{"id":376,"date":"2020-08-01T05:59:39","date_gmt":"2020-08-01T05:59:39","guid":{"rendered":"https:\/\/www.loanfasttrack.com\/blog\/?p=376"},"modified":"2020-08-01T05:59:39","modified_gmt":"2020-08-01T05:59:39","slug":"top-up-loans-loanfasttrack","status":"publish","type":"post","link":"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/top-up-loans-loanfasttrack\/","title":{"rendered":"Top Up Loans &#8211; Loanfasttrack"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.mymoneymantra.com\/blog\/wp-content\/uploads\/2019\/08\/Top-Up-Loan-Should-You-Avail-a-Top-Up-Loan-1024x410.jpg\" alt=\"Top Up Loan - Loanfasttrack\"\/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Top-Up\nis the additional loan drawn on an already existing loan to meet your variety\nof professional and personal needs. It is the best loan that can be applied\nwith minimum documentation and attractive rates with fastest approval and disbursement\nof the desired loan amount. The Top-up amount cannot be used for speculative\npurposes. The top-up facility is also available in the form of an overdraft\nfacility for the borrowers. Top ups can be applied on variety of loan products\nwith loan lenders i.e. Banks\/NBFCs.<\/p>\n\n\n\n<p>You\ncan apply for a top-up loan on following different loan products.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\">Home Loan<\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\">Mortgage Loan<\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\">Commercial Loan<\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\">Home Improvement Loan<\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\">Home Extension Loan<\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/car-loan.html\">Car Loan<\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">Personal Loan<\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\">Balance Transfer Loans<\/a>. <\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who Can Apply For Top-Up Loan?<\/strong><\/h3>\n\n\n\n<p>An\neligible loan borrower who has availed any of the above mentioned loans from\nthe lender is eligible to apply for a top-up loan with existing lender or with\nnew lender by the way of loan switch over subject to the clear repayment\nrecords.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>An eligible borrower within the age\ngroup of 21 years to 70 years.<\/li><li>An eligible borrower with regular flow\nof income.<\/li><li>Eligible borrower of any profile\nwhether salaried, self-employed, professional, NRI or a company.<\/li><li>Borrower with clear EMI repayment\ntrack record for 12 months.<\/li><li>Borrower having clear and good CIBIL\nscores including the CIBIL scores of the co-borrowers.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How Much Top-Up Loan Can I Take?<\/strong><\/h3>\n\n\n\n<p>An\neligible borrower fulfilling the precondition of CIBIL scores and EMI repayment\ntrack can draw a top-up on his existing loan subject to his income eligibility,\noutstanding loan tenure and to the market value of the property when applied on\nsecured loans taken against property. Income eligibility is determined on the\nbasis of his legally drawn per month income \/annual profits as per salary\nslip\/form 16 or Income tax returns subject to obligation\/per month deductions\ntowards obligations i.e. loans. The income eligibility of the borrower cannot\nexceed the prescribed FOIR (Fixed Obligation Against Income Ratio) norms of the\nlenders which are as mentioned below.&nbsp; <\/p>\n\n\n\n<p>The\nstandard FOIR norms:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>For salaried 60%-65% of the income\/net\nprofit.<\/li><li>For self-employed &amp; professionals\n65%-70% of the income\/net profit. <\/li><\/ul>\n\n\n\n<p>The\neligibility of the borrower as per the market value of the property cannot\nexceed the maximum LTV (Loan To Value) norm of the lenders i.e. 80% of the\nmarket value of the property. <\/p>\n\n\n\n<p>Lenders\nhave a capping on the maximum loan amount that can be drawn as top-up which\ndiffers from lender to lender. For home loan, the maximum loan amount for\ntop-up can depend on the balance outstanding home loan amount or a specific\namount as set by the lender. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Loan Tenure And Processing Fees On Top-Up Loan<\/strong><\/h3>\n\n\n\n<p>The\ntop-up loans can be taken for maximum loan tenure of 15 years. The tenure is\nsubject to the type of the loan on which the top-up is applied for. For\npersonal loan and car loan maximum tenure for top-up remains 5 years or\nextended till 7 years while in home &amp; mortgage loans maximum top-up tenure\nis available for up-to 15 years. <\/p>\n\n\n\n<p>Processing\nfees on top-up loans differ from lender to lender and as per the applied loan\nproduct but the processing fees collected in general range from 0.50% &#8211; 2% on\nthe loan amount plus applicable GST. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Interest Rates On Top-Up Loan<\/strong><\/h3>\n\n\n\n<p>The\ninterest rate on top-up loans depends on the type of loan on which the top-up\nis drawn. The interest rates also differ with the lenders. With the prevailing\ncompetition in the mortgage industry, the competitive interest rates for top-up\nloans differ with nationalized banks, private sector banks &amp; with NBFCs.\nInterest rates of NBFCs are generally high and therefore applying for a top-up\nloan with NBFCs is usually costlier. <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-home-loan-interest-rates-of-nbfcs-higher-than-banks\/\"><strong>Why Home Loan\nInterest Rates Of NBFCs Higher Than Banks<\/strong><\/a>! Click to know in detail. <\/p>\n\n\n\n<p>Interest\nrate for top-up loans applied along with the balance transfer of the loan with\nthe new lender attracts lower interest rates in comparison to interest rates\nfor top-up loans applied with the existing lender. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Top-up interest rates can either be\nfloating or fixed.<\/li><li>Top-up interest rates of leading\nlenders for home loan range from 7.35%p.a. &#8211; 11.15%p.a.<\/li><li>Top-up interest rates of the lenders\nfor personal loan range from 10.75%p.a. &#8211; 24%p.a. <\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Housing Loan Top-Up Interest Rates Of Top\nLenders<\/strong><\/h3>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  ICICI Bank\n  <\/td><td>\n  7.35%p.a. &#8211; 8.70%p.a.\n  <\/td><\/tr><tr><td>\n  HDFC Ltd.\n  <\/td><td>\n  8.30%p.a. &#8211; 8.80%p.a.\n  <\/td><\/tr><tr><td>\n  Canara Bank\n  <\/td><td>\n  7.45%p.a. &#8211; 9.50%p.a.\n  <\/td><\/tr><tr><td>\n  SBI \n  <\/td><td>\n  7.90%p.a. &#8211; 10.20%p.a.\n  <\/td><\/tr><tr><td>\n  Axis Bank\n  <\/td><td>\n  7.55%p.a. &#8211; 8.55%p.a.\n  <\/td><\/tr><tr><td>\n  Citi Bank\n  <\/td><td>\n  7.45%p.a. onwards.\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><em>Note: Interest rates are subject\nto change without prior notice.<\/em><em> <\/em><strong><\/strong><\/p>\n\n\n\n<p>Additional\nRead: <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-interest-rates%ea%98%a1compare-rates-of-top-banks\/\"><strong>Home Loan Interest Rates<\/strong><strong>\ua621<\/strong><strong>Compare Rates Of Top Banks<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Documents Required For Top-Up Loan<\/strong><\/h3>\n\n\n\n<p>Top-up\nloan applied with the existing lender requires minimum documentation and the\nturnaround time for loan disbursement is maximum up-to 7 working days. <\/p>\n\n\n\n<p><strong>Documents Required For Home Loan &amp;\nMortgage Loan Top -Up<\/strong> <\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  With Existing Lender\n  <\/td><td>\n  Home Loan Balance Transfer With top-up\n  <\/td><\/tr><tr><td>\n  KYC\n  <\/td><td>\n  Pan Card, Adhar Card, Photograph\n  <\/td><td>\n  KYC\n  <\/td><td>\n  Pan Card, Adhar Card, Photograph\n  <\/td><\/tr><tr><td>\n  Income Documents\n  <\/td><td>\n  Salaried &#8211; 4 months Salary Slips, 6 months\n  Bank Account Statement, 2 years From 16.