{"id":598,"date":"2021-07-11T09:29:45","date_gmt":"2021-07-11T09:29:45","guid":{"rendered":"https:\/\/www.loanfasttrack.com\/blog\/?p=598"},"modified":"2022-07-26T10:24:16","modified_gmt":"2022-07-26T10:24:16","slug":"hdfc-bank-loan-against-property","status":"publish","type":"post","link":"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/hdfc-bank-loan-against-property\/","title":{"rendered":"HDFC Bank Loan Against Property"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/f6bi5EPNYy8\/maxresdefault.jpg\" alt=\"hdfc bank loan against property\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-table aligncenter\"><table><tbody><tr><td>\n  <strong>Lowest HDFC Bank Mortgage Loan Interest Rates\n  Starting From 7.50%* p.a.<\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Is The Loan Against Property?<\/strong><\/h2>\n\n\n\n<p>A\nloan against property is a loan provided against the collateral of the\nproperty. It is commonly also referred to as a mortgage loan, LAP loan, or\nproperty loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Bank Mortgage Loans<\/strong> <\/h2>\n\n\n\n<p>HDFC\nmortgage loans are available to meet your immediate requirement of funds at\ncompetitively low HDFC mortgage loan interest rates with flexible repayment\noptions i.e.,15 years of maximum tenure for loan against property in HDFC Bank.\nSince the HDFC LAP rate of interest offered is low, you enjoy paying lower <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-is-home-loan-emi\/\"><strong>EMIs<\/strong><\/a> on your loan. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Prominent Features Of HDFC Loan Against Property <\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Both residential and commercial rented, self-owned or vacant\nproperties are accepted as collateral. <\/strong><\/li><li><strong>Low HDFC loan against property interest rates from 7.50%*\np.a. Onwards.<\/strong><\/li><li><strong>Concessions on the HDFC Bank LAP interest rates for women\nborrowers.<\/strong><\/li><li><strong>HDFC <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-all-about-mortgage-overdraft-o-d\/\"><strong>overdraft against property<\/strong><\/a><strong> available in the form of dropline overdraft facility. <\/strong><\/li><li><strong>No hidden charges or fees in HDFC LAP loans.<\/strong><\/li><li><strong>Enjoy comfortable EMIs with HDFC Bank LAP loan with longer\nrepayment tenure of 15 years.<\/strong><\/li><li><strong>Quick &amp; easy processing of HDFC house mortgage loan.<\/strong><\/li><li><strong>Customized loan options are available for self-employed\napplicants.<\/strong><\/li><li><strong>HDFC bank property loans can be used for a variety of\npersonal &amp; business needs such as home renovations, weddings in a family,\nmedical emergency, children education, investment in a business, etc.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/fixed-vs-floating-home-loan-interest-rates\/\"><strong>Fixed and floating interest rates<\/strong><\/a><strong> available.<\/strong><\/li><li><strong>Loan up-to 65% of the market value available. <\/strong><\/li><li><strong>Attractive HDFC LAP loan interest rate for <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>mortgage loan balance transfers<\/strong><\/a><strong>.<\/strong><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Mortgage Loan Eligibility<\/strong><\/h2>\n\n\n\n<p>Loan\nagainst property eligibility HDFC Bank &#8211; is assessed based on your income and\nthe market value of the property offered as collateral by using <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/fixed-obligation-to-income-ratio\/\"><strong>FOIR<\/strong><\/a> &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-to-value-ratio\/\"><strong>LTV<\/strong><\/a> parameters. Other equally important parameters used\nto assess your HDFC Bank mortgage <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-do-you-mean-by-loan-eligibility-in-home-loan\/\"><strong>loan eligibility<\/strong><\/a> are your <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/cibil-and-its-significance-in-home-loan\/\"><strong>CIBIL scores<\/strong><\/a>, age, employment details, type of\nloan, loan tenure &amp; HDFC LAP rate. You may also add an earning <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-the-co-applicant-in-home-loan\/\"><strong>co-applicant<\/strong><\/a> to enhance your mortgage loan\neligibility HDFC. <\/p>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/benefits-of-applying-joint-home-loans\/\"><strong>4 Important Benefits Of Applying For Joint Home Loans.<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>Below\nare the details of the&nbsp; HDFC loan against\nproperty.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  Eligible Profiles\n  <\/td><td>\n  Salaried, Self-Employed, and Self-Employed\n  Professionals.\n  <\/td><\/tr><tr><td>\n  Property To Mortgage\n  <\/td><td>\n  Residential, Rental, or Commercial.\n  <\/td><\/tr><tr><td>\n  Age Of The Borrower\n  <\/td><td>   * Minimum: 24 Years<br>   * Maximum:       <br>Salaried &#8211; 60 Years or retirement age whichever is earlier.    <br>&amp;   <br>Self-employed &#8211; 70 Years for.   <\/td><\/tr><tr><td>\n  Type Of HDFC Home Mortgage Loan\n  <\/td><td>   * EMI- based term loan <br>   * Drop-line HDFC Bank overdraft against   property loan.      <\/td><\/tr><tr><td>\n  Loan Amount \n  <\/td><td>\n  Rs.10 lakhs &#8211; Rs. 25 crores.