{"id":443,"date":"2020-11-03T09:56:03","date_gmt":"2020-11-03T09:56:03","guid":{"rendered":"https:\/\/www.loanfasttrack.com\/blog\/?p=443"},"modified":"2020-11-28T10:24:13","modified_gmt":"2020-11-28T10:24:13","slug":"axis-bank-home-loan","status":"publish","type":"post","link":"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/axis-bank-home-loan\/","title":{"rendered":"Axis Bank Home Loan"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/Axis-Bank-Home-Loan-1024x684.png\" alt=\"Axis Bank Home Loan\" class=\"wp-image-444\" srcset=\"https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/Axis-Bank-Home-Loan.png 1024w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/Axis-Bank-Home-Loan-300x200.png 300w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/Axis-Bank-Home-Loan-768x513.png 768w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/Axis-Bank-Home-Loan-800x534.png 800w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong><em>Customized\n  Axis home loan available to meet the various needs of the loan borrowers be\n  it Salaried, Self-Employed or Corporate Entities at competitive home loan\n  interest rates in Axis Bank starting from 7.75% p.a. &amp; flat 12% p.a. in\n  floating and fixed interest rates respectively for home loan starting from\n  Rs.3 Lakhs.<\/em><\/strong>\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Benefits &amp; Features Of Axis\nBank Housing Loan<\/strong><\/h3>\n\n\n\n<p>(Axis\nBank Home Loan Information)<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Axis housing loans available\nfor the purchase, construction, repairs, improvements &amp; renovations of the\nhouse.<\/li><li>Axis Bank repo rate linked\nhome loan starts from Rs.3 Lakhs.<\/li><li>Longer repayment tenures\nup-to 30 years.<\/li><li>Fixed and floating housing\nloan interest rate in Axis Bank.<\/li><li>Axis Bank home loan rate\nstarts from 7.75% p.a. for floating interest rates.<\/li><li>Axis home loan interest rate\nof flat 12% p.a. on any loan amount for fixed interest rate home loans. <\/li><li>Axis NRI home loan product\navailable for NRIs.<\/li><li>Nil Axis Bank foreclosure\ncharges for floating interest rate home loans.<\/li><li>12 months EMI waiver to the\nborrowers.<\/li><li>Home loan available in the\nform of overdraft.<\/li><li>PMAY credit linked subsidy\nschemes available with subsidy up-to Rs.2.67 lakhs.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Axis Bank Home\nLoan Interest Rates 2020<\/strong><\/h3>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>Axis Bank Loan Schemes<\/strong>\n  <\/td><td>\n  <strong>Interest Rates for Salaried<\/strong>\n  <\/td><td>\n  <strong>Interest Rates Self-Employed<\/strong>\n  <\/td><td>\n  <strong>Fixed Interest Rates (Salaried &amp; Self-Employed)<\/strong>\n  <\/td><\/tr><tr><td>\n  Axis Home Loan\n  <\/td><td>\n  7.75% p.a. &#8211; 8.40% p.a.\n  <\/td><td>\n  7.95% p.a. &#8211; 8.55% p.a.\n  <\/td><td>\n  12% p.a.\n  <\/td><\/tr><tr><td>\n  Axis\n  Asha Home Loan\n  <\/td><td>\n  10.05% p.a. &#8211; 11% p.a.\n  <\/td><td>\n  10.30% p.a. &#8211; 11.50% p.a.\n  <\/td><td>\n  12% p.a.\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Quikpay Home Loan\n  <\/td><td>\n  7.75% p.a. &#8211; 8.40% p.a.\n  <\/td><td>\n  7.95% p.a. &#8211; 8.55% p.a.\n  <\/td><td>\n  &#8211;\n  <\/td><\/tr><tr><td>\n  Axis\n  Shubharambh Home Loan\n  <\/td><td>\n  7.75% p.a. &#8211; 8.40% p.a.\n  <\/td><td>\n  7.95% p.a. &#8211; 8.55% p.a.\n  <\/td><td>\n  &nbsp;&#8211;\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Fast Forward Home Loan\n  <\/td><td>\n  7.75% p.a. &#8211; 8.40% p.a.\n  <\/td><td>\n  7.95% p.a. &#8211; 8.55% p.a.\n  <\/td><td>\n  &#8211;\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Home Loan Top Up\n  <\/td><td>\n  8.65% p.a. onwards\n  <\/td><td>\n  8.90% p.a. onwards\n  <\/td><td>\n  12% p.a.\n  <\/td><\/tr><tr><td>\n  Axis\n  Super Saver Home Loan\n  <\/td><td>\n  7.75% p.a. onwards\n  <\/td><td>\n  7.95% p.a. onwards\n  <\/td><td>\n  &#8211;\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Power Home Loan\n  <\/td><td>\n  8% p.a. onwards\n  <\/td><td>\n  8.50% p.a. onwards\n  <\/td><td>\n  8.40% p.a. \n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><strong><em>Note:\nInterest rates are subject to change without prior notice.<\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Axis Bank Home Loan Details<\/strong><\/h3>\n\n\n\n<p>Axis\nBank home loans are available for constructions of property, purchase of resale\nor ready to move\/ under-construction property, Axis top up loan on existing\nloans and redevelopment, Axis bank <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/benefits-of-home-loan-transfer\/\">home loan balance\ntransfer<\/a>, etc.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><br>\n<strong>Axis Bank Home Loan Criteria<\/strong> <\/h3>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  Eligible Profile\n  <\/td><td>\n  Salaried, Self-Employed Professionals,\n  Self-Employed Non-Professionals, NRIs, PIOs, Corporate Entities\n  <\/td><\/tr><tr><td>\n  Age Criteria\n  <\/td><td>\n  Minimum 21 years and Maximum 65 years. \n  <\/td><\/tr><tr><td>\n  Loan Amount\n  <\/td><td>\n  Starts from minimum of Rs.3 Lakhs.\n  <\/td><\/tr><tr><td>\n  Home Loan Tenure\n  <\/td><td>\n  Axis\n  Bank home loan maximum tenure is up-to 30 years.\n  <\/td><\/tr><tr><td>\n  Minimum\n  Income For Home Loan\n  <\/td><td>\n  Minimum\n  salary for home loan is Rs.12,000\/- p.m.\n  <\/td><\/tr><tr><td>\n  Rate\n  Packages Available\n  <\/td><td>\n  Floating\n  &amp; Fixed rate AXIS Bank housing loan rate.\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Current Home Loan Interest Rate\n  <\/td><td>\n  Axis\n  Bank housing loan interest rates start from 7.75% p.a.