{"id":440,"date":"2020-10-23T06:41:26","date_gmt":"2020-10-23T06:41:26","guid":{"rendered":"https:\/\/www.loanfasttrack.com\/blog\/?p=440"},"modified":"2020-11-28T10:24:45","modified_gmt":"2020-11-28T10:24:45","slug":"sbi-home-loan","status":"publish","type":"post","link":"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/sbi-home-loan\/","title":{"rendered":"SBI Home Loan"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.news247plus.com\/contents_img\/N247P-news-image-8582903820-17-1577721807.jpeg\" alt=\"Home Loans\"\/><\/figure>\n\n\n\n<p>State\nBank Of India is the largest mortgage lender in India providing attractive home\nloan interest rates. Current SBI home loan interest rates start from 6.95%p.a.\n(concessional rates of SBI <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/housing-loan-benefits-for-women-borrower-in-india\/\">home loan for women<\/a>) with flexible repayment\noptions up-to 30 years for SBI home loan tenure. Processing fee for home loan\nin SBI is up-to 0.40% of the loan amount (Min.Rs.10,000 &amp; Max.Rs.30,000)\nplus applicable GST. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Benefits Of SBI Home Loan<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Low home loan rates in SBI.\nSBI bank home loan interest rate starts from 6.95% p.a.<\/li><li>Interest concession of 0.05%\np.a. on SBI home loan interest rate for women.<\/li><li>Interest calculation on a\ndaily reducing balance.<\/li><li>Home loan also available as\nan overdraft with SBI overdraft home loan.<\/li><li>Low processing charges. SBI\nhome loan processing fee ranges in 0.20%-0.40% of the loan amount plus\napplicable GST subject to a minimum of Rs 10000\/- and maximum of Rs 30000\/-\nplus GST.<\/li><li>No prepayment penalties. <\/li><li>PMAY credit linked\nsubsidy schemes available with subsidy up-to Rs.2.67 lakhs.<\/li><li>SBI Pre-approved home loan facility available.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SBI Home Loan Interest Rates 2020<\/strong><\/h3>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>SBI\n  Home Loan Schemes<\/strong>\n  <\/td><td>\n  <strong>Rate\n  Of Interest For Salaried<\/strong>\n  <\/td><td>\n  <strong>Rate\n  Of Interest For Self-Employed<\/strong>\n  <\/td><\/tr><tr><td>\n  SBI Regular Home Loan\n  <\/td><td>\n  6.95% -7.35% p.a.\n  <\/td><td>\n  7.10%-7.50% p.a.\n  <\/td><\/tr><tr><td>\n  SBI Shaurya Home Loan\n  <\/td><td>\n  6.95% p.a. onwards\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI Maxgain Home Loan\n  <\/td><td>\n  7.30%-7.70% p.a.\n  <\/td><td>\n  7.45%-7.85%\n  <\/td><\/tr><tr><td>\n  SBI Privilege Home Loan \n  <\/td><td>\n  6.95% p.a. onwards\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI Flexipay Home Loan\n  <\/td><td>\n  8.15%-8.65% p.a.\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI Tribal Plus Home Loan\n  <\/td><td>\n  7.05% p.a. onwards\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI (Commercial Real Estate) CRE Home Loan\n  <\/td><td>\n  7.45% p.a. onwards\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI Realty Home Loan\n  <\/td><td>\n  7.65%-7.90% p.a.\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI Home Top Up Loan (Term Loan)\n  <\/td><td>\n  7.50%-9.55% p.a.\n  <\/td><td>\n  7.65%-9.70% p.a.\n  <\/td><\/tr><tr><td>\n  SBI Home Top Up Loan (Overdraft)\n  <\/td><td>\n  8.40%-8.65% p.a.\n  <\/td><td>\n  8.55%-8.80% p.a.\n  <\/td><\/tr><tr><td>\n  SBI Insta Home Top Up Loan (For Rs.1 Lakh &#8211;\n  Rs.5 Lakhs)\n  <\/td><td>\n  8.20% p.a.\n  <\/td><td>\n  8.20% p.a.\n  <\/td><\/tr><tr><td>\n  SBI Smart Home Top Up Loan (Term Loan)\n  <\/td><td>\n  8.05% p.a.\n  <\/td><td>\n  8.55% p.a.\n  <\/td><\/tr><tr><td>\n  SBI Smart Home Top Up Loan (Overdraft)\n  <\/td><td>\n  8.55% p.a.\n  <\/td><td>\n  9.05% p.a.\n  <\/td><\/tr><tr><td>\n  SBI Bridge Home Loan\n  <\/td><td>\n  9.50% p.a. &#8211; for first year\n  10.50% p.a. &#8211; for second year.\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI Corporate Home Loan\n  <\/td><td>\n  9.20% p.a. &#8211; 10.95% p.a. (Loan applicant is\n  a corporate entity).\n  <\/td><\/tr><tr><td>\n  SBI EMD Earnest Money Deposit \n  <\/td><td>\n  10.45% p.a. \n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  SBI Loan Against Property (If self-occupied)\n  \n  <\/td><td>\n  8.80%-9.30% p.a.\n  <\/td><td>\n  8.80%-9.30% p.a.\n  <\/td><\/tr><tr><td>\n  SBI Loan Against Property (If not\n  self-occupied) \n  <\/td><td>\n  8.90%-9.65% p.a.\n  <\/td><td>\n  8.90%-9.65% p.a.\n  <\/td><\/tr><tr><td>\n  SBI <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/reverse-mortgage-loan-for-elderly\/\">Reverse Mortgage Loan<\/a>\n  <\/td><td>\n  9.05% p.a. &#8211; for public\n  8.05% p.a. &#8211; for SBI pensioners\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SBI Home Loan Details<\/strong><\/h3>\n\n\n\n<p>SBI\nprovides <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\">home loans<\/a> for the purchase of property\n(residential\/commercial\/land), repairs, renovate or redecorate, extension or\nimprovement and construction of the property. <\/p>\n\n\n\n<p>SBI <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-do-you-mean-by-loan-eligibility-in-home-loan\/\">Home Loan Eligibility<\/a> Criteria <\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  Eligible Profile\n  <\/td><td>\n  Salaried, Self-Employed Professionals,\n  Self-Employed Non-Professionals, NRIs, PIOs, Corporate Entities\n  <\/td><\/tr><tr><td>\n  Age Criteria\n  <\/td><td>\n  Minimum 18 years &amp; maximum 70 years.