\n  &nbsp;\n  Self-employed &#8211; 3 years ITR\n  with Saral Copy, Balance Sheet, P&amp;L Account, Capital Account \u2013 CA certified\n  with membership no. and UDIN No.\n  <\/td><td>\n  Income Documents\n  <\/td><td>\n  Salaried &#8211; 4 months Salary Slips, 6 months\n  Bank Account Statement, 2 years From 16.\n  &nbsp;\n  Self-employed &#8211; 3 years ITR\n  with Saral Copy, Balance Sheet, P&amp;L Account, Capital Account \u2013 CA\n  certified with membership no. and UDIN No.\n  <\/td><\/tr><tr><td>\n  Others\n  <\/td><td>\n  LOD\n  <\/td><td>\n  Property Documents\n  <\/td><td>\n  Prior Chain of\n  Agreement, OC\/CC + approved plans, Index 2, Share Certificate, Society\n  Registration Copy, Property Tax.\n  <\/td><\/tr><tr><td>\n  &nbsp;\n  <\/td><td>\n  &nbsp;\n  <\/td><td>\n  Others \n  <\/td><td>\n  LOD, Loan Outstanding Statement &amp; 18\n  months Repayment Track Record.\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p>Click\nthe links for the detailed list of documents for <strong>Home Loan Balance Transfer <\/strong>with top up loan &#8211; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-salaried\/\"><strong>For Salaried<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-proprietorship-firm\/\"><strong>For Self-Employed- Proprietorship Firm<\/strong><\/a>,<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-private-limited-company\/\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-private-limited-company\/\"><strong>Private Limited Company<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-partnership-firm\/\"><strong>Partnership Firm<\/strong><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tax Benefits On Top Up Loan<\/strong><\/h3>\n\n\n\n<p>The\ntax benefits on the top-up loans can be claimed only when the top-up amount\ntaken is used for repairs, renovation, construction &amp; acquisition of the\nresidential property provided you have proper documentation &amp; receipts to\nprove that the top-up amount is used for the said purposes. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>For a self-occupied house the maximum\ntax amount that can be claimed is Rs.30,000\/-.<\/li><li>For a let-out property, there is no\nlimit on the deductions that can be claimed. However, maximum set-off that can\nbe claimed in a financial year against other heads of income is Rs 2 lakh.<\/li><li>The total interest deduction on the\nhome loan and top-up will be Rs 2 lakh in a financial year. <\/li><\/ul>\n\n\n\n<p>For example: If interest paid on top-up is Rs.35,000\/- . Maximum\ndeductions that can be claimed is only Rs.30,000\/-. Further the interest paid\non the regular home loan will be deducted from the balance Rs 1.7 lakh i.e.\nRs.2 lakhs minus Rs.30,000.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Any interest payments over and above\nRs 2 lakh in a financial year will be carried forward up to eight years.<\/li><li>The tax benefits on the principal\nrepayments depend on the use of the funds. If the funds are used for the\nconstruction or purchase of a new property, the principal along with interest\nwill be eligible for deduction subject to the limits provided in section 80C for\nprincipal amount and 24 (b) for interest amount.<\/li><li>If the Top-up amount is used for\nbusiness purposes- tax benefits on interest can be claimed as business expenses\nunder section 37 (1).<\/li><\/ul>\n\n\n\n<p><strong>Housing Loan Top Up Comparison Of 3 Top\nLenders.<\/strong> <\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>Sr. No.<\/strong>\n  <\/td><td>\n  <strong>Top-Up Loan<\/strong>\n  <\/td><td>\n  <strong>ICICI Bank<\/strong>\n  <\/td><td>\n  <strong>HDFC Ltd.<\/strong>\n  <\/td><td>\n  <strong>Canara Bank<\/strong>\n  <\/td><\/tr><tr><td>\n  1\n  <\/td><td>\n  Lender Classification\n  <\/td><td>\n  Private Bank\n  <\/td><td>\n  NBFC\n  <\/td><td>\n  Nationalized Bank\n  <\/td><\/tr><tr><td>\n  2\n  <\/td><td>\n  Applicable For\n  <\/td><td>\n  Existing borrowers &amp; balance\n  transfer loans.\n  <\/td><td>\n  Existing borrowers &amp; balance\n  transfer loans.\n  <\/td><td>\n  Only for existing borrowers. \n  <\/td><\/tr><tr><td>\n  3\n  <\/td><td>\n  Loan Age \n  <\/td><td>\n  Loan must be minimum 6 months old. \n  <\/td><td>\n  Loan must be minimum 6 months old. \n  <\/td><td>\n  Loan must be minimum 12 months old. \n  <\/td><\/tr><tr><td>\n  4\n  <\/td><td>\n  Rate Of Interest \n  <\/td><td>\n  7.35%p.a. &#8211; 8.70%p.a.\n  <\/td><td>\n  8.30%p.a. &#8211; 8.80%p.a.\n  <\/td><td>\n  7.45%p.a. &#8211; 9.50%p.a.\n  <\/td><\/tr><tr><td>\n  5\n  <\/td><td>\n  Loan Amount\n  <\/td><td>\n  MinimumRs. 50,000\/- and maximum 100%\n  of original loan amount sanctioned.\n  <\/td><td>\n  Maximum up-to Rs.50 lakhs. \n  <\/td><td>\n  Maximum up-to Rs.25 lakhs. \n  <\/td><\/tr><tr><td>\n  6\n  <\/td><td>\n  LTV Funding\n  <\/td><td>\n  80% of the property cost. \n  <\/td><td>\n  80% of the property cost. \n  &nbsp;\n  <\/td><td>\n  75% of the property cost. \n  &nbsp;\n  <\/td><\/tr><tr><td>\n  7\n  <\/td><td>\n  Loan Tenure\n  <\/td><td>\n  Balance tenure of existing loan or\n  10 years whichever is higher. \n  (subject to max tenure defined as\n  per the customer profile)\n  <\/td><td>\n  Maximum up-to 15 years.\n  <\/td><td>\n  For Term Loan &#8211; Remaining repayment\n  period of existing housing loan or 120 EMIs, whichever is less. (subject the\n  loan is closed before 70 years of the age of the borrower).\n  &nbsp;\n  For Overdraft &#8211; 3 years.\n  <\/td><\/tr><tr><td>\n  8\n  <\/td><td>\n  Processing Fees\n  <\/td><td>\n  For Salaried: Up to 0.50% of the\n  loan amount or \u20b93,000 whichever is higher, plus applicable GST.\n  &nbsp;\n  For Self-Employed Professionals: Up\n  to 0.50% of the loan amount or \u20b93,000 whichever is higher plus applicable\n  GST.\n  &nbsp;\n  For Self-Employed Non-Professionals:\n  Up to 1.50% of the loan amount or \u20b94,500 whichever is higher, plus applicable\n  taxes.\n  <\/td><td>\n  Range from 0.50% &#8211; 1% on the loan\n  amount plus applicable GST.\n  <\/td><td>\n  0.50% of loan amount subject to a\n  minimum of Rs.100\/- and maximum of Rs.500\/- plus applicable GST.\n  <\/td><\/tr><tr><td>\n  &nbsp;\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>Apply For ICICI Bank Top-Up Loan<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"><strong>Apply For HDFC Ltd. Top-Up Loan<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>Apply For Canara Bank Top-Up Loan<\/strong><\/a><strong><\/strong>\n  <\/td><\/tr><tr><td>\n  &nbsp;\n  <\/td><td>\n  <strong>Loanfasttrack is a direct\n  sales associate with ICICI Bank, HDFC Ltd. &amp; Canara Bank.<\/strong>\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p>Click\nto learn more on the comparisons &#8211; Why choose <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-choose-icici-bank-home-loans\/\">ICICI Bank<\/a>, HDFC Ltd. &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/canara-bank-home-loan\/\">Canara Bank Home Loans.<\/a><\/p>\n\n\n\n<p>Selecting\nthe <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>best bank for home loan in India<\/strong><\/a> is not an easy task. But <a href=\"http:\/\/www.loanfasttrack.com\"><strong>Loanfasttrack<\/strong><\/a> has made it possible with its online\nuser friendly platform to compare and evaluate the rates of the top banks at\njust a single click. With its dedicated employees enjoy the hassle free &amp;\nquick services at your doorsteps. <\/p>\n\n\n\n<p>To\nreach Loanfasttrack log on to <a href=\"https:\/\/www.loanfasttrack.com\/\"><strong>https:\/\/www.loanfasttrack.com\/<\/strong><\/a>, or <\/p>\n\n\n\n<p>Email\non <a href=\"mailto:info@loanfasttrack.com\"><strong>info@loanfasttrack.com<\/strong><\/a>.\n<\/p>\n\n\n\n<p>You can also speak to our experts on <strong>9321020476.