\n  7.75% p.a. &#8211; 11.50% p.a. &#8211;\n  Axis Bank home loan floating interest rate12% p.a. &#8211; Axis Bank home\n  loan fixed interest rate\n  \n  <\/td><\/tr><tr><td>\n  Interest\n  Rates Linked To\n  <\/td><td>\n  Repo\n  Rate\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Home Loan Types\n  <\/td><td>\n  Types\n  of home loan in Axis Bank: &#8211;\n  Home\n  Renovation Loan Axis Bank, Home Improvement Loan Axis Bank, Pre Approved Home\n  Loan, Axis Bank Home Construction Loan\/Axis Bank Construction Loan, Axis Bank\n  Plot Loan<strong>, <\/strong>Axis Bank Overdraft\n  Home Loan, Axis Bank <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/housing-loan-benefits-for-women-borrower-in-india\/\">Home Loan For Women<\/a>, Axis Bank <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\">Home Loan Take Over<\/a>, Axis Bank Top Up Loan,\n  Axis Bank <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-about-nri-home-loans\/\">NRI Home Loan<\/a>, Axis Bank <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\">Loan Against Property<\/a>.\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Home Loan Charges\n  <\/td><td>\n  Axis Bank Home Loan\n  Processing Fee of Up-to 1% of the loan amount subject to minimum of Rs.\n  10,000\/-Stamp duty charges &#8211; 0.20%\n  of the loan amount.\n  \n  (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/must-know-all-costs-in-home-loan\/\">Read to know the\n  complete list of charges on home loans- CLICK<\/a>)\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank Home Loan Foreclosure Charges\n  &nbsp;\n  <\/td><td>\n  Nil &#8211; Floating interest rate <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\">home loan<\/a>.Up-to 2% on the outstanding loan amount &#8211;\n  Fixed interest rate home loan.\n  \n  <\/td><\/tr><tr><td>\n  LTV \n  <\/td><td>\n  Up-to 90% of the property market value.\n  <\/td><\/tr><tr><td>\n  Axis\n  Bank <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-do-you-mean-by-loan-eligibility-in-home-loan\/\">Home Loan Eligibility<\/a>\n  <\/td><td>\n  Depends on the borrower\u2019s age, income,\n  profile, CIBIL score, co-borrower\u2019s details and property details.\n  <\/td><\/tr><tr><td>\n  Minimum\n  CIBIL Score For Home Loan In Axis Bank\n  &nbsp;\n  <\/td><td>\n  750 and above.\n  (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/cibil-and-its-significance-in-home-loan\/\">Understand the\n  significance of CIBIL in home loan<\/a>)\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><strong><em>For\nthe latest Axis Bank Home Loan Offers call on 9321020476. <\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Axis Bank Home Loan Processing Charges\nSchedule List&nbsp; <\/strong><\/h3>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>Particulars<\/strong>\n  <\/td><td>\n  <strong>Applicable Charges<\/strong>\n  <\/td><\/tr><tr><td>\n  Axis\n  <a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\">Home Loan<\/a> Processing Fee\n  <\/td><td>\n  Up to 1% of the loan amount subject to\n  minimum of Rs 10,000\/- \n  <\/td><\/tr><tr><td>\n  Prepayment Charges\n  <\/td><td>\n  Nil &#8211; Floating interest rate.\n  2% of the amount prepaid &#8211; Fixed interest\n  rate.\n  <\/td><\/tr><tr><td>\n  CERSAI Charge\n  <\/td><td>\n  Rs 50\/- for loans up-to Rs.5 Lakhs.\n  Rs 100\/- for loans above Rs.5 Lakhs.\n  <\/td><\/tr><tr><td>\n  Valuation fee in Construction Linked Loan\n  cases\n  <\/td><td>\n  Nil &#8211; Within 60 km.\n  Rs. 500 (for first visit) and Rs. 750 (for\n  subsequent visits) &#8211; Beyond 60 km.\n  <\/td><\/tr><tr><td>\n  Penal Interest Rate \n  <\/td><td>\n  24% per annum (2% per month)\n  <\/td><\/tr><tr><td>\n  Switching Fees\n  <\/td><td>\n  Floating to Fixed Rate -1% on the\n  outstanding principal with a minimum of Rs.10,000\/-\n  (Not Applicable on Shubh\n  Aarambh, Fast Forward and Empower Home Loan variants)\n  Higher Floating to lower Floating Rate &#8211;\n  0.5% on outstanding principal with minimum of Rs.10,000\/- for Shubh Aarambh\n  and Fast Forward Home Loans.Higher Fixed to Lower Fixed Rate &#8211; 0.5% on\n  outstanding principal with minimum of Rs. 10,000\/-. \n  \n  (Not applicable on Fast Forward\n  Home Loan &amp; Shubh Aarambh Home Loans)\n  Fixed to Floating Rate &#8211; 2% on the\n  outstanding principal \n  (Not applicable under Fast\n  Forward Home Loan &amp; Shubh Aarambh Home Loans)\n  <\/td><\/tr><tr><td>\n  Equitable <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\">Mortgage<\/a> Creation Charge\n  <\/td><td>\n  As\n  applicable in the state.\n  <\/td><\/tr><tr><td>\n  Other Charges &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\n  <\/td><\/tr><tr><td>\n  Cheque Bounce Charges\n  <\/td><td>\n  Rs.500\/-\n  per instance.\n  <\/td><\/tr><tr><td>\n  Cheque\/Instrument Swap Charges\n  <\/td><td>\n  Rs.500\/-\n  per instance.\n  <\/td><\/tr><tr><td>\n  Duplicate NOC\n  <\/td><td>\n  Rs.500\/- per\n  instance.\n  <\/td><\/tr><tr><td>\n  Duplicate Statement Issuance Charges\n  <\/td><td>\n  Rs.250\/-\n  per instance.\n  <\/td><\/tr><tr><td>\n  Duplicate Amortization Schedule Issuance\n  Charge\n  <\/td><td>\n  Rs.250\/-\n  per instance.\n  <\/td><\/tr><tr><td>\n  Duplicate Interest Certificate\n  (Provisional\/Actual) Issuance Charge \n  <\/td><td>\n  Rs.250\/-\n  per instance.\n  <\/td><\/tr><tr><td>\n  For Issuing Title Documents \n  <\/td><td>\n  Rs.250\/-\n  per document set.\n  <\/td><\/tr><tr><td>\n  Documents copies\n  <\/td><td>\n  Rs.250\/-\n  per document set.\n  <\/td><\/tr><tr><td>\n  GST will be applicable on all the charges\n  and fees (wherever GST is applicable).\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Axis Bank Home Loan Calculator <\/strong><\/h3>\n\n\n\n<p>Loanfasttrack\u2019s\nAxis Bank <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-emi-calculator\/\">Home Loan EMI\ncalculator<\/a> is a hassle free simple generic calculator. It gives you an accurate\nestimate of the EMI for various tenures and loan amounts. You can calculate\nyour monthly EMI outgo easily with the help of <a href=\"https:\/\/www.loanfasttrack.com\/emi-calculator.html\">Loanfasttrack\u2019s housing\nloan EMI calculator<\/a> by entering only 3 simple variables i.e. the loan amount,\ninterest rates and loan tenure. The calculator also shows you the total\ninterest payable for the said home loan tenure.