\n  <\/td><\/tr><tr><td>\n  Maximum Tenure For Loan Against Property In\n  HDFC Bank\n  <\/td><td>\n  Up-to 15 years.\n  <\/td><\/tr><tr><td>\n  HDFC\n  Bank LAP Rate Of Interest\n  <\/td><td>\n  Starts from 7.50%* p.a.\n  <\/td><\/tr><tr><td>\n  HDFC Mortgage LoanProcessing Fees\n  <\/td><td>\n  Maximum of 1% on loan amount + applicable\n  GST subject to minimum processing fees of Rs.7500\/-.\n  <\/td><\/tr><tr><td>\n  LTV (Loan To Value)\n  <\/td><td>\n  65% on the market value of the property. \n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/difference-between-home-loan-and-loan-against-property\/\"><strong>Difference Between Home Loan And Loan Against Property<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Mortgage Loan Rate Of Interest<\/strong><\/h2>\n\n\n\n<p>HDFC\nBank LAP loan, commercial loan, and LAP overdraft loans are linked to repo\nrates while HDFC Bank\u2019s loan against rent receivables (LARR) are linked to MCLR\n(marginal cost of fund-based lending rate).<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  HDFC\n  Bank loan against property interest rate\n  <\/td><td>\n  7.50% p.a. &#8211; 10.95% p.a.\n  <\/td><\/tr><tr><td>\n  HDFC\n  Bank commercial property loan interest rate\n  <\/td><td>\n  8% p.a. &#8211; 10.95% p.a.\n  <\/td><\/tr><tr><td>\n  Dropline overdraft LAP interest rate HDFC\n  <\/td><td>\n  8% p.a. &#8211; 10.95% p.a.\n  <\/td><\/tr><tr><td>\n  HDFC Bank LAP loan interest rates for LARR\n  <\/td><td>\n  8.25% p.a. &#8211; 10.50% p.a.\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note:\nHDFC home mortgage loan interest rates are subject to change without prior\nnotice.<\/em><\/strong><\/p>\n\n\n\n<p><strong>Compare HDFC commercial property loan\nwith <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/commercial-property-loan-with-icici-bank-by-loanfasttrack\/\"><strong>ICICI Bank commercial property loan<\/strong><\/a><strong>. <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Mortgage Loan Products<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Simple Mortgage Loan<\/strong><\/li><\/ol>\n\n\n\n<p>It is a regular mortgage product where the residential\n&amp; commercial property is pledged to obtain a loan. Following are the\nfeatures of simple mortgage loans.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Attractive hdfc mortgage loan\nrates ranging from 7.50%* p.a. &#8211; 8.95% p.a.<\/li><li>Maximum tenure offered under\nloan against property in HDFC Bank is up-to 15 years.<\/li><li>Maximum funding of up-to 65%\nof the market value of the property. <\/li><li>Processing fees of up-to 1%\nof the loan amount subject to minimum of Rs.7500\/-.<\/li><li>Prepayment charges are up-to\n2% on the outstanding loan amount.<\/li><li>Loan against property HDFC\nBank interest rate concession for women applicants. <\/li><\/ul>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/housing-loan-benefits-for-women-borrower-in-india\/\"><strong>Housing Loan Benefits For Women Borrower In India.<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>Compare HDFC Bank loan against property with <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-loan-against-property-lap\/\"><strong>ICICI Bank loan against property<\/strong><\/a>. <\/p>\n\n\n\n<p>2. <strong>Dropline Overdraft Against Property<\/strong><\/p>\n\n\n\n<p>HDFC Bank offers the facility of overdraft loan\nagainst property in the form of dropline o\/d. Given below are the salient\nfeatures of dropline overdraft against property HDFC Bank.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Customized loans option\navailable for self-employed borrowers to meet their requirement of working\ncapital.<\/li><li>A current account is\nmandatory. The loan amount will be credited only to the current account.<\/li><li>In dropline O\/D the\nwithdrawal limit is reduced every month from the original sanctioned limit. <\/li><li>The O\/D limit against property\nHDFC is assigned for up-to 15 years.<\/li><li>HDFC Bank LAP loan interest\nrate for overdraft facility is charged monthly. <\/li><li>Overdraft mortgage loan\ninterest in HDFC Bank ranges between 8% p.a. &#8211; 8.95% p.a.<\/li><li>Overdraft LAP rate of\ninterest HDFC for non adherence of the ESCROW (current) account will be 10%\np.a. &#8211; 10.95% p.a.<\/li><li>Processing fees will be a\nmaximum of 1% on the loan amount subject to a minimum of Rs.7500\/-.<\/li><li>Prepayment charges will be\nup-to 4% of the outstanding loan amount.<\/li><\/ul>\n\n\n\n<p><strong>&nbsp;Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-all-about-mortgage-overdraft-o-d\/\"><strong>Know All About Mortgage Overdraft<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<p>3. <strong>Loan Against Rental Receivables (LARR)<\/strong><\/p>\n\n\n\n<p>LARR is a loan given against the mortgage of a rent\nout commercial property. The commercial property can be a shop or an office.\nBelow are the salient features of LARR.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The commercial property must\nhave been leased to reputed establishments.<\/li><li>Opening an ESCROW account is\nmandatory for LARR.<\/li><li>Loan tenure offered under\nLARR is 1 year &#8211; 9 years.<\/li><li>HDFC loan against rent\nreceivables range from 8.25% p.a. &#8211; 8.50% p.a.<\/li><li>Interest rates for\nnonadherence of the ESCROW account will be 10.25% p.a. &#8211; 10.50% p.a.