<\/strong><\/p>\n\n\n\n<p class=\"has-background has-very-light-gray-background-color\">Loanfasttrack is a Mumbai based loan\nprovider company since 2015 offering loan services in Mumbai on&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>housing\nloan in Mumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>mortgage\nloan in Mumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal\nloan in Mumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">,<\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business\nLoan in Mumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>unsecured business loans<\/strong><\/a>,<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan transfe<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>r<\/strong><\/a>, top-up loans, <a href=\"https:\/\/www.loanfasttrack.com\/car-loan.html\"><strong>car loans<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/car-loan.html\">,<\/a> educational loans and <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan transfers<\/strong><\/a>. <\/p>\n\n\n\n<p>It also helps you:<\/p>\n\n\n\n<p>\u221a To find the<a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"><strong>best bank for home loan<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>\u221a To get lowest<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan\nrates in Mumbai<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>\u221a To get an<a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>instant\nloan in Mumbai<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>\u221a To get instant <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in Mumbai<\/strong><\/a> &amp;<a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business\nloan in Mumbai<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>\u221a To make you\nqualify for the maximum<a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>loan\nagainst property eligibility<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>\u221a To get a low\ncost<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan\nbalance transfer<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>\u221a To get assured\nlow interest rates for<a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>loan\nagainst property in Mumbai<\/strong><\/a><\/p>\n\n\n\n<p>Additional\nRead:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/difference-in-applying-home-loan-with-public-bank-private-bank\/\"><strong>Difference In Applying Home Loan With Public Bank\n&amp; Private Bank<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/how-to-read-home-loan-sanction-letter-of-bank\/\"><strong>Know How To Deal With The Increasing Interest Rates\nOf Housing Loans<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-refinancing-in-india-things-to-know-before-applying-for-refinancing\/\"><strong>Home Loan Refinancing In India: Things to Know\nBefore Applying For Refinancing<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/banking-surrogate-product-of-icici-bank\/\"><strong>Banking Surrogate Product Of ICICI Bank<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-mortgage-loan-in-india\/\"><strong>Best Banks For Mortgage Loan In India<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>Best Banks For Home Loan In India<\/strong><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Top-Up is the additional loan drawn on an already existing loan to meet your variety of professional and personal needs. It is the best loan that can be applied with minimum documentation and attractive rates with fastest approval and disbursement of the desired loan amount. The Top-up amount cannot be used for speculative purposes. The &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[19],"class_list":["post-376","post","type-post","status-publish","format-standard","hentry","category-finance","tag-instant-loan-in-mumbai"],"_links":{"self":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/comments?post=376"}],"version-history":[{"count":2,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/376\/revisions"}],"predecessor-version":[{"id":378,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/376\/revisions\/378"}],"wp:attachment":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/media?parent=376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/categories?post=376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/tags?post=376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}