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"571\" src=\"https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/EMI-Calculator-1024x571.png\" alt=\"\" class=\"wp-image-446\" srcset=\"https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/EMI-Calculator-1024x571.png 1024w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/EMI-Calculator-300x167.png 300w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/EMI-Calculator-768x428.png 768w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/EMI-Calculator-800x446.png 800w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2020\/11\/EMI-Calculator.png 1171w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/emi-calculator.html\"><\/a><\/p>\n\n\n\n<p><strong>Axis Bank Home Loan Eligibility\nCalculator For Different Loan Amount And Tenure @ Axis Bank HL Rate (Floating\nInterest Rate) Of 7.75% p.a.<\/strong><\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>Loan Amount<\/strong>\n  <\/td><td>\n  <strong>EMI For <\/strong>\n  <strong>10 Years<\/strong>\n  <\/td><td>\n  <strong>EMI For <\/strong>\n  <strong>15 Years<\/strong>\n  <\/td><td>\n  <strong>EMI For <\/strong>\n  <strong>20 Years<\/strong>\n  <\/td><td>\n  <strong>EMI For <\/strong>\n  <strong>25 Years<\/strong>\n  <\/td><td>\n  <strong>EMI For <\/strong>\n  <strong>30 Years<\/strong>\n  <\/td><\/tr><tr><td>\n  Rs.25 Lakhs\n  <\/td><td>\n  Rs.30,003\/-\n  <\/td><td>\n  Rs.23,532\/-\n  <\/td><td>\n  Rs.20,524\/-\n  <\/td><td>\n  Rs.18,883\/-\n  <\/td><td>\n  Rs.17,910\/-\n  <\/td><\/tr><tr><td>\n  Rs.30 Lakhs\n  <\/td><td>\n  Rs.36,003\/-\n  <\/td><td>\n  Rs.28,238\/-\n  <\/td><td>\n  Rs.24,628\/-\n  <\/td><td>\n  Rs.22,660\/-\n  <\/td><td>\n  Rs.21,492\/-\n  <\/td><\/tr><tr><td>\n  Rs.50 Lakhs\n  <\/td><td>\n  Rs.60,005\/-\n  <\/td><td>\n  Rs.47,064\/-\n  <\/td><td>\n  Rs.41,047\/-\n  <\/td><td>\n  Rs.37,766\/-\n  <\/td><td>\n  Rs.35,821\/-\n  <\/td><\/tr><tr><td>\n  Rs.75Lakhs\n  <\/td><td>\n  Rs.90,008\/-\n  <\/td><td>\n  Rs.70,596\/-\n  <\/td><td>\n  Rs.61,571\/-\n  <\/td><td>\n  Rs.56,650\/-\n  <\/td><td>\n  Rs.53,731\/-\n  <\/td><\/tr><tr><td>\n  Rs.1 Crore\n  <\/td><td>\n  Rs.1,20,011\/-\n  <\/td><td>\n  Rs.94,128\/-\n  <\/td><td>\n  Rs.82,095\/-\n  <\/td><td>\n  Rs.75,533\/-\n  <\/td><td>\n  Rs.71,641\/-\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><strong>Axis Bank Home Loan Interest Rate\nCalculator For EMI Calculation @ 7.75% P.A. Interest Rate For Rs.50 Lakhs\nHousing Loan.<\/strong><\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>Loan\n  Tenure <\/strong>\n  <\/td><td>\n  <strong>EMI\n  For 50 Lakhs<\/strong>\n  <\/td><td>\n  <strong>Total\n  Interest<\/strong>\n  <\/td><td>\n  <strong>Total\n  Amount Payable <\/strong>\n  <strong>(Principal\n  + Interest) <\/strong>\n  <\/td><\/tr><tr><td>\n  10 Years\n  <\/td><td>\n  Rs.60,005\/-\n  <\/td><td>\n  Rs.22,00,638\/-\n  <\/td><td>\n  Rs.72,00,638\/-\n  <\/td><\/tr><tr><td>\n  15 Years\n  <\/td><td>\n  Rs.47,064\/-\n  <\/td><td>\n  Rs.34,71,482\/-\n  <\/td><td>\n  Rs.84,71,482\/-\n  <\/td><\/tr><tr><td>\n  20 Years\n  <\/td><td>\n  Rs.41,047\/-\n  <\/td><td>\n  Rs.48,51,383\/-\n  <\/td><td>\n  Rs.98,51383\/-\n  <\/td><\/tr><tr><td>\n  25 Years\n  <\/td><td>\n  Rs.37,766\/-\n  <\/td><td>\n  Rs.63,29,931\/-\n  <\/td><td>\n  Rs.1,13,29,931\/-\n  <\/td><\/tr><tr><td>\n  30 Years\n  <\/td><td>\n  Rs.35,821\/-\n  <\/td><td>\n  Rs.78,95,420\/-\n  <\/td><td>\n  Rs.1,28,95,420\/-\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><strong>Home Loan Amortization Chart For\nRs.50 Lakhs Housing Loan For 20 Years<\/strong><\/p>\n\n\n\n<p>(Assuming\nyour loan is disbursed in the month of October @ 7.75% p.a.) <\/p>\n\n\n\n<p><strong>Yearly Chart <\/strong><\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>Year<\/strong>\n  <\/td><td>\n  <strong>Total EMI <\/strong>\n  <\/td><td>\n  <strong>Principal<\/strong>\n  <\/td><td>\n  <strong>Interest <\/strong>\n  <\/td><td>\n  <strong>Balance <\/strong>\n  <\/td><\/tr><tr><td>\n  2020\n  <\/td><td>\n  1,23,141\n  <\/td><td>\n  26,437\n  <\/td><td>\n  96,704\n  <\/td><td>\n  49,73,563\n  <\/td><\/tr><tr><td>\n  2021\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,11,007\n  <\/td><td>\n  3,81,557\n  <\/td><td>\n  48,62,557\n  <\/td><\/tr><tr><td>\n  2022\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,19,921\n  <\/td><td>\n  3,72,643\n  <\/td><td>\n  47,42,635\n  <\/td><\/tr><tr><td>\n  2023\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,29,552\n  <\/td><td>\n  3,63,012\n  <\/td><td>\n  46,13,083\n  <\/td><\/tr><tr><td>\n  2024\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,39,956\n  <\/td><td>\n  3,52,608\n  <\/td><td>\n  44,73,126\n  <\/td><\/tr><tr><td>\n  2025\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,51,198\n  <\/td><td>\n  3,41,366\n  <\/td><td>\n  43,21,928\n  <\/td><\/tr><tr><td>\n  2026\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,63,340\n  <\/td><td>\n  3,29,224\n  <\/td><td>\n  41,58,587\n  <\/td><\/tr><tr><td>\n  2027\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,76,460\n  <\/td><td>\n  3,16,104\n  <\/td><td>\n  39,82,128\n  <\/td><\/tr><tr><td>\n  2028\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  1,90,631\n  <\/td><td>\n  3,01,933\n  <\/td><td>\n  37,91,497\n  <\/td><\/tr><tr><td>\n  2029\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  2,05,943\n  <\/td><td>\n  2,86,621\n  <\/td><td>\n  35,85,555\n  <\/td><\/tr><tr><td>\n  2030\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  2,22,481\n  <\/td><td>\n  2,70,083\n  <\/td><td>\n  33,63,074\n  <\/td><\/tr><tr><td>\n  2031\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  2,40,349\n  <\/td><td>\n  2,52,215\n  <\/td><td>\n  31,22,725\n  <\/td><\/tr><tr><td>\n  