\n  <\/td><\/tr><tr><td>\n  Loan Amount\n  <\/td><td>\n  SBI\n  home loan maximum amount is based on the eligibility.\n  <\/td><\/tr><tr><td>\n  SBI\n  Loan Repayment Options &#8211; Home Loan Tenure\n  <\/td><td>\n  SBI\n  <a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\">home loan<\/a> maximum tenure is 30\n  years.\n  (Minimum\n  tenure for home loan in SBI is 5 years)\n  <\/td><\/tr><tr><td>\n  SBI\n  Home Loan Types \n  <\/td><td>\n  SBI\n  Home Loan For Under Construction Property, SBI Property Loan, SBI Plot\n  Loan\/SBI Land Loan, SBI Top Up Loan, SBI <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\">Home Loan Transfer<\/a>, SBI Renovation Loan\/Home\n  Renovation Loan SBI, SBI Home Extension Loan, SBI NRI Home Loan, SBI <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\">Loan Against Property<\/a>, Reverse Mortgage Loan\n  SBI, SBI Construction Loan\/Home Construction Loan SBI, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\">Commercial Property\n  Loan<\/a>\n  SBI, Home Improvement Loan SBI.\n  <\/td><\/tr><tr><td>\n  SBI\n  Home Loan Rate Today\n  <\/td><td>\n  SBI\n  housing loan interest rate starts from 6.95% p.a.\n  <\/td><\/tr><tr><td>\n  EBR\n  <\/td><td>\n  6.65%\n  p.a.\n  <\/td><\/tr><tr><td>\n  SBI\n  Home Loan EMI Per Lakh\n  <\/td><td>\n  Starts\n  from Rs.662\/-\n  (Rs.662\/-\n  is the per lakh EMI calculated @ of 6.95% p.a. for 30 years)\n  <\/td><\/tr><tr><td>\n  Rate\n  Packages Available\n  <\/td><td>\n  Floating\n  &amp; Fixed rate SBI housing loan rate.\n  <\/td><\/tr><tr><td>\n  SBI\n  Home Loan Approval Process Time\n  <\/td><td>\n  20-30\n  working days.\n  <\/td><\/tr><tr><td>\n  SBI\n  Housing Loan Processing Charges\n  <\/td><td>\n  SBI housing loan processing\n  fee (inclusive of legal &amp; technical charges)- ranges in 0.20%-0.40% of\n  the loan amount plus applicable GST subject to a minimum of Rs 10000\/- and\n  maximum of Rs 30000\/- plus GST. Stamp duty charges for SBI\n  home loan &#8211; 0.20% of the loan amount.\n  \n  (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/must-know-all-costs-in-home-loan\/\">Read to know the\n  complete list of charges on home loans- CLICK<\/a>)\n  <\/td><\/tr><tr><td>\n  Pre\n  Closure Charges For Home Loan SBI\n  <\/td><td>\n  Nil\n  for floating interest rates.\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SBI Home Loan Schemes<\/strong><\/h3>\n\n\n\n<p>SBI\noffers customized schemes for the customers to suit their varied home loan\nrequirements. Mentioned below are its various home loan products with its\nsalient features.<\/p>\n\n\n\n<p><strong>1) SBI Regular Home Loan <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all Indian\nresidents from 18 years to 70 years for purchase (resale\/builder under-construction\nor ready to move)\/construction\/extensions\/repairs &amp; renovations of the\nproperty. (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-builder-case-resale-case\/\">Click to know the\ndifference in home loan for resale &amp; builder case<\/a>)<\/li><li>SBI current home loan\ninterest rates available from 7% p.a. onwards. Special discounted rates for\nwomen borrowers. 0.05% concession on interest rates for women.<\/li><li>SBI home loan offers longer\nrepayment tenure up-to 30 years.<\/li><li>Zero prepayment charges.<\/li><li>SBI home loan processing fees\nrange from 0.20%-0.40% of the loan amount plus applicable GST subject to\nminimum Rs 10000\/- &amp; maximum Rs 30000\/-. (including legal and technical\ncost)<\/li><li>Home loan available in the\nform of overdraft.<\/li><li>Tax benefits under section 24\nand 80(C).<\/li><\/ul>\n\n\n\n<p>Compare\nSBI Home Loan With <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-choose-icici-bank-home-loans\/\">ICICI Bank Home Loan<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-choose-hdfc-ltd-home-loan\/\">HDFC Ltd. Home Loan<\/a> &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/canara-bank-home-loan\/\">Canara Bank Home Loan<\/a>.<\/p>\n\n\n\n<p><strong>2) SBI Pre-Approved Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>SBI pre-approved loan (PAL)\nis available for all Indian residents from 18 years to 70 years.<\/li><li>Pre-approved home loan from\nSBI enables the applicant to get home loan sanctioned even before finalizing\nthe property.<\/li><li>SBI pre-approved loan\ninterest rate starts from 6.95% p.a.<\/li><li>SBI PAL eligibility is\nassessed only on the basis of the income details of the applicant. <\/li><li>Home loan available in the\nform of overdraft.<\/li><li>Other benefits of PAL are\nsimilar to regular home loans. <\/li><li>Non-refundable processing\nfees (0.20%-0.40% of home loan amount plus applicable GST) will be collected at\nthe time of sanction.<\/li><\/ul>\n\n\n\n<p><strong>3) SBI Balance Transfer Of Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all Indian\nresidents from 18 years to 70 years.