<\/li><li>Minimum loan amount under\nloan against rent receivables in HDFC Bank &amp; maximum loan amount under loan\nagainst rent receivables in HDFC Bank depends on the net rentals receivables,\nbalance tenure of the rental agreements, etc.<\/li><li>The maximum loan availed is\nup-to 50% of the market value of the property.<\/li><li>Processing fees &#8211; maximum 1%\nof the loan amount subject to a minimum of Rs.7500\/-<\/li><li>Prepayment charges will be\nup-to 2.5% of the outstanding loan amount.<\/li><\/ul>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-loans-can-i-get-on-my-property\/\"><strong>What Loans Can I Get On My Property.<\/strong><\/a><\/p>\n\n\n\n<p>4. <strong>HDFC Bank Mortgage Loan BalanceTransfer <\/strong><\/p>\n\n\n\n<p>It is a loan for the mortgage loan takeover from\nanother bank. HDFC offers attractive interest rates and processing fees for <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>mortgage loan transfers<\/strong><\/a>. The following are its features:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>HDFC interest rate on <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-balance-transfer-lowest-interest-rates-in-india\/\"><strong>loan against property<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-balance-transfer-lowest-interest-rates-in-india\/\"><strong> transfer<\/strong><\/a> starting from 8% p.a.<\/li><li>Special HDFC Bank LAP rate of\ninterest of 7.50% p.a. for takeover loans of self-employed professionals\n(Doctors, CAs, etc.) &amp; others having a CIBIL score of 780-800 above. <\/li><\/ul>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-how-your-home-loan-inquiry-impacts-your-cibil-scores\/\"><strong>Know How Your Home Loan Inquiry Impacts Your CIBIL Scores.<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Discounted processing fees\navailable.<\/li><li>Repayment tenures are\navailable for up-to 15 years.<\/li><li>Two important conditions for\nthe balance transfers include -Good CIBIL scores and good repayment track\nhistory of the loan applicants. <\/li><\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong><em>Transfer your mortgage loan to HDFC\n  Bank, only at a <\/em><\/strong><\/a><strong><em><\/em><\/strong>\n  <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong><em>processing fee of 0.50%<\/em><\/strong><\/a><strong><em><\/em><\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-how-to-deal-with-the-increasing-interest-rates-of-housing-loans\/\"><strong>Know How To Deal With The Increasing Interest Rates Of Housing Loans.<\/strong><\/a><\/p>\n\n\n\n<p>5. <strong>HDFC Bank Top Up Mortgage Loan<\/strong><\/p>\n\n\n\n<p>A <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/top-up-loans-loanfasttrack\/\"><strong>top-up<\/strong><\/a> is borrowing additional funds on your existing\nmortgage loan. HDFC top up loans are available at the mortgage loan percentage\nin HDFC. Following are its features:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>HDFC loan against property\ntop up loan can be applied after 6 months of the disbursement of the mortgage\nloan.<\/li><li>The eligibility for the\ntop-up loan amount is subject to income eligibility and property market value.<\/li><li>The maximum tenure for HDFC\nLAP loan top-up is 15 years.<\/li><li>HDFC top up interest rate\nstarts from 8%* p.a.<\/li><li>Top-up processing fee is\nup-to 1% on the top up amount.<\/li><li>Top-up can also be applied\nalong with the mortgage loan balance transfer.<\/li><\/ul>\n\n\n\n<p><strong>Pre &amp; Part Payment Charges\nSchedule<\/strong><\/p>\n\n\n\n<p>For\nnon-individual borrowers other than salaried and self-employed loan borrowers,\npart payments and prepayments cannot be made until 6 months of repayments. The\ndetailed list of applicable pre &amp; part payment charges is mentioned below.<\/p>\n\n\n\n<p><strong>Part Prepayment Charges<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  HDFC Bank\n  Commercial Property Loan \n  &amp;\n  HDFC Property\n  Mortgage Loan\n  &amp;\n  Loan\n  Against Rent Receivables HDFC\n  &nbsp;\n  <\/td><td>\n  For repayment of up-to 25% of the\n  outstanding loan amount, once every financial year &#8211; <strong>NIL Charges<\/strong>.\n  &nbsp;\n  For repayment above 25% of the outstanding\n  loan amount &#8211; Charges will be applicable on the entire prepayment amount. \n  &nbsp;\n  For prepayment post 60 months after the date\n  of the last disbursement of the loan &#8211; <strong>Nil\n  Charges<\/strong>.\n  <\/td><\/tr><tr><td>\n  Dropline Overdraft Against Property HDFC\n  <\/td><td>\n  <strong>Nil\n  Charges.<\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/13-important-things-to-remember-before-prepaying-your-home-loan\/\"><strong>13 Important Things To Remember Before Prepaying Your Home\nLoan<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Pre-\nPayment \/ Foreclosure Charges<\/strong>\n<\/p>\n\n\n\n<p>The loan foreclosure charges applicable in HDFC Bank differ with the end-use of the mortgage loan, the type of interest rate, and the type of loan applicant.<\/p>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-background-color has-background\"><strong>Foreclosure Charges For Individual Loan Applicant   Applying For A Mortgage Loan @ Floating Interest Rate<\/strong><br> <br><strong>For Business Purpose <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>HDFC Home Loan Against Property <\/strong>\n  <\/td><td>\n  <strong>Dropline Overdraft Against Property<\/strong>\n  <\/td><td>\n  <strong>HDFC Loan Against Rent Receivables<\/strong>\n  <\/td><\/tr><tr><td> * Prepayment <strong>within 60 months<\/strong> of the loan   disbursement &#8211; <strong>2.5% of the outstanding   amount +<\/strong> <strong>Applicable GST<\/strong>.    &nbsp;   &nbsp;   <br><br>* Prepayment<strong> after 60 months<\/strong> of the loan   disbursement &#8211;<strong> NIL Charges<\/strong>.   <\/td><td>* Prepayment <strong>within 12 months<\/strong> of the loan   disbursement &#8211; <strong>Up-to 4% of the   operating limit prevailing <\/strong>at the time of prepayment<strong> +<\/strong> <strong>Applicable GST<\/strong>.   <strong>&nbsp;<\/strong>   <br><br>* Prepayment <strong>after 12 months<\/strong> of the loan   disbursement &#8211; <strong>Up-to 2% of the   operating limit prevailing <\/strong>at the time of prepayment<strong> +<\/strong> <strong>Applicable GST.<\/strong>   <\/td><td>  * Prepayment <strong>within 60 months<\/strong> of the loan   disbursement &#8211; <strong>2.5% of the outstanding   amount +<\/strong> <strong>Applicable GST<\/strong>.    &nbsp;   &nbsp;   <br><br>* Prepayment<strong> after 60 months<\/strong> of the loan   disbursement &#8211;<strong> NIL Charges<\/strong>.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;    <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-background-color has-background\"><strong>For End Use Other Than Business Purpose<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>    <strong>NIL Charges<\/strong>    <\/td><td>                          * Prepayment <strong>within 12 months<\/strong> of <br>the loan disbursement &#8211; <strong>Up-to 4% of <\/strong><br><strong>the   operating limit prevailing <\/strong>at the <br>time of prepayment<strong> +<\/strong> <strong>Applicable GST<\/strong>.      <br><br>                         * Prepayment <strong>after 12 months<\/strong> of <br>the loan   disbursement &#8211; <strong>Up-to 2% <\/strong><br><strong>of the   operating limit prevailing <\/strong><br>at the time of prepayment<strong> +<\/strong> <strong>Applicable GST.<\/strong>    <\/td><td>     <strong>NIL Charges<\/strong>     <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-background-color has-background\"><strong>Foreclosure Charges For Micro &amp; Small   Enterprises For Mortgage Loan Taken @ Floating Interest Rate &amp; <\/strong><strong>Prepaid With Own Funds<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>HDFC Home Loan Against Property <\/strong>\n  <\/td><td>\n  <strong>Dropline Overdraft Against Property<\/strong>\n  <\/td><td>\n  <strong>HDFC Loan Against Rent Receivables<\/strong>\n  <\/td><\/tr><tr><td>\n  <strong>NIL Charges<\/strong>\n  <\/td><td>\n  <strong>NIL Charges<\/strong>\n  <\/td><td>\n  <strong>Not Applicable<\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-background-color has-background\"><strong>Prepaid With Borrowed Funds<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>* Prepayment <strong>within 60 months<\/strong> of the loan   disbursement &#8211; <strong>2.5% of the outstanding   amount +<\/strong> <strong>Applicable GST<\/strong>.    &nbsp;   &nbsp;   <br><br>* Prepayment<strong> after 60 months<\/strong> of the loan   disbursement &#8211;<strong> NIL Charges<\/strong>.   <\/td><td>* Prepayment <strong>within 12 months<\/strong> of the loan   disbursement &#8211; <strong>Up-to 4% of the   operating limit prevailing <\/strong>at the time of prepayment<strong> +<\/strong> <strong>Applicable GST<\/strong>.   <strong>&nbsp;<\/strong>   <br><br>* Prepayment <strong>after 12 months<\/strong> of the loan   disbursement &#8211; <strong>Up-to 2% of the   operating limit prevailing <\/strong>at the time of prepayment<strong> +<\/strong> <strong>Applicable GST.<\/strong>   <\/td><td>\n  <strong>Not Applicable<\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-background-color has-background\"><strong>Foreclosure Charges For Non- Individual Loan   Applicant Applying For A Mortgage Loan @ Floating Interest Rate<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>HDFC Home Loan Against Property <\/strong>\n  <\/td><td>\n  <strong>Dropline Overdraft Against Property<\/strong>\n  <\/td><td>\n  <strong>HDFC Loan Against Rent Receivables<\/strong>\n  <\/td><\/tr><tr><td> * <strong>From 6 months &#8211; 60 months<\/strong> &#8211; <strong>2.5% on the outstanding loan amount + applicable GST<\/strong>.   &nbsp;   &nbsp;   &nbsp; <br>  &nbsp;   <br>* <strong>Above 60 months<\/strong> &#8211; <strong>Nil   Charges<\/strong>.   <\/td><td>* Prepayment <strong>within 12 months<\/strong> of the loan   disbursement &#8211; <strong>Up-to 4% of the   operating limit prevailing <\/strong>at the time of prepayment<strong> +<\/strong> <strong>Applicable GST<\/strong>.   <strong>&nbsp;<\/strong>   <br><br>* Prepayment <strong>after 12 months<\/strong> of the loan   disbursement &#8211; <strong>Up-to 2% of the   operating limit prevailing <\/strong>at the time of prepayment<strong> +<\/strong> <strong>Applicable GST.<\/strong>   <\/td><td>* <strong>From 6 months &#8211; 60 months<\/strong> &#8211; <strong>2.5% on the outstanding loan amount + applicable GST<\/strong>.   &nbsp;   &nbsp;   &nbsp;   &nbsp;   <br><br>* <strong>Above 60 months<\/strong> &#8211; <strong>Nil   Charges<\/strong>   <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The above-mentioned charges on LAP HDFC Bank\nare subject to change without any prior notice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>List\nOf Other Charges For Property Against Loan HDFC Bank<\/strong><\/h2>\n\n\n\n<p>(GST is applicable on all charges)<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  Stamp Duty \n  <\/td><td>\n  0.30% on the loan amount.