2032\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  2,59,651\n  <\/td><td>\n  2,32,913\n  <\/td><td>\n  28,63,073\n  <\/td><\/tr><tr><td>\n  2033\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  2,80,506\n  <\/td><td>\n  2,12,058\n  <\/td><td>\n  25,82.567\n  <\/td><\/tr><tr><td>\n  2034\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  3,03,035\n  <\/td><td>\n  1,89,529\n  <\/td><td>\n  22,79,533\n  <\/td><\/tr><tr><td>\n  2035\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  3,27,372\n  <\/td><td>\n  1,65,192\n  <\/td><td>\n  19,52,161\n  <\/td><\/tr><tr><td>\n  2036\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  3,53,665\n  <\/td><td>\n  1,38,899\n  <\/td><td>\n  15,98,497\n  <\/td><\/tr><tr><td>\n  2037\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  3,82,068\n  <\/td><td>\n  1,10,496\n  <\/td><td>\n  12,16,429\n  <\/td><\/tr><tr><td>\n  2038\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  4,12,751\n  <\/td><td>\n  79,813\n  <\/td><td>\n  8,03,677\n  <\/td><\/tr><tr><td>\n  2039\n  <\/td><td>\n  4,92,564\n  <\/td><td>\n  4,45,902\n  <\/td><td>\n  46,662\n  <\/td><td>\n  3,57,775\n  <\/td><\/tr><tr><td>\n  2040\n  <\/td><td>\n  3,69,423\n  <\/td><td>\n  3,57,774\n  <\/td><td>\n  11,649\n  <\/td><td>\n  0\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Axis Bank Home\nLoan Schemes<\/strong><\/h3>\n\n\n\n<p><strong>1) Axis Bank\nHome Loan (Regular Home Loan)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all borrowers from 21years to 65 years for\nconstructions of property, purchase of constructed residences (resale\/builder\nproperty) and loan for top-ups for existing loans and redevelopment etc., also\nincluding options for repayment and subsidy benefits. (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-builder-case-resale-case\/\">Click to know the\ndifference in home loan for resale &amp; builder case<\/a>)<\/li><li>Axis Bank current home loan\nrate starts from 7.75% p.a.<\/li><li>Axis Home loan rates available are Fixed &amp; floating\ninterest rates.<\/li><li>Axis Bank floating home loan rates are available from 7.75%\np.a. &#8211; 8.55% p.a.<\/li><li>12% p.a. is the fixed rate of\ninterest of home loan in Axis Bank.<\/li><li>Longer repayment tenure up-to\n30 years.<\/li><li>Minimum loan amount is Rs.3\nLakhs &amp; maximum is Rs. 5 Crores.<\/li><li>No prepayment penalty on\nfloating home loan interest of Axis Bank.<\/li><li>LTV funding up-to 90%.<\/li><li>Axis Bank home loan processing fee charges -up-to 1% on the\nloan amount plus applicable GST subject to minimum of Rs.10,000\/-.<\/li><\/ul>\n\n\n\n<p>Compare\nAxis Bank Home Loan with <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/sbi-home-loan\/\">SBI Home Loan<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-choose-icici-bank-home-loans\/\">ICICI Bank Home Loan<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-choose-hdfc-ltd-home-loan\/\">HDFC Ltd. Home Loan<\/a> &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/canara-bank-home-loan\/\">Canara Bank Home Loan<\/a>.<\/p>\n\n\n\n<p><strong>2) Quickpay\nHome Loan Axis Bank<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all borrowers from 21years to 65 years to\npurchase under-construction \/ ready to move\/ resale house, self-construction,\nAxis Bank land purchase loan plus construction loan or home extension or\nimprovement. (Also Read: <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-know-before-purchasing-a-land-availing-the-land-loans\/\"><strong>Everything You Must Know Before Purchasing A Land &amp;\nAvailing The Land Loans<\/strong><\/a>)<\/li><li>Axis housing loan interest rate available with reducing\nmonthly instalments. <\/li><li>Higher amount of principal repaid earlier in the loan tenure.\nThe principal proportion in EMI amount will be higher than the interest portion\nduring the earlier loan tenure thus reducing the monthly instalments and making\nsavings on interest.<\/li><li>Longer repayment tenure up-to\n30 years.<\/li><li>Minimum loan amount is Rs.3\nLakhs &amp; maximum is Rs. 5 Crores.<\/li><li>Only floating housing loan\nrate of interest in Axis Bank Quickpay Home Loan. <\/li><li>Nil prepayment charges on\nfloating rate of interest in Axis Bank for home loan.<\/li><li>Option to avail <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-lowest-rate-for-6-95p-a\/\">home loan balance\ntransfer<\/a> facility.<\/li><li>Current Axis Bank home loan\ninterest rate for Quickpay Home Loan starts from 7.75% p.a. Onwards.<\/li><li>Home loan processing fee of\nup-to 1% on the loan amount plus applicable GST subject to minimum of\nRs.10,000\/-.<\/li><\/ul>\n\n\n\n<p><strong>3) Axis Bank Shubh Aarambh Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all salaried and self-employed borrowers from\n21years to 65 years to purchase under-construction \/ ready to move\/ resale\nhouse, self-construction, Axis Bank land loan plus construction loan or home\nextension or improvement.<\/li><li>Not available for NRI home\nbuyers.<\/li><li>12 months EMI waiver. 4 EMI\neach waived at the end of 4th, 8th &amp; 12th year provided:&nbsp;&nbsp; <\/li><li>The loan should remain with\nAxis Bank for at least 48 months from the date of disbursement. <\/li><li>Clear track record must be\nmaintained during the lifetime of the loan. (Only 3 instances of dues pending\nfor 30 days and above will be allowed but not over 90 days.)<\/li><li>Minimum loan amount is Rs.1\nLakh and maximum loan amount is Rs.30 Lakhs.<\/li><li>Minimum tenure is 20 years\n&amp; maximum loan tenure is 30 years.<\/li><li>Only floating home loan rate\nof interest of Axis Bank\u2019s Shubh Aarambh Home Loan.<\/li><li>Current home loan interest\nrate of Axis Bank\u2019s Shubh Aarambh Home Loan ranges from 7.75% p.a. &#8211; 8.55% p.a.\n<\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><li>Nil prepayment charges for\nShubharambh Home Loan Axis Bank. <\/li><li>Prepayment of the loan can be done as long as the loan tenure\ndoes not fall below 4 years in order to avail the benefits of the EMI\nmoratorium.