<\/li><li>Low housing loan rate of\ninterest in SBI for balance transfer starting from 6.95%p.a. (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-details\/\">Compare home loan\ntransfer details of SBI with other leading banks<\/a>)<\/li><li>SBI home loan take over\ninterest rates are charged on daily reducing balance.<\/li><li>Home loan available in the\nform of overdraft.<\/li><li>No hidden costs- Nil pre\n&amp; part payment charges.<\/li><li>Extended loan tenures up-to\n30 years.<\/li><li>SBI home loan transfer\nprocessing fees inclusive of legal &amp; technical &#8211; 0.20%-0.40% of the loan\namount plus applicable GST (Min Rs 10000\/- &amp; Max Rs 30000\/-). <\/li><\/ul>\n\n\n\n<p>Also\nRead: <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-requirements\/\">Home loan transfer\nrequirements<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/benefits-of-home-loan-transfer\/\">Benefits of home loan\ntransfer<\/a>. <\/p>\n\n\n\n<p><strong><em>For\nthe latest SBI home loan transfer interest rates &amp; processing fees offer\ncall on 9321020476.<\/em><\/strong><\/p>\n\n\n\n<p><strong>4) SBI NRI Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for NRIs &amp; PIOs\n(Person Of Indian Origin) applicants from 18 years to 60 years.<\/li><li>Extended loan tenure up-to 30\nyears.<\/li><li>SBI bank NRI home loan\navailable in the form of overdraft.<\/li><li>Low SBI home loan ROI (Rate\nOf Interest) for NRIs &#8211; 6.95% onwards.<\/li><li>Processing cost including\nlegal and technical charges &#8211; 0.20%-0.40% of home loan amount plus applicable\nGST. (Min Rs 10000\/- &amp; Max Rs 30000\/-).<\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-list-of-documents-for-applying-home-loan\/\">Click to get documents\nrequired for SBI home loan for NRI.<\/a><\/p>\n\n\n\n<p>Learn\nmore on <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-about-nri-home-loans\/\">NRI home loans<\/a> &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-for-nri\/\">NRI home loan transfer<\/a>.<\/p>\n\n\n\n<p><strong>5) SBI Flexipay Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>SBI flexi home loan available\nonly for salaried Indian residents from 21 years to 45 years.<\/li><li>20% higher SBI housing loan\neligibility with Flexi pay home loan.<\/li><li>The applicant can pay only\nthe interest during the pre-EMI period followed by step-up EMIs in the\nsubsequent years.<\/li><li>SBI flexi pay home loan\ninterest rate varies from applicant to applicant depending on their credit\nscores and LTV (Loan To Value) percentage.<\/li><li>Maximum loan amount availed\nis up-to 7crs.<\/li><li>Processing cost including\nlegal and technical charges &#8211; 0.20%-0.40% of home loan amount plus applicable GST.\n(Min Rs 10000\/- &amp; Max Rs 30000\/-).<\/li><\/ul>\n\n\n\n<p><strong>6) SBI Privilege Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Designed specially to provide\nhome loans to Central &amp; State Government employees (including Public Sector\nBanks, Central Govt.\u2019s Public Sector Units &amp; Pensioners) from 18 years to\n75 years.<\/li><li>The loan can be serviced post\nretirement period. Post retirement EMIs capped @ 50% of the existing per month\nincome.<\/li><li>Zero processing fees\n(excluding legal &amp; technical cost) &amp; Zero foreclosure charges.<\/li><li>30 years repayment tenure.<\/li><li>Uniform interest rates of\n6.95% p.a. onwards for all women, men\/others with check-off facility &amp; 7%\np.a. onwards for all without a check off facility.<\/li><\/ul>\n\n\n\n<p>(Check-off facility meaning= the home loan EMIs are\ndirectly deducted from the employee\u2019s salary and remitting the same to the\nlender\u2019s bank) <\/p>\n\n\n\n<p><strong>7) SBI Shaurya Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Provided only for the defense\nemployees i.e. for Indian army and defense personnel from 18 years to 75 years.<\/li><li>Zero processing fees\n(excluding legal &amp; technical cost) &amp; Zero foreclosure charges. <\/li><li>Longer repayment tenure of 30\nyears.<\/li><li>SBI shaurya home loan\ninterest rates are charged on daily reducing balances.<\/li><li>Uniform interest rates of\n6.95% p.a. onwards for all women, men\/others with check-off facility &amp; 7%\np.a. onwards for all without a check-off facility.<\/li><\/ul>\n\n\n\n<p><strong>8) SBI Realty Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for Indian\nresidents from 18 years to 65 years for the purchase of the plot to construct a\nhouse. (Construction to be completed within 5 years from the sanction of the\nSBI plot plus construction loan).<\/li><li>Maximum loan amount availed\nfor SBI plot and construction loan is up-to Rs.15 crores.<\/li><li>Maximum tenure available is\n10 years.<\/li><li>The applicant can also avail\nanother SBI home loan for construction of house on plot financed under SBI\nRealty as per the SBI land purchase scheme.<\/li><li>SBI Realty Loan interest\nrates range from 7.70% p.a. &#8211; 7.90% p.a. &#8211; daily reducing balance. (0.05%\nconcession on rates available for women applicants.)<\/li><li>Processing cost including\nlegal and technical charges &#8211; 0.20%-0.40% of home loan amount plus applicable\nGST. (Min Rs 10000\/- &amp; Max Rs 30000\/-).