\n  <\/td><\/tr><tr><td>\n  EMI Late Payment Charges\n  <\/td><td>\n  2% per month.\n  (not applicable on overdraft facility)\n  <\/td><\/tr><tr><td>\n  CERSAI\n  <\/td><td>\n  Rs.500\/-\n  <\/td><\/tr><tr><td>\n  Cheque \/ ECS \/ EMI Bounce Charges\n  <\/td><td>\n  Rs.550\/-\n  <\/td><\/tr><tr><td>\n  Repayment Schedule Charge\n  <\/td><td>\n  Rs.200\/- per schedule\n  <\/td><\/tr><tr><td>\n  Cheque\/ SI\/ECS Swapping Charges\n  <\/td><td>\n  Rs.500\/-\n  <\/td><\/tr><tr><td>\n  Conversion Charges\n  <\/td><td>\n  NIL\n  <\/td><\/tr><tr><td>\n  Document Retrieval Charges\n  <\/td><td>\n  Rs.500\/-\n  <\/td><\/tr><tr><td>\n  Partial Property Release\/ Property Swapping\n  Charges\n  <\/td><td>\n  0.10% of the loan amount subject to a\n  minimum of Rs.10,000\/-\n  <\/td><\/tr><tr><td>\n  Interest On Over Utilized Overdraft Amount\n  <\/td><td>\n  18% p.a\n  <\/td><\/tr><tr><td>\n  Commitment Charges For Overdraft Accounts\n  <\/td><td>\n  Up-to 0.10% subject to Minimum of a\n  Rs.5000\/- \n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Mortgage Loan Calculator<\/strong><\/h2>\n\n\n\n<p>HDFC\nmortgage loan EMI calculator helps you to calculate your monthly mortgage loan\ninstallment. To know your monthly mortgage installment you need to enter the\nfollowing details on the HDFC loan against property EMI calculator<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Your desired loan amount<\/li><li>Mortgage loan HDFC Bank\ninterest rate <\/li><li>Your desired loan tenure<\/li><\/ul>\n\n\n\n<p>By\nentering these details on the HDFC LAP EMI calculator you can easily get the\nper month installment figure along with the interest payable. <\/p>\n\n\n\n<p>You\ncan also compare between EMIs for different loan tenures and different interest\nrates with the help of <a href=\"https:\/\/www.loanfasttrack.com\/emi-calculator.html\"><strong>Loanfasttrack\u2019s\nEMI calculator<\/strong><\/a>. The EMI calculator also gives you the figure for the total\ninterest payable on the loan amount.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Mortgage Loan Documents Required<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>&nbsp;<\/strong>\n  <\/td><td>\n  <strong>Salaried\n  <\/strong>\n  <\/td><td>\n  <strong>Self-Employed\n  <\/strong>\n  <\/td><\/tr><tr><td>\n  <strong>KYC<\/strong>\n  <\/td><td>\n  Pan\n  Card, Aadhar Card, Residence &amp; Office Proof\n  <\/td><td>\n  Pan\n  Card, Aadhar Card, Residence &amp; Office Proof\n  <\/td><\/tr><tr><td>\n  <strong>Income\n  Documents<\/strong>\n  <\/td><td>1)   4 Months Salary Slips   &nbsp;   <br>2)   2 Years Form 16   &nbsp;   <br>3)   6 Months Bank Account Statement.   <\/td><td>   1)   3 Years ITR Copy with Saral Copy, Computation of Income, Balance Sheet,   P&amp;L account, Capital Account &#8211; CA certified with membership no.   &nbsp;   <br>2)   12 Months Bank Account Statements Of All Accounts.   &nbsp;   <br>3)   Business Profile    &nbsp;  <br> 4)   Business Proofs.   <\/td><\/tr><tr><td>\n  <strong>Property\n  Documents<\/strong>\n  <\/td><td>1)   Prior Chain Of Agreement   &nbsp; <br>2)   Oc\/Cc + Plan Copy   <br>3)   Index 2   &nbsp;   <br>4)   Share Certificate   &nbsp;<br>5)   Property Tax    &nbsp;  <br>6)   Property Maintenance   &nbsp;   <br>7)   Society Registration Certificate   <\/td><td>1)   Prior Chain Of Agreement   &nbsp;   <br>2)   Oc\/Cc + Plan Copy   &nbsp;   <br>3)   Index 2   &nbsp;   <br>4)   Share Certificate   &nbsp;   <br>5)   Property Tax    &nbsp;   <br>6)   Property Maintenance   &nbsp;   <br>7)   Society Registration Certificate   <\/td><\/tr><tr><td>\n  <strong>Additional\n  Documents Required For LARR<\/strong>\n  <\/td><td>1)   Leave &amp; license agreement copy.   &nbsp;   <br>2)   12 months bank statement to which rentals are credited.   <\/td><td>1)   Leave &amp; license agreement copy.   &nbsp;   <br>2)   12 months bank statement to which rentals are credited.   <\/td><\/tr><tr><td>\n  <strong>For\n  Detailed List Refer<\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/mortgage-loan-list-of-documents-for-salaried-customers\/\"><strong>HDFC loan against property documents required<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/mortgage-loan-list-of-documents-for-salaried-customers\/\"><strong> for salaried customers &#8211; Click.<\/strong><\/a>\n  <\/td><td>   Documents required for loan against property HDFC for self-employed &#8211; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/mortgage-loan-list-of-documents-for-self-employed-proprietorship-firm\/\"><strong>Proprietorship Firm<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/mortgage-loan-list-of-documents-for-self-employed-partnership-firm\/\"><strong>Partnership Firm<\/strong><\/a> &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/mortgage-loan-list-of-documents-for-self-employed-private-ltd-firm\/\"><strong>Private Ltd. Company<\/strong><\/a><strong>.<\/strong>   <\/td><\/tr><tr><td>\n  <strong>&nbsp;<\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/document-checklist-for-mortgage-loan-balance-transfer-for-salaried-customers\/\"><strong>HDFC Bank mortgage loan documents required for balance\n  transfer for salaried customers- Click.<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  &nbsp;\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Check\nthe additional links for the commercial loan list of documents for the <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/commercial-loan-list-of-documents-for-salaried-customers-builder-case\/\"><strong>salaried-builder case<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/commercial-loan-list-of-documents-for-salaried-customers-resale-case\/\"><strong>salaried- resale case<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/list-of-documents-for-commercial-loan-for-self-employed-partnership-firm-builder-case\/\"><strong>partnership firm-builder case<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/list-of-documents-for-commercial-loan-for-self-employed-partnership-firm-resale-case\/\"><strong>partnership firm-resale case<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/list-of-documents-for-commercial-loan-for-self-employed-private-limited-company-builder-case\/\"><strong>private limited company-builder case<\/strong><\/a>, the <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/commercial-loan-list-of-documents-for-self-employed-private-limited-company-resale-purchase\/\"><strong>private limited company- resale case<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/list-of-documents-for-commercial-loan-for-self-employed-proprietorship-firm-builder-case\/\"><strong>proprietorship firm-builder case<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/list-of-documents-for-commercial-loan-for-self-employed-proprietorship-firm-resale-case\/\"><strong>proprietorship firm-resale case<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Comparison Of HDFC Mortgage Loan\nInterest Rates With Other Banks <\/strong><\/h2>\n\n\n\n<p>Compare the <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-mortgage-loan-in-india\/\"><strong>best banks for a mortgage loan in India<\/strong><\/a><strong> <\/strong>with the help of the following chart.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>Bank Name<\/strong>\n  <\/td><td>\n  <strong>Mortgage Loan Rate Of Interest <\/strong>\n  <\/td><td>\n  <strong>Mortgage Processing Fees<\/strong>\n  <\/td><td>\n  <strong>Loan Tenure<\/strong>\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-loan-against-property-lap\/\"><strong>ICICI\n  Bank<\/strong><\/a>\n  <\/td><td>\n  8.35% p.a. onwards.\n  <\/td><td>\n  1% of the loan amount + applicable GST\n  <\/td><td>\n  Up-to 20 years\n  <\/td><\/tr><tr><td>\n  <strong><em>Limited period offer with\n  ICICI Bank<\/em><\/strong>\n  <\/td><td>\n  <strong><em>0.50% Processing Fee waiver for\n  cases above Rs.50 Lakhs<\/em><\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>CLICK<\/strong><\/a>.\n  <\/td><\/tr><tr><td>\n  <strong><em>Special ROI for a commercial\n  loan with ICICI Bank @ 8% p.a. <\/em><\/strong>\n  <\/td><td>\n  <strong><em>Discounts available on\n  processing fees.<\/em><\/strong>\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>CLICK<\/strong><\/a>.\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/canara-bank-home-loan\/\"><strong>Canara\n  Bank<\/strong><\/a>\n  <\/td><td>\n  9.95% p.a. &#8211; 12% p.a. \n  <\/td><td>\n  0.50% of the loan amount + applicable GST\n  <\/td><td>\n  Up-to 10 years\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/kotak-mahindra-bank-home-loan\/\"><strong>Kotak\n  Mahindra Bank<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  9.25% p.a. onwards\n  <\/td><td>\n  1% of the loan amount + applicable GST\n  <\/td><td>\n  Up-to 15 years\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/axis-bank-home-loan\/\"><strong>Axis\n  Bank<\/strong><\/a>\n  <\/td><td>\n  10.50% p.a. 11.25% p.a.\n  <\/td><td>\n  Rs.10,000\/- or 1% of the loan amount\n  (whichever is higher) + applicable GST\n  <\/td><td>\n  Up-to 20 years\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/sbi-home-loan\/\"><strong>SBI\n  Bank<\/strong><\/a>\n  <\/td><td>\n  8.80% p.a. &#8211; 9.65% p.a.\n  <\/td><td>\n  1% on the loan amount + applicable GST \n  Subject to minimum a of Rs.50,000\/-\n  <\/td><td>\n  Up-to 15 years\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/bob-bank-of-baroda-home-loan\/\"><strong>Bank\n  Of Baroda<\/strong><\/a>\n  <\/td><td>\n  8.05% p.a. &#8211; 13.20% p.a.\n  <\/td><td>\n  1% of the loan amount + applicable GST\n  Subject to a maximum of Rs.1,50,000\/-\n  <\/td><td>\n  Up-to 10 years\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/bank-of-india-boi-home-loan\/\"><strong>Bank\n  Of India<\/strong><\/a>\n  <\/td><td>\n  8.85% p.a. &#8211; 9.35% p.a.\n  <\/td><td>\n  1% of the loan amount + applicable GST\n  Subject to a maximum of Rs.50,000\/-\n  <\/td><td>\n  Up-to 15 years\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Loan Mortgage FAQ<\/strong><\/h2>\n\n\n\n<p><strong>Q. What is the lowest mortgage loan\nrate of interest in HDFC?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>The interest rate lowest with HDFC\nstarts from 7.50%* p.a.<\/p>\n\n\n\n<p><strong>Q. I am an NRI working in UAE. Can I\nget a loan against property for NRI in HDFC Bank?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>HDFC Bank is not doing the mortgage\nloan for NRIs.&nbsp; <\/p>\n\n\n\n<p><strong>Q. What is HDFC loan against property\ncustomer care number?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>HDFC Bank customer care number for\nMumbai, Pune, Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, and Kolkata is\n61606161.