<\/li><li>EMI cycle date available is\nonly 5th of every month for all loan borrowers.<\/li><li>PMAY credit linked subsidy schemes available with subsidy\nup-to Rs.2.67 lakhs.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-lowest-rate-for-6-95p-a\/\">Balance transfer<\/a> facility available for Shubh\nAarambh Home Loan Axis Bank.<\/li><\/ul>\n\n\n\n<p><strong>4) Fast Forward Home Loan Axis Bank<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all salaried and self-employed borrowers from\n21years to 65 years to purchase under-construction \/ ready to move\/ resale\nhouse, self-construction, plot purchase loan Axis Bank plus construction loan\nor home extension or improvement.<\/li><li>Not available for NRI home\nbuyers.<\/li><li>EMI waiver for 12 months. 6\nEMI each waived at the end of 10th, 15th year provided:&nbsp;&nbsp; <\/li><li>The loan should remain with\nAxis Bank for 10 years from the date of disbursement.<\/li><li>Clear track record must be\nmaintained during the lifetime of the loan. (Only 3 instances of dues pending\nfor 30 days and above will be allowed but not over 90 days.)<\/li><li>Minimum loan amount is Rs.30\nLakh and maximum loan amount is Rs.5 Crores.<\/li><li>Minimum tenure is 20 years\n&amp; maximum loan tenure is 30 years.<\/li><li>Only floating Axis Bank home\nloan percentage. <\/li><li>Today Axis Bank home loan\ninterest rate for Fast Forward Home Loan starts from 7.75% p.a. onwards. <\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><li>Nil prepayment charges.<\/li><li>Prepayment of the loan can be done as long as the loan tenure\ndoes not fall below 10 years in order to avail the benefits of the EMI\nmoratorium.<\/li><li>The Fast Forward Home Loans\ncannot be clubbed with any other schemes such as subvention scheme, etc.<\/li><li>EMI cycle date remains 5th of\nevery month for all loan borrowers.<\/li><\/ul>\n\n\n\n<p><strong>5) Axis Bank Asha Home Loan <\/strong><\/p>\n\n\n\n<p>Axis\nBank Asha Home Loan Details: &#8211; <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Customized loan scheme on the\nbasis of banking behavior or previous repayment track history. Specially\ndesigned for those who are buying their first house.<\/li><li>Affordable housing loan\nscheme for the purchase of under-construction \/ ready to move\/ resale property,\nplot purchase and construction of house thereon or construction of house on a\nplot already purchased.<\/li><li>Asha Home Loan Eligibility:<\/li><li>Available for all salaried\nand self-employed borrowers from 21years to 65 years.<\/li><li>Minimum income required &#8211;\ncombined salary of the family- Rs.8,000\/- pm or Rs.10,000\/- pm depending upon\nthe location.<\/li><li>Cash salary of the borrower\ncounted.<\/li><li>Minimum loan amount is Rs.1\nLakh and maximum loan amount is Rs.35 Lakh.<\/li><li>Minimum tenure is 20 years\n&amp; maximum loan tenure is 30 years.<\/li><li>Loan funding of 90% of the\nmarket value of the property for the property value up-to 30 Lakhs.<\/li><li>Home loan available for\nproperties with minimum built up area starting from 200 sq.ft. <\/li><li>12 EMIs waived off. 4 EMI\neach waived at the end of 4th, 8th &amp; 12th year provided:&nbsp;&nbsp; <\/li><li>The loan should remain with\nAxis Bank for at least 48 months from the date of disbursement. <\/li><li>Clear track record must be\nmaintained during the lifetime of the loan. (Only 3 instances of dues pending\nfor 30 days and above will be allowed but not over 90 days.)<\/li><li>Axis Bank Asha Home Loan\ninterest rate: <\/li><li>Fixed &amp; floating interest\nrates available.<\/li><li>Fixed interest rates offered\nonly for tenure up-to 20 years.<\/li><li>Axis Bank Asha Home Loan rate\nof interest for floating rate home loans start from 10.05% p.a.to 11.50% p.a. <\/li><li>12% p.a. flat Asha Home Loan\nrate of interest for fixed rate home loan.<\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><li>Nil prepayment charges for\nfloating interest rates. Foreclosure charges of up-to 2% on the outstanding\nloan amount for fixed interest rate home loans.<\/li><li>Prepayment of the loan can be done as long as the loan tenure\ndoes not fall below 4 years in order to avail the benefits of the EMI\nmoratorium.<\/li><li>PMAY credit linked subsidy schemes available with subsidy\nup-to Rs.2.67 lakhs.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-lowest-rate-for-6-95p-a\/\">Balance transfer<\/a> facility available for Asha\nLoan Axis Bank.<\/li><\/ul>\n\n\n\n<p><strong>6) Axis Home Loan Top Up<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all existing\nborrowers and for borrowers with <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\">balance transfer of\nhome loan<\/a> at competitive Axis Bank top up loan interest rate.<\/li><li>Top up loan in Axis Bank can\nbe used for personal and business requirements, for construction of\nresidential\/commercial property, etc.<\/li><li>Maximum Axis Bank home loan\ntop up amount is Rs.50 Lakhs.<\/li><li>Maximum tenure for Axis <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/top-up-loans-loanfasttrack\/\">top up loan<\/a> will be the same as\noutstanding home loan tenure.<\/li><li>Axis Bank home loan top up\ninterest rate starts from 8.65% p.a. Onwards.<\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><li>Axis Bank home loan top up\ncriteria:<\/li><li>Top up loan on home loan Axis\nBank is available for all salaried, self-employed &amp; NRI borrowers.<\/li><li>Axis Bank top up loan\neligibility &#8211; 21years to 65 years.<\/li><li>Home loan top up Axis Bank\nfor the existing borrowers can be applied after completion of the 6 months\ntenure for home loan.<\/li><li>Clear repayment track for 6\nmonths is mandatory for existing borrowers and 12 months for the borrowers\nseeking Axis Bank <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-lowest-rate-for-6-95p-a\/\">home loan balance\ntransfer and top up<\/a>.