<\/li><\/ul>\n\n\n\n<p>Also\nRead: <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-know-before-purchasing-a-land-availing-the-land-loans\/\"><strong>Everything You Must Know Before Purchasing A Land &amp;\nAvailing The Land Loans<\/strong><\/a><\/p>\n\n\n\n<p><strong>9) SBI Home Top Up Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for resident\nIndians and NRIs from 18 years to 70 years.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/top-up-loans-loanfasttrack\/\">Top up loan<\/a> on home loan SBI can be\navailed in the form of overdraft.<\/li><li>SBI home loan top up interest\nrate range in 7.50% p.a. &#8211; 9.55% p.a. for term loan and 8.40% p.a. &#8211; 8.65% p.a.\nfor overdraft.<\/li><li>Interest charges on daily\nreducing balances for SBI top up loan interest rate.<\/li><li>SBI home loan top up\neligibility is subject to the applicant\u2019s income and the property\u2019s market\nvalue (Maximum LTV is subject to 80%).<\/li><li>Longer repayment tenure up-to\n30 years.<\/li><li>Processing cost including\nlegal and technical charges &#8211; 0.20%-0.40% of home loan amount plus applicable\nGST. (Min Rs 10000\/- &amp; Max Rs 30000\/-).<\/li><\/ul>\n\n\n\n<p>Compare\nSBI top up loan with <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-home-loan-top-up\/\">ICICI Bank home loan\ntop up.<\/a> <\/p>\n\n\n\n<p><strong>10) SBI Smart Home Top Up Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for resident\nIndians and NRIs from 18 years to 70 years.<\/li><li>The applicant needs to visit\nthe nearest SBI\/RACPC (Retail Assets Central Processing Centre) to avail the\nloan. <\/li><li>The applicant should not have\nany other active home top-up or insta home top-up loans for availing SBI smart\ntop up loan.<\/li><li>Minimum CIBIL score required\nis 550 and above with satisfactory repayment track record of 1 year or more. (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/cibil-and-its-significance-in-home-loan\/\">Click to understand the\nsignificance of CIBIL in home loan<\/a>)<\/li><li>Loan tenure available is\nup-to 20 years.<\/li><li>Minimum loan amount is 5\nlakhs, also available in the form of overdraft facility.<\/li><li>No documents required.<\/li><li>Interest rates for term loans\nare 8.05% p.a. &amp; 8.55% p.a. For overdraft loans are 8.55% p.a. &amp; 9.05%\np.a. respectively for salaried and self-employed applicants.<\/li><li>Flat processing fees of\nRs.2000\/- plus applicable GST. <\/li><li>No need to pay the processing\nfees upfront. The charges will be deducted from the loan amount itself.<\/li><li>Nil prepayment charges.<\/li><\/ul>\n\n\n\n<p><strong>11) SBI YONO Insta Home Top Up Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>It is the digital home loan\nthat is applied through SBI\u2019s YONO mobile app. <\/li><li>No documentation required.<\/li><li>Applicable only for its\nexisting customers with satisfactory track record. <\/li><li>Only those pre-selected\ncustomers selected on the basis of the track history, outstanding tenure, etc.\ncan apply for this product 24*7.<\/li><li>Instant disbursals through\nSBI YONO App. Loan available in the form of overdraft.<\/li><li>Loan amount that can be\navailed is minimum Rs.1 Lakh and maximum Rs.5 Lakhs.<\/li><li>Interest rate applicable for\nall is 8.20% p.a.<\/li><li>Flat processing fees of\nRs.2000\/- plus applicable GST adjusted through the top up loan disbursement\namount. <\/li><\/ul>\n\n\n\n<p><strong>12) SBI Bridge Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Bridges the gap of fund\nshortage between the sale of the existing home and the purchase of a new home.<\/li><li>Available for resident\nIndians from 18 years to 70 years.<\/li><li>&nbsp;Minimum loan amount with SBI bridge loan is 2\nyears while maximum is 2 crores.<\/li><li>Loan tenure is up-to 2years.<\/li><li>Interest charged on daily\nreducing balances. 9.50% p.a for the first year &amp; 10.50% p.a. for the\nsecond year. <\/li><li>Processing cost is 0.35% of\nthe loan amount plus applicable GST, subject to minimum of Rs.5000\/-.<\/li><\/ul>\n\n\n\n<p><strong>13) SBI Corporate Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for corporate entities i.e. public sector and private limited companies including its subsidiary\/SPV (Special Purpose Vehicle\/Special Purpose Entity) units to purchase\/construct residences (in the name of the companies) for the use by their employees\/directors\/promoters. <\/li><li>Also available for SBI home loan balance transfer in the name of the company from other lender Banks\/HFCs\/NBFCs<\/li><li>Preconditions for the corporate entities for availing the home loan:<br>&#8211; Should be SBI\u2019s existing borrower or debt free company.<br>&#8211; Should have 3 years of business vintage.<br>&#8211; Should have uninterrupted flow of income\/net profits for the last 3 years.<br>&#8211; No restructuring of the company\u2019s loan accounts for the last 3 years.<\/li><li>In case of a subsidiary company:<br>a.) The parent company should agree to be the guarantor in the home loan.<br>b.) The parent company fulfills its eligibility norms &amp;<br>c.) The parent company provides undertaking to service the subsidiary company\u2019s home loan if the subsidiary has insufficient t cash flows to repay the home loan EMIs.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Interest rates range from\n9.20% p.a. &#8211; 10.95% p.a.