<\/p>\n\n\n\n<p>For\nChandigarh, Cochin, Indore, Jaipur &amp; Lucknow is 6160616<\/p>\n\n\n\n<p><strong>Q. Can I apply for a <\/strong>reverse mortgage loan HDFC\nBank?<\/p>\n\n\n\n<p><strong>Ans: <\/strong>HDFC Bank does not provide <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/reverse-mortgage-loan-for-elderly\/\"><strong>reverse mortgages<\/strong><\/a> and therefore you may not be able to\napply for HDFC reverse mortgage loans. <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/reverse-mortgage-loan-for-elderly\/\"><strong>Click to get the list of banks<\/strong><\/a> that offer reverse mortgage\nloans in India.<\/p>\n\n\n\n<p><strong>Q. Can I apply for a mortgage loan\nonline with HDFC Bank?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Currently the HDFC loan against\nproperty apply online is restricted &amp; only the physical mortgage loan\napplications are processed with HDFC Bank. Therefore you might have to apply\noffline for a mortgage loan with HDFC Bank.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/online-vs-offline-home-loan\/\"><strong>Read to know the difference between online and offline loan\nprocessing<\/strong><\/a>.<\/p>\n\n\n\n<p><strong>Q. I own a bungalow in my village in\nHyderabad? Can I get a mortgage loan against my village bungalow?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>HDFC Bank does not fund the\ngramanchyat properties. <\/p>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-is-it-difficult-to-get-a-loan-on-grampanchayat-property\/\"><strong>Why Is It Difficult To Get A Loan On Grampanchayat\nProperty?<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-at-lowest-interest-rate-with-loanfasttrack\/\"><strong>Click to get the complete questionnaire on loan against\nproperty<\/strong><\/a><strong>. <\/strong><\/p>\n\n\n\n<p>By, <\/p>\n\n\n\n<p>Loanfasttrack<\/p>\n\n\n\n<p><a href=\"http:\/\/www.loanfasttrack.com\"><strong>Loanfasttrack<\/strong><\/a> is a Mumbai-based loan provider\ncompany since 2015 offering loan services in Mumbai on&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>housing loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>mortgage loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">,<\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>unsecured business loans<\/strong><\/a>,<strong> <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan transfer<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>top-up loans<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan transfers<\/strong><\/a> and apply for a <a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a>. Loanfasttrack is a direct sales associate with leading banks namely,\nICICI Bank, HDFC Ltd, Canara Bank, Citi Bank, Piramal Housing Finance, etc. <\/p>\n\n\n\n<p><strong>Contact Loanfasttrack:<\/strong><strong> <\/strong><\/p>\n\n\n\n<p><strong>Website &#8211;<\/strong><strong> <\/strong><a href=\"http:\/\/www.loanfasttrack.com\"><strong><em>www.loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Email &#8211; <\/strong><a href=\"mailto:info@loanfasttrack.com\"><strong><em>info@loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Tel &#8211;<\/strong><strong> <\/strong><strong><em>9321020476<\/em><\/strong><\/p>\n\n\n\n<p>Loanfasttrack\u2019s\nspecialized services include providing:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>best bank for home\n<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>loan<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>Best Banks For Mortgage Loan In India<\/strong><\/a><strong>.<\/strong><\/li><li>Assured low-interest rates\nfor<a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>loan against\nproperty in Mumbai<\/strong><\/a>.<\/li><li>Lowest<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan rates in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>Instant loan in\nMumbai<\/strong><\/a><strong> <\/strong>&amp;<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan in Mumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>.<\/strong><\/a><\/li><li>Instant <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in Mumbai<\/strong><\/a> &amp;<a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a><\/li><li>Low-cost<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan balance\ntransfer<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Additional Read:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/how-to-apply-online-for-home-loan-mortgage-loan-loan-transfers-by-loanfasttrack\/\"><strong>How To Apply Online For Home Loan, Mortgage Loan &amp; Loan\nTransfers.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/8-business-conditions-for-applying-home-loan-or-mortgage-loan\/\"><strong>8 Business Conditions for self-employed if you are applying\nfor a Home Loan or Mortgage Loan.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/processing-of-home-loan-mortgage-loan\/\"><strong>Step-By-Step Guide Of Internal Processing Of Home Loan\n&amp; Mortgage Loan.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/difference-between-personal-loan-loan-against-property\/\"><strong>Difference Between Personal Loan &amp; Loan Against\nProperty.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/10-easy-ways-to-know-how-to-repay-home-loan-faster\/\"><strong>10 Easy Ways To Know How To Repay Home Loan Faster.