<\/li><li>Only 1 EMI bounce is allowed\nprovided the bounced EMI is cleared before the next EMI due.<\/li><\/ul>\n\n\n\n<p>Compare\nAxis Home Loan Top Up with <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-home-loan-top-up\/\">ICICI Bank home loan\ntop up.<\/a><\/p>\n\n\n\n<p><strong>7) Axis Bank Super Saver Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>It is an overdraft facility\nloan available for all borrowers from 21 years to 65 years.<\/li><li>Super saver home loan Axis\nBank &#8211; is not available for NRI home buyers.<\/li><li>Excess funds are parked in\nthe Super Saver Account to save on the interest.<\/li><li>The monthly installment will\nbe debited from the funds parked in the Super Saver Account itself.<\/li><li>Minimum loan amount is Rs.50\nLakhs &amp; maximum loan amount is Rs.5 Crores.<\/li><li>Maximum tenure for super\nsaver Axis Bank is 20 years for full loan disbursement\/ ready possession\nproperty &amp; 22 years for partial loan disbursements\/<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/mportant-loan-facts\/\">under construction\nproperties<\/a>. <\/li><li>Alterations in the loan\ntenure (increase or decrease) is not allowed. <\/li><li>Only floating interest rates\nare available.<\/li><li>Axis Bank Super Saver Home\nLoan interest rate is charged on the outstanding principal amount i.e. the\nprincipal loan amount &#8211; (minus) the excess funds parked. The excess funds\nparked can be withdrawn whenever required.<\/li><li>Cheque book, ATM card and\nonline banking plus phone banking facility are provided to the loan borrowers\nwho wish to manage their saving\u2019s account while dealing with the home loan.<\/li><li>Nil prepayment charges.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-requirements\/\">Home loan balance\ntransfer facility<\/a> available.<\/li><li>Top up facility also\navailable, but the benefits of this plan will not be extended to the top up\nloan.<\/li><li>Existing home loan borrowers\ncan also shift their loan to Super Saver Home Loan scheme.<\/li><li>Interest rates starting from\n7.75% p.a. onwards.<\/li><li>Interest rate is charged on\ndaily reducing balance.<\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><li>EMI cycle date will be 10th\nof every month for all loan borrowers.<\/li><li>No tax deductions under\nsection 80C for the money parked in the super saver account and section 24 for\nthe unpaid interest amount i.e. the interest saved.<\/li><\/ul>\n\n\n\n<p><strong>8) Axis Bank Power Advantage Home\nLoans<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for all borrowers salaried, self-employed as well\nas NRIs from 21 years to 65 years for the purchase of under-construction \/\nready to move\/ resale house, self-construction, plot plus construction or home\nextension or improvement.<\/li><li>Interest rate is fixed for\nthe first 2 years and then floating interest rates applicable for the balance\nloan tenure.<\/li><li>Longer repayment tenure up-to\n30 years.<\/li><li>Maximum loan amount of Rs. 5\nCrores.<\/li><li>Interest rate starting from 8% p.a. onwards.<\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><li>Nil foreclosure &amp; part\npayment charges if paid during the floating rate tenure. Pre &amp; part payment\ncharges of 2% plus applicable GST if the loan is closed during the first 2\nyears of fixed interest rate tenure.<\/li><li>PMAY credit linked subsidy schemes available with subsidy\nup-to Rs.2.67 lakhs.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-details\/\">Home loan balance\ntransfer facility<\/a> available.<\/li><\/ul>\n\n\n\n<p>Click\nto read <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/is-pre-emi-better-than-full-emi-find-out-yourself\/\">Is pre-EMI is better\nthan full EMI<\/a>. Also find out the <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/purchasing-a-resale-property-or-investing-in-a-builder-property\/\">merits and demerits for\ninvesting in resale &amp; builder property<\/a>.<\/p>\n\n\n\n<p><strong>9) Pradhan Mantri Awas Yojana (PMAY)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Interest subsidy on housing\nloans for all eligible borrowers (salaried\/self-employed\/NRI)\nfrom 21 years to 65 years belonging to the EWS, LIG &amp; MIG segment\nfor the purchase \/ construction of their first house.<\/li><li>Subsidy amount of up-to Rs.2.67 lakhs provided the borrower\ndoes not own any pucca house in his name.<\/li><li>Maximum income to avail the benefits of this scheme is\nmaximum up-to Rs.18 Lakhs p.a.<\/li><li>Longer repayment tenure up-to\n30 years with subsidy up-to 20 years of the loan tenure.<\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><\/ul>\n\n\n\n<p><strong>10) Axis Bank NRI Home Loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Available for NRI, PIO\n(Person of Indian origin), OCI (Overseas Citizen of India) &amp; Merchant Navy\nemployees.<\/li><li>Minimum loan tenure is 1 year\nand maximum loan tenure of 25 years.<\/li><li>Axis Bank <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-about-nri-home-loans\/\">NRI home loan<\/a> eligibility: <\/li><li>Minimum age is 24 years and\nmaximum 60 years or retirement age whichever is earlier for Axis Bank NRI loan.\n<\/li><li>The NRI, PIO &amp; OCI should\nnot be the citizens of Pakistan, Bangladesh, Sri Lanka, Afghanistan, China,\nIran, Nepal, or Bhutan.<\/li><li>Total work experience\nrequired is 2 years with minimum 6 months overseas work experience required for\nAxis NRI loan.<\/li><li>Minimum income required is\n5000 AED pm for GCC countries &amp; 3000 USD pm for USA &amp; other countries\nand 2000 USD pm for 9 months for merchant navy.<\/li><li>Fixed and floating Axis Bank\nNRI loan interest rates available for housing loans.<\/li><li>Axis Bank NRI home loan\ninterest rate:<\/li><li>Floating interest rates\nstarting from 7.75% p.a. <\/li><li>Flat fixed interest rate of\n12% p.a.