<\/li><li>Processing cost is 0.50% of\nthe loan amount plus applicable GST, subject to minimum of Rs.50,000\/- &amp;\nmaximum of Rs.10 Lakhs.<\/li><\/ul>\n\n\n\n<p><strong>14) SBI Home Loan To Non-Salaried\nDifferential Offerings<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for non-salaried\nresident Indians i.e. the self-employed Indian residents with minimum age of 18\nyears for the purchasing\/constructing a house, for repairing &amp; renovating\nthe existing house and also for the housing loan takeover from other lenders.<\/li><li>Minimum loan amount that can\nbe availed is Rs.50,000\/- subject to the maximum loan amount of Rs.50 Crores.<\/li><li>Longer repayment tenures\navailable up-to 30 years.<\/li><li>Interest rates applicable are\n7.10% p.a. onwards on daily reducing balances.<\/li><li>Processing cost including\nlegal and technical charges &#8211; 0.20%-0.40% of home loan amount plus applicable\nGST. (Min Rs 10000\/- &amp; Max Rs 30000\/-).<\/li><li>Preconditions for availing\nthe home loan for the applicant (proprietor\/partner\/director):<\/li><li>Should have a minimum\nbusiness vintage of 3 years.<\/li><li>Must be profit making for the\nlast 2 years.<\/li><li>Existing Credit Facilities,\nif any, should be Regular and Standard.<\/li><li>In case of joint ownership of\nthe residential property in the name of proprietor and the proprietorship firm\nthe firm must be a debt free firm or an existing borrower of SBI.<\/li><\/ul>\n\n\n\n<p><strong>15) SBI Tribal Plus<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Tribal plus home loan is\navailable for all resident Indians residing in the hilly\/tribal areas from 21\nyears to 60 years for the purchase\/construction of a new house without\nmortgaging the land, for purchasing of the resale house not more than 10 years\nold, for repair &amp; renovation of the house and also for the home loan\ntakeover from other lender Banks\/HFCs\/NBFCs.<\/li><li>Repayment tenures are up-to\n15 years.<\/li><li>Maximum loan amount that can\nbe availed is Rs.10 Lakhs.<\/li><li>Nil prepayment charges.<\/li><li>No need to mortgage the land,\nthird party guarantor are allowed.<\/li><li>Interest rates start from\n7.10% p.a. on daily reducing balances. 0.05% rate concession for women\nborrowers.<\/li><li>Processing cost including\nlegal and technical charges &#8211; 0.20%-0.40% of home loan amount plus applicable\nGST. (Min Rs 10000\/- &amp; Max Rs 30000\/-).<\/li><\/ul>\n\n\n\n<p><strong>16) SBI Earnest Money Deposit (EMD)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>SBI Earnest Money Deposit\nscheme is available for all resident Indians with minimum age of 21 years.<\/li><li>The loan is availed only to\npay the booking amount for the residences\/plots sold by the urban development\nauthorities, housing boards and other government entities. <\/li><li>EMD are short term loans\nhaving repayment tenure of not more than 1 year.<\/li><li>No minimum income criteria to\navail the maximum loan amount of Rs.15 Lakhs.<\/li><li>Interest rates applicable for\nall is 10.45% p.a.<\/li><li>Applicable processing fee is\n0.50% of the home loan amount plus applicable GST subject to a minimum of\nRs.1000\/-.<\/li><li>No prepayment charges.<\/li><\/ul>\n\n\n\n<p><strong>17) SBI CRE (Commercial Real Estate)\nHome Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>SBI CRE home loan is designed especially for\nall resident Indians from 18 years to 70 years who already own 2 or more\nresidences and want to buy more. <\/li><li>Maximum number of home loans that can be\napplied through CRE is restricted to 3 including the existing and the proposed\none &amp; excluding the closed home loans.<\/li><li>Longer repayment up-to 30 years.<\/li><li>Home loan available in the form of overdraft\nfacility.<\/li><li>Nil prepayment charges.<\/li><li>SBI CRE home loan interest rates are charged\non daily reducing balances ranging from 7.50% p.a. &#8211; 7.85% p.a for salaried\n&amp;7.65% p.a. &#8211; 8% p.a. for self-employed. 0.05% rate concession available\nfor women borrowers.<\/li><li>Applicable processing fee is\n0.35% of the home loan amount plus applicable GST subject to a minimum of\nRs.5000\/-.<\/li><\/ul>\n\n\n\n<p><strong>18) SBI Maxgain Scheme<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>It is a home saver loan product which provides prepayment benefits without compromising the liquidity.<\/li><li>Available for the applicants from 18 years to 70 years for the purchase, construction, extension, repairs &amp; renovation of the residential property. <\/li><li>The loan is sanctioned in the form of overdraft. Park the access funds in the account and pay less interest.<\/li><li>SBI maxgain home loan benefits the applicants by savings on their interest component. SBI maxgain interest rate is charged on the outstanding principal amount i.e. the principal loan amount &#8211; (minus) the excess funds parked.<\/li><li>SBI maxgain home loan interest rate charged for salaried range in 7.35% p.a. &#8211; 7.70% p.a. &amp; SBI maxgain home loan rate for self-employed range in 7.50% pa. &#8211; 7.85% p.a. 0.05% concession on SBI maxgain rate of interest for women borrowers.<\/li><li>Provides cheque book, debit card and online banking facility to the applicant who wishes to manage his saving\u2019s account while dealing with the home loan.