{"id":624,"date":"2021-07-16T09:39:38","date_gmt":"2021-07-16T09:39:38","guid":{"rendered":"https:\/\/www.loanfasttrack.com\/blog\/?p=624"},"modified":"2022-08-01T11:23:49","modified_gmt":"2022-08-01T11:23:49","slug":"nri-loan-against-property-in-india","status":"publish","type":"post","link":"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/nri-loan-against-property-in-india\/","title":{"rendered":"NRI Loan Against Property In India"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2021\/07\/Copy-of-Add-a-heading-2-1024x684.png\" alt=\"NRI Loan Against Property In India\" class=\"wp-image-625\" srcset=\"https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2021\/07\/Copy-of-Add-a-heading-2.png 1024w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2021\/07\/Copy-of-Add-a-heading-2-300x200.png 300w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2021\/07\/Copy-of-Add-a-heading-2-768x513.png 768w, https:\/\/www.loanfasttrack.com\/blog\/wp-content\/uploads\/2021\/07\/Copy-of-Add-a-heading-2-800x534.png 800w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Properties\nare one of the most valuable assets that you can own. They are your important\nsource of liquidity when you are in urgent need of funds. When you own a property,\nyou need not sell it to meet your money requirement rather pledge the same with\nthe lender while remaining the owner of the property. You get the funds against\nthe pledged property and this act of pledging the property for funds is\nreferred to as Loan Against Property (LAP) or Mortgage Loan. Both resident\nIndians and non-resident Indians can avail of the benefits of LAP loan in\nIndia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Mortgage Loan In India For NRI<\/strong><\/h2>\n\n\n\n<p>The\nNRIs (non-resident Indians) &amp; PIOs (person of Indian Origin) owning a\nresidential or commercial property in their names can also avail a mortgage\nloan in India at attractive interest rates starting from 7.70%* p.a. with\nflexible repayment tenures of up-to 15 years to meet their varied needs of\nfunds. The process to avail of a mortgage loan for NRI is similar to availing\nof a mortgage loan by a citizen of India. <\/p>\n\n\n\n<p>There\nare many lenders- Banks\/NBFCs\/HFCs which provide the mortgage loans for NRIs at\nattractive interest rates, prominent among them are, ICICI Bank Ltd., Axis\nBank, Federal Bank, Bank of Baroda, IndusInd Bank, etc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Prominent Features Of NRI Loan\nAgainst Property <\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Both residential and commercial properties are accepted as\ncollateral. <\/strong><\/li><li><strong>Quick, easy &amp; hassle-free processing of NRI LAP loans in\nIndