport copy\nwith arrival & departure entries.<\/p>\n\n\n\n 7) Valid visa\ncopy\/ work permit.<\/p>\n\n\n\n 8) Power of Attorney document duly\nsigned by all the applicants.<\/p>\n\n\n\n 9) KYC Documents of the Power Of\nAttorney self attested by him along with the bank\u2019s\/NBFCs POA format duly\nattested by the Indian consulate if the NRI is not in India & if the NRI is\nin India the POA can be locally notarized.<\/p>\n\n\n\n 10) Duly signed application form of\nall the applicant & co- applicant. <\/p>\n\n\n\n 11) Immediate details of family\nmembers of applicant & co- Applicant.<\/p>\n\n\n\n 12) Qualification details of all\napplicants (applicant & co-applicant).<\/p>\n\n\n\n 13) Cheque \/ Draft in INR (Indian\nRupees) towards the processing fee (as per applicable rates of the bank\/NBFC).<\/p>\n\n\n\n 14) Overseas Credit Bureau report.<\/p>\n\n\n\n 15) Own contribution receipt.<\/p>\n\n\n\n Financial Documents for Salaried NRI<\/strong><\/p>\n\n\n\n 1) Latest 4 months Salary. W 2 Forms Copy\nif NRI is US Based.<\/p>\n\n\n\n 2) Appointment Letter \/ Contract Letter\nCopy \/ salary certificate (in English) clearly mentioning the date of joining,\ndesignation in the company and current salary earned.<\/p>\n\n\n\n 3) Copy of previous appointment\nletters.<\/p>\n\n\n\n 4) Latest 6 months bank account\nstatements of the salary account.<\/p>\n\n\n\n 5) Latest 6 months statement of NRE\/\nNRO Account.<\/p>\n\n\n\n 6) Employment continuity proof:\nEmployment Letter\/ Employment Contract Copy.<\/p>\n\n\n\n 7) HR contact details \u2013Name, Number\n& official email ID for employment confirmation. <\/p>\n\n\n\n 8) Company Profile or Company Website\nrequirement (only for Pvt. Ltd. Co.)<\/p>\n\n\n\n 9) Valid copy of Work Permit \/ Labour\nCard \/ Identity Card (translated in English and countersigned by the consulate)\nif employed in Middle East.<\/p>\n\n\n\n 10) Copy of CDC in case of customers\nwho are employed in merchant navy.<\/p>\n\n\n\n Financial\nDocuments for <\/strong>Self-Employed NRI<\/strong><\/p>\n\n\n\n 1) Copy of\nIncorporation of business letter.<\/p>\n\n\n\n 2) Income Proof\nfor NRI in Middle East: Last 2 years audited\/ Chartered Accountant (CA)\ncertified P&L accounts.<\/p>\n\n\n\n 3) Income Proof\nfor NRI in US and Canada: Last 2 years Certified Public Accountant (CPA)\ncompiled\/reviewed\/audited P&L accounts.<\/p>\n\n\n\n 4) Income Proof\nfor Other NRI: Last 2 years CA or equivalent certified\/audited P&L\naccounts.<\/p>\n\n\n\n 5)\nOffice Address Proof- any one- Utility bills, telephone bills, electricity\nbills or its equivalent and Tax ID certificate.<\/p>\n\n\n\n 6)\nLatest 6 months bank account statements of the current account.<\/p>\n\n\n\n 7) Latest 6\nmonths bank account statement in individual’s (NRI) name.<\/p>\n\n\n\n 8) Business\nExistence Proof: Partnership or its equivalent with registration certificate\nwith appropriate authority, Memorandum of Association (MOA) and article of\nassociation or its equivalent, Certificate of Incorporation with appropriate\nauthority, Limited Liability Partnership (LLP) Agreement and Certificate of\nIncorporation in case of LLP.<\/p>\n\n\n\n 9) For\nPartnership Firms: Partnership deeds\/Latest list of partners along with their\nprofit sharing ratio certified by all partners For Corporate applicant: Latest\nlist of director and shareholding pattern certified by statutory Auditor\/ CA\/\nCompany Secretary (CS) or equivalent.<\/p>\n\n\n\n 10)\nBusiness Profile on the letterhead with details like nature of business activity,\nproduct\/services, number of years in business, number of employees, branches if\nany, group company if any, assets, future business plan, ownership\/equity stake-in\ncase of promoter\/director, etc.<\/p>\n\n\n\n 11)\nBusiness continuity proof.<\/p>\n","protected":false},"excerpt":{"rendered":" Find below the NRI list of documents required for applying home loan. KYC & Other Documents 1) Photo ID proof of applicant & co-applicant. 2) Age Verification Proof of applicant & co-applicant. Any one of: Pan card, Passport, Driving Licence, Aadhaar Card, Birth Certificate, Election ID, Domicile Certificate, Ration Card, School leaving certificate, SSC\/HSC admit …<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[],"class_list":["post-276","post","type-post","status-publish","format-standard","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/comments?post=276"}],"version-history":[{"count":1,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/276\/revisions"}],"predecessor-version":[{"id":277,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/276\/revisions\/277"}],"wp:attachment":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/media?parent=276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/categories?post=276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/tags?post=276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}