<\/li><li>SBI maxgain terms and conditions\/ Eligibility<\/li><li>Maxgain loan taken for construction &#8211; construction should be started within 3 years of the loan taken.<br>&#8211; Maxgain loan taken on <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/mportant-loan-facts\/\">under-construction property<\/a> &#8211; surplus funds deposited before the full disbursement of loan cannot be withdrawn till complete disbursement of loan. However, the interest will still be saved and added to the account balance, but will be withdrawn only after taking the possession of the property.&nbsp; <br>&#8211; Minimum loan amount that can be applied is Rs.20 Lakhs.<br>&#8211; Longer repayment up-to 35 years available.<br>&#8211; Processing cost including legal and technical charges &#8211; 0.20%-0.40% of home loan amount plus applicable GST. (Min Rs 10000\/- &amp; Max Rs 30000\/-).<\/li><li>SBI maxgain disadvantage &#8211; No tax deductions under section 80C for the money parked in the maxgain account and section 24 for the unpaid interest amount i.e. the interest saved.<\/li><li>Use SBI maxgain calculator to calculate your interest component.<\/li><\/ul>\n\n\n\n<p><strong>19) SBI Green Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>SBI\u2019s greenhouse loan <\/strong>is available for all applicants from\n18 years to 70 years who wish to buy ecofriendly house i.e. environmentally\nfriendly house.<\/li><li>The green house concept will\nhelp in conservation of natural resources such as wood, water and energy,\nreduce the carbon emissions, etc. and cause less damage to the environment.<\/li><li>Green housing loans will be\nsanctioned for projects rated by the Indian Green Building Council (IGBC). The\nprojects which have eco-friendly amenities such as rainwater harvesting, water\nrecycling and solar power systems, etc.<\/li><li>Various concessions for\npurchasing an eco-house from green home builders which includes:<\/li><li>Reduced OCR margins &#8211; Less\nown contribution required. <\/li><li>Lower interest rate &#8211;\nConcession on the housing loan interest rates for all loan tenures. <\/li><li>Processing fee offer &#8211; less\nprocessing fees or zero processing fees.<\/li><\/ul>\n\n\n\n<p><strong>20) Pre-EMI Interest By Builders\nScheme<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Builders registered under the\nbank\u2019s Builder Tie Up arrangement agree to pay the buyer\u2019s pre-EMIs full or a\npart of pre-EMIs at a fixed interest rate.<\/li><li>The applicant pays the EMIs\nfrom the stipulated repayment start date as per the terms of sanction.<\/li><li>The stipulated repayment\nstarts dates differ for each builder project and accordingly, the specific\nmoratorium periods are permitted by the bank for different projects.<\/li><\/ul>\n\n\n\n<p>Click\nto read <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/is-pre-emi-better-than-full-emi-find-out-yourself\/\">Is pre-EMI is better\nthan full EMI<\/a>. Also find out the merits and demerits for investing in\nresale &amp; builder property. <\/p>\n\n\n\n<p><strong>21)&nbsp;\nSBI Loan Against Property (P-Lap) \/ SBI Mortgage Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>SBI lap loan is available for all resident Indians from 18 years to 70 years against the pledge of the property to fulfill the personal funds requirement for child education, marriage, medical expenses, etc. <\/li><li>House mortgage loan SBI is available only for personal purposes and not for business and speculative purposes. Compare SBI mortgage loan with <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-loan-against-property-lap\/\">ICICI Bank\u2019s Mortgage loan.<\/a> <\/li><li>SBI <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-at-lowest-interest-rate-with-loanfasttrack\/\">loan against property<\/a> eligibility:<br>* Maximum loan tenure of up-to 15 years.<br>* Minimum loan amount is Rs.10 Lakhs &amp; maximum is Rs.7.5 Crores (Subject to the location of the property).<br>* Maximum LTV is 65% of the value of the property.<br>* Minimum net monthly income of the applicant required is Rs.25,000\/- i.e. Rs.3 Lakhs p.a.<br>* No prepayment penalty.<br>* SBI mortgage loan interest rate is charged on daily reducing balance.<br>* SBI loan against property interest rate starts from 8.80% p.a. Onwards. (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-balance-transfer-lowest-interest-rates-in-india\/\">Check out mortgage loan balance transfer @ lowest interest rates in India<\/a>)<br>* Processing fees of 1% of the loan amount plus applicable GST, subject to maximum of Rs.50,000\/-.<\/li><\/ul>\n\n\n\n<p>Click\nto know the documents required for <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\">applying for a mortgage\nloan<\/a>\nfor <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/mortgage-loan-list-of-documents-for-salaried-customers\/\">salaried<\/a>, self-employed &#8211; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/mortgage-loan-list-of-documents-for-self-employed-private-ltd-firm\/\">Pvt. Ltd Company<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/mortgage-loan-list-of-documents-for-self-employed-partnership-firm\/\">Partnership firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/mortgage-loan-list-of-documents-for-self-employed-proprietorship-firm\/\">Proprietorship Firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/document-checklist-for-mortgage-loan-balance-transfer-for-salaried-customers\/\">mortgage loan balance\ntransfer for salaried<\/a>.