<\/li><li>Processing fees of up-to 1%\non the loan amount plus applicable GST. (Minimum Rs.10,000\/-)<\/li><li>NRI can also apply for top up\nloans. Benefits and terms and conditions will remain same as per the regular\ntop-up loan product.<\/li><li>Home Loan For Self-Employed\nNRIs: <\/li><li>Self-employed NRIs can also\napply for home loan for the purchase of ready to move\/resale\/under-construction\nproperty, self-construction, home extension or improvement and for <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-for-nri\/\">balance transfer of the\nhome loan<\/a>. <\/li><li>Self-employed NRI home loan\nis not available for the purchase of plot, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\">commercial property<\/a> and agricultural land. <\/li><li>Minimum cost of the property\npurchased has to be Rs.30 Lakhs.<\/li><li>Maximum loan tenure of 15\nyears.<\/li><li>Minimum loan amount is Rs.20\nLakhs &amp; maximum loan amount is Rs.50 Lakhs.<\/li><li>60% funding on the cost of\nthe property for ready to move projects and 90% for under-construction property\nwhile 50% for cases other the two.<\/li><li>The NRI, PIO &amp; OCI should\nhave their own office set up with minimum 5 years of work experience out of\nwhich 3 years should be in 1 country.<\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-list-of-documents-for-applying-home-loan\/\">Click to get documents\nrequired for NRI Home Loans.<\/a><strong><\/strong><\/p>\n\n\n\n<p>Additional\nRead On: <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-about-nri-home-loans\/\">NRI home loans<\/a> &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-for-nri\/\">NRI home loan transfer<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tax Benefits On Axis Bank Home Loan<\/strong><\/h3>\n\n\n\n<p>The\nborrowers can enjoy the income tax benefits on the interest paid as well as on\nthe principal amount repaid as per the Indian Income Tax Act. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Tax deduction available up-to\nRs.1.5 Lakhs per year on the principal repayment of the loan under section 80C\nof the Income Tax Act.<\/li><li>Tax deduction up-to Rs.2\nLakhs towards the interest repayment in the year under section 24 of the Income\nTax Act for the property self-owned by the borrower.<\/li><li>Entire interest amount can be\nclaimed in a year if the borrower has given the property on rent.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>List Of Documents Required For Home\nLoan In Axis Bank<\/strong><\/h3>\n\n\n\n<p>1) <strong>KYC<\/strong> &#8211; Pan Card, Aadhar Card, Latest\nPassport size photograph, Office proof &amp; Residence Proof.<\/p>\n\n\n\n<p>2) <strong>Income Documents<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Documents required for home loan for salaried person<\/strong> &#8211; 4 months Salary Slips, 6\nmonths Bank Account Statement, 2 years Form 16.<\/li><li><strong>Documents required for home loan for self-employed<\/strong> &#8211; 3 years ITR with Saral Copy, Balance Sheet,\nP&amp;L Account, Capital Account \u2013 CA certified, 12 months bank account\nstatements of all bank accounts savings + current account.<\/li><\/ol>\n\n\n\n<p>3) <strong>Property documents<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Prior Chain of Agreement<\/li><li>OC\/CC + approved plans<\/li><li>Index 2<\/li><li>Share Certificate<\/li><li>Society Registration Copy<\/li><li>Property Tax Receipt.<\/li><\/ol>\n\n\n\n<p>4) <strong>Additional documents required for <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-lowest-rate-for-6-95p-a\/\"><strong>home loan transfer<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>LOD <\/li><li>Outstanding Balance Letter<\/li><li>18 months repayment track record.<\/li><\/ol>\n\n\n\n<p>5) <strong>Other documents<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Duly signed Axis Bank home\nloan application form.<\/li><li>Processing fees cheque.<\/li><\/ol>\n\n\n\n<p>6) <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-list-of-documents-for-applying-home-loan\/\">Click for documents\nrequired for NRI home loan<\/a> <\/p>\n\n\n\n<p>7)\nPlease refer to the links for detailed documents for Axis Bank home loan<strong> apply.<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Home loan documents required <strong>Resale Case<\/strong> <strong>for <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-salaried-list-of-documents-resale-case\/\"><strong>salaried<\/strong><\/a><strong>, for\nself-employed f<\/strong>or <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-proprietorship-firm-resale-case\/\">Proprietorship firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-private-limited-company-resale-case\/\">Private Ltd. Company<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-partnership-firm-resale-case\/\">Partnership Firm<\/a>.&nbsp; <\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li>Documents required for home\nloan <strong>from builder for <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-salaried-list-of-documents-builder-case\/\"><strong>salaried<\/strong><\/a><strong>, for self\nemployed <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-proprietorship-firm-builder-case\/\">Proprietorship firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-private-limited-company-builder-case\/\">Private Ltd. Company<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-list-of-documents-for-self-employed-partnership-firm-builder-case\/\">Partnership Firm<\/a>.&nbsp;&nbsp; <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Housing loan documents\nrequired for <strong>home loan balance transfer\nfor <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-salaried\/\"><strong>salaried<\/strong><\/a><strong>, self employed\n<\/strong>&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-proprietorship-firm\/\">Proprietorship Firm<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-private-limited-company\/\">Private Limited Company<\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-balance-transfer-list-of-documents-for-self-employed-partnership-firm\/\">Partnership Firm<\/a>.