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-balance-transfer-lowest-interest-rates-in-india\/\"><strong>Loan Against Property Balance Transfer @ Lowest Interest Rates In India.<\/strong><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Lowest HDFC Bank Mortgage Loan Interest Rates Starting From 7.50%* p.a. What Is The Loan Against Property? A loan against property is a loan provided against the collateral of the property. It is commonly also referred to as a mortgage loan, LAP loan, or property loan. HDFC Bank Mortgage Loans HDFC mortgage loans are available &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,57,329,4],"tags":[857,1573,246,244,245,249,248,1506,374,256,257,1496,1517,1561,1509,1554,1528,1512,1486,1490,1478,1502,1492,100,1564,1560,1555,1518,301,1536,1557,1514,1566,1531,1468,1529,1498,1538,1497,1525,1473,1546,1474,1484,1542,1475,1487,305,1519,1553,1544,237,1533,1489,1513,280,1540,1479,297,1495,322,277,254,302,1534,324,327,321,250,303,299,1467,1526,281,1500,238,1563,1527,1494,1556,255,1522,252,296,1505,227,1535,1567,1520,1523,224,1530,120,1521,225,1532,1524,1552,1569,326,228,1548,1469,239,230,251,298,268,258,1562,320,1568,1507,231,323,262,241,1541,1491,1482,290,292,253,1501,307,1480,1537,1572,1545,884,265,901,890,900,271,1510,1485,1549,1515,1543,1493,1559,1550,235,51,264,1481,1571,1472,742,309,119,1503,1516,1551,10,642,263,308,833,1476,428,220,270,561,396,397,313,758,1511,314,328,426,295,294,604,427,403,425,429,285,1558,878,891,773,899,898,893,1570,887,897,1547,812,875,287,304,768,769,306,1504,902,55,260,236,1488,753,872,879,745,771,885,293,1499,1483,1508,1539,1477,1471,647,896,641,566,895,888],"class_list":["post-598","post","type-post","status-publish","format-standard","hentry","category-finance","category-home-loan","category-lease-rental-discounting","category-mortgage-loan","tag-axis-bank-loan-against-property","tag-balance-transfer-loan-against-property","tag-best-bank-for-loan-against-property-in-mumbai","tag-best-bank-for-mortgage-loan-in-india","tag-best-bank-for-mortgage-loan-in-mumbai","tag-best-loan-against-property-interest-rates","tag-best-mortgage-loan-interest-rates","tag-current-home-loan-rate-of-hdfc","tag-document-checklist-for-mortgage-loan","tag-documents-required-for-loan-against-proeprty-hdfc","tag-documents-required-for-loan-against-property-hdfc","tag-hdfc-bank-commercial-property-loan","tag-hdfc-bank-commercial-property-loan-interest-rate","tag-hdfc-bank-current-home-loan-rate","tag-hdfc-bank-home-interest-rates","tag-hdfc-bank-home-loan-against-property","tag-hdfc-bank-home-mortgage-loan","tag-hdfc-bank-interest-rates-on-loan-against-property","tag-hdfc-bank-lap","tag-hdfc-bank-lap-interest-rate","tag-hdfc-bank-lap-loan-interest-rate","tag-hdfc-bank-lap-rate","tag-hdfc-bank-lap-rate-of-interest","tag-hdfc-bank-loan-against-property","tag-hdfc-bank-loan-against-property-application-form-pdf","tag-hdfc-bank-loan-against-property-customer-care","tag-hdfc-bank-loan-against-property-documents","tag-hdfc-bank-loan-against-property-emi-calculator","tag-hdfc-bank-loan-against-property-interest-rate","tag-hdfc-bank-loan-against-property-rate-of-interest","tag-hdfc-bank-loan-against-property-tenure","tag-hdfc-bank-mortgage-loan-calculator","tag-hdfc-bank-mortgage-loan-documents-required","tag-hdfc-bank-mortgage-loan-eligibility","tag-hdfc-bank-mortgage-loan-interest-rate","tag-hdfc-bank-overdraft-against-property","tag-hdfc-bank-pre-approved-home-loan","tag-hdfc-bank-property-mortgage-loan","tag-hdfc-commercial-property-loan-interest-rate","tag-hdfc-commercial-shop-loan","tag-hdfc-current-home-loan-rate","tag-hdfc-current-home-loan-rate-of-interest","tag-hdfc-fixed-home-loan-rate","tag-hdfc-home-loan-against-property","tag-hdfc-home-loan-against-property-interest-rate","tag-hdfc-home-loan-rate-of-interest-today","tag-hdfc-home-mortgage-loan","tag-hdfc-home-mortgage-loan-interest-rate","tag-hdfc-house-mortgage-loan","tag-hdfc-interest-home-loan-rates","tag-hdfc-interest-rate-for-loan-against-property","tag-hdfc-interest-rate-on-loan-against-property","tag-hdfc-interest-rates-for-mortgage-loan","tag-hdfc-land-mortgage-loan","tag-hdfc-lap-calculaltor","tag-hdfc-lap-charges","tag-hdfc-lap-eligibility","tag-hdfc-lap-emi-calculator","tag-hdfc-lap-interest-rate","tag-hdfc-lap-loan-calculator","tag-hdfc-lap-loan-closure-charges","tag-hdfc-lap-loan-eligibility","tag-hdfc-lap-loan-emi-calculator","tag-hdfc-lap-loan-interest-rate","tag-hdfc-lap-loan-rate-of-interest","tag-hdfc-lap-loan-takeover","tag-hdfc-lap-loan-transfer","tag-hdfc-lap-processing-fee","tag-hdfc-lap-processing-fees","tag-hdfc-lap-rate","tag-hdfc-lap-rate-of-interest","tag-hdfc-loan-against-agricultural-land","tag-hdfc-loan-against-land-property","tag-hdfc-loan-against-property","tag-hdfc-loan-against-property-apply-online","tag-hdfc-loan-against-property-balance-transfers","tag-hdfc-loan-against-property-calculator","tag-hdfc-loan-against-property-contact-number","tag-hdfc-loan-against-property-customer-care-number","tag-hdfc-loan-against-property-documents","tag-hdfc-loan-against-property-documents-required","tag-hdfc-loan-against-property-eligibility-calculator","tag-hdfc-loan-against-property-emi-calculator","tag-hdfc-loan-against-property-interest-rate","tag-hdfc-loan-against-property-interest-rate-calculator","tag-hdfc-loan-against-property-interest-rate-in-india","tag-hdfc-loan-against-property-tenure","tag-hdfc-loan-again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