<\/p>\n\n\n\n<p>Click\nto find out the <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-mortgage-loan-in-india\/\">Best Banks For Mortgage\nLoan In India<\/a> and to know more on <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-all-about-mortgage-overdraft-o-d\/\">mortgage overdraft<\/a>. <\/p>\n\n\n\n<p><strong><em>For\nthe latest SBI lap loan interest rate call on 9321020476.<\/em><\/strong><\/p>\n\n\n\n<p><strong>22) SBI Reverse Mortgage Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Reverse mortgage scheme of\nSBI provides mortgage loans for senior citizens of India above 60 years (spouse\n58 years in case of joint loans) to meet their livelihood needs such as\nday-to-day expenses, medical expenses, etc. against their self-occupied and\nself-owned residential property. <\/li><li>The reverse mortgage loan in\nSBI is not repaid during the lifetime of the applicant. The entire loan balance\nalong with the interest becomes payable only when the borrower sells the house\nor moves away permanently or when the last surviving borrower dies OR when he\nwillingly pre-closes the loan.<\/li><li>No prepayment penalty.<\/li><li>Loan tenure for reverse\nmortgage loan SBI is 10-15 years depending on the age of the applicant. <\/li><li>Minimum loan amount is Rs.3\nLakhs and maximum is Rs 1 Crore.<\/li><li>8.05% p.a. reverse mortgage\ninterest rates for SBI pensioners.<\/li><li>9.05% p.a. reverse mortgage\nloan interest rate for the public. <\/li><li>Applicable processing fee is\n0.50% of the home loan amount plus applicable GST. (Minimum Rs.2000\/- &amp;\nMaximum Rs.20,000\/-).<\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/?s=reverse+mortgage\">Click to get complete\ninformation on reverse mortgage.<\/a> <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>List Of Documents Required For Home\nloan SBI<\/strong><\/h3>\n\n\n\n<p>1) <strong>KYC<\/strong> &#8211; Pan Card, Aadhar Card, Latest\nPassport size photograph, Office proof &amp; Residence Proof.<\/p>\n\n\n\n<p>2) <strong>Income Documents required for housing loan<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Documents required for home loan for salaried person<\/strong> &#8211; 4 months Salary Slips, 6\nmonths Bank Account Statement, 2 years From 16.<\/li><li><strong>Documents required for home loan for self-employed<\/strong> &#8211; 3 years ITR with Saral Copy, Balance Sheet,\nP&amp;L Account, Capital Account \u2013 CA certified, 12 months bank account\nstatements of all bank accounts savings + current account.<\/li><\/ol>\n\n\n\n<p>3) <strong>Property documents required for home loan\nSBI<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Prior Chain of Agreement<\/li><li>OC\/CC + approved plans<\/li><li>Index 2<\/li><li>Share Certificate<\/li><li>Society Registration Copy<\/li><li>Property Tax Receipt.<\/li><\/ol>\n\n\n\n<p>4)\nAdditional documents required for home loan transfer<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>LOD <\/li><li>Outstanding Balance Letter<\/li><li>18 months repayment track\nrecord.<\/li><\/ol>\n\n\n\n<p>5)\nOther documents needed for SBI home loan<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Duly signed SBI home loan\napplication form.<\/li><li>Processing fees cheque.<\/li><\/ol>\n\n\n\n<p>6) <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-list-of-documents-for-applying-home-loan\/\">Click for documents\nrequired for NRI home loan<\/a> <\/p>\n\n\n\n<p>7)\nPlease refer to the links for detailed documents for home loan SBI. <\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>SBI home loan documents\nrequired <strong>Resale Case<\/strong> <strong>for <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-salaried-list-of-documents-resale-case\/\"><strong>salaried<\/strong><\/a><strong>, for self\nemployed f<\/strong>or\n<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-proprietorship-firm-resale-case\/\">Proprietorship firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-private-limited-company-resale-case\/\">Private Ltd. Company<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-partnership-firm-resale-case\/\">Partnership Firm<\/a>.&nbsp; <\/li><li>Documents required for home\nloan <strong>from builder for <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-salaried-list-of-documents-builder-case\/\"><strong>salaried<\/strong><\/a><strong>, for self\nemployed <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-proprietorship-firm-builder-case\/\">Proprietorship firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-private-limited-company-builder-case\/\">Private Ltd. Company<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-partnership-firm-builder-case\/\">Partnership Firm<\/a>.