<\/li><\/ul>\n\n\n\n<p>Click\nto know <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\">housing loan interest\nrates of different banks<\/a> and to know <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-interest-rates%ea%98%a1compare-rates-of-top-banks\/\">which bank has the\nlowest home loan interest rate<\/a>.<\/p>\n\n\n\n<p><strong>Similar Banks Offering Home Loans<\/strong><\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-choose-icici-bank-home-loans\/\"><strong>ICICI\n  Bank<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-choose-hdfc-ltd-home-loan\/\"><strong>HDFC\n  Ltd.<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/canara-bank-home-loan\/\"><strong>Canara\n  Bank<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/sbi-home-loan\/\"><strong>SBI\n  Bank<\/strong><\/a><strong><\/strong>\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><strong><em>For\nthe latest home loan interest rates in Axis Bank &amp; processing fees offer\ncall on 9321020476.<\/em><\/strong><\/p>\n\n\n\n<p>Loanfasttrack\nis a Mumbai based loan provider company since 2015 offering loan services in\nMumbai on&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>housing loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>mortgage loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">,<\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business Loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>unsecured\nbusiness loans<\/strong><\/a>,<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan transfe<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>r<\/strong><\/a>, top-up loans, <a href=\"https:\/\/www.loanfasttrack.com\/car-loan.html\"><strong>car loans<\/strong><\/a> and <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan transfers<\/strong><\/a>. Loanfasttrack is a direct sales\nassociate with leading banks namely, ICICI Bank, HDFC Ltd, Canara Bank, Citi\nBank, Piramal Housing Finance, etc.<\/p>\n\n\n\n<p>Visit<a href=\"http:\/\/www.loanfasttrack.com\"> <\/a><a href=\"http:\/\/www.loanfasttrack.com\"><strong>www.loanfasttrack.com<\/strong><\/a>. <\/p>\n\n\n\n<p>Seek\nexpert advice on <strong>9321020476<\/strong>. <\/p>\n\n\n\n<p>You\ncan also email on <a href=\"mailto:info@loanfasttrack.com\"><strong>info@loanfasttrack.com<\/strong><\/a>.<\/p>\n\n\n\n<p>Loanfasttrack\u2019s\nspecialized services includes providing:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The<a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"><strong>best bank for home\n<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"><strong>loan<\/strong><\/a><strong>.<\/strong><\/li><li>Assured low interest rates\nfor<a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>loan against\nproperty in Mumbai<\/strong><\/a>.<\/li><li>Lowest<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan rates in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>Instant loan in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li>Instant <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in Mumbai<\/strong><\/a> &amp;<a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a><\/li><li>Low cost<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan balance\ntransfer<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<p><strong>Additional Read<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/how-to-apply-online-for-home-loan-mortgage-loan-loan-transfers-by-loanfasttrack\/\"><strong>How To Apply Online For Home Loan, Mortgage Loan &amp; Loan\nTransfers \u2013 By Loanfasttrack<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-how-to-deal-with-the-increasing-interest-rates-of-housing-loans\/\"><strong>Know How To Deal With The Increasing Interest Rates Of\nHousing Loans<\/strong><\/a><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-how-your-home-loan-inquiry-impacts-your-cibil-scores\/\"><strong>Know How Your Home Loan Inquiry Impacts Your CIBIL Scores<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-know-before-purchasing-a-land-availing-the-land-loans\/\"><strong>Everything You Must Know Before Applying For A Housing Loan<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-at-lowest-interest-rate-with-loanfasttrack\/\"><strong>Loan Against Property At Lowest Interest Rate With <\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-at-lowest-interest-rate-with-loanfasttrack\/\"><strong>Loanfasttrack<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-mortgage-loan-in-india\/\"><strong>Best Banks For Mortgage Loan In India<\/strong><\/a><strong><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Customized Axis home loan available to meet the various needs of the loan borrowers be it Salaried, Self-Employed or Corporate Entities at competitive home loan interest rates in Axis Bank starting from 7.75% p.a. &amp; flat 12% p.a. in floating and fixed interest rates respectively for home loan starting from Rs.3 Lakhs. Key Benefits &amp; &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57],"tags":[58],"class_list":["post-443","post","type-post","status-publish","format-standard","hentry","category-home-loan","tag-axis-bank-home-loan"],"_links":{"self":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/443","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/comments?post=443"}],"version-history":[{"count":1,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/443\/revisions"}],"predecessor-version":[{"id":447,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/443\/revisions\/447"}],"wp:attachment":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/media?parent=443"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/categories?post=443"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/tags?post=443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}