&nbsp;&nbsp; <\/li><li>SBI housing loan required\ndocuments for <strong>home loan balance transfer\nfor <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-salaried\/\"><strong>salaried<\/strong><\/a><strong>, self employed\n<\/strong>&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-proprietorship-firm\/\">Proprietorship Firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-private-limited-company\/\">Private Limited Company<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-partnership-firm\/\">Partnership Firm<\/a>.<\/li><\/ol>\n\n\n\n<p>Click\nto know <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\">housing loan interest\nrates of different banks<\/a> and to know <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-interest-rates%ea%98%a1compare-rates-of-top-banks\/\">which bank has the\nlowest home loan interest rate<\/a>.<\/p>\n\n\n\n<p><strong><em>For\nthe latest SBI home loan interest rates &amp; SBI home loan balance transfer\ninterest rates call on 9321020476 or login to<\/em><\/strong><strong><em> <\/em><\/strong><a href=\"https:\/\/www.loanfasttrack.com\/index.html\"><strong><em>Loanfasttrack<\/em><\/strong><\/a><strong><em>. <\/em><\/strong><\/p>\n\n\n\n<p>&nbsp;Loanfasttrack is a Mumbai based loan provider\ncompany since 2015 offering loan services in Mumbai on&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>housing loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>mortgage loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">,<\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business Loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>unsecured\nbusiness loans<\/strong><\/a>,<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan transfe<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>r<\/strong><\/a>, top-up loans, <a href=\"https:\/\/www.loanfasttrack.com\/car-loan.html\"><strong>car loans<\/strong><\/a> and <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan transfers<\/strong><\/a>. Loanfasttrack is a direct sales associate with leading\nbanks namely, ICICI Bank, HDFC Ltd, Canara Bank, Citi Bank, Piramal Housing\nFinance, etc.<\/p>\n\n\n\n<p>Visit<a href=\"http:\/\/www.loanfasttrack.com\"> <\/a><a href=\"http:\/\/www.loanfasttrack.com\"><strong>www.loanfasttrack.com<\/strong><\/a>. <\/p>\n\n\n\n<p>Seek\nexpert advice on <strong>9321020476<\/strong>. <\/p>\n\n\n\n<p>You\ncan also email on <a href=\"mailto:info@loanfasttrack.com\"><strong>info@loanfasttrack.com<\/strong><\/a>.<\/p>\n\n\n\n<p>Loanfasttrack\u2019s specialized services\nincludes providing:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The<a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"><strong>best bank for home\n<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"><strong>loan<\/strong><\/a><strong>.<\/strong><\/li><li>Assured low interest rates\nfor<a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>loan against\nproperty in Mumbai<\/strong><\/a>.<\/li><li>Lowest<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan rates in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>Instant loan in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li>Instant <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in Mumbai<\/strong><\/a> &amp;<a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a><\/li><li>Low cost<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan balance\ntransfer<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<p><strong>Additional Read<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/how-to-apply-online-for-home-loan-mortgage-loan-loan-transfers-by-loanfasttrack\/\"><strong>How To Apply Online For Home Loan, Mortgage Loan &amp; Loan Transfers \u2013 By Loanfasttrack<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-how-to-deal-with-the-increasing-interest-rates-of-housing-loans\/\"><strong>Know-How To Deal With The Increasing Interest Rates Of Housing Loans<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-how-your-home-loan-inquiry-impacts-your-cibil-scores\/\"><strong>Know How Your Home Loan Inquiry Impacts Your CIBIL Scores<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-know-before-purchasing-a-land-availing-the-land-loans\/\"><strong>Everything You Must Know Before Applying For A Housing Loan<\/strong><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>State Bank Of India is the largest mortgage lender in India providing attractive home loan interest rates. Current SBI home loan interest rates start from 6.95%p.a. (concessional rates of SBI home loan for women) with flexible repayment options up-to 30 years for SBI home loan tenure. Processing fee for home loan in SBI is up-to &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57],"tags":[],"class_list":["post-440","post","type-post","status-publish","format-standard","hentry","category-home-loan"],"_links":{"self":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/440","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/comments?post=440"}],"version-history":[{"count":2,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/440\/revisions"}],"predecessor-version":[{"id":470,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/440\/revisions\/470"}],"wp:attachment":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/media?parent=440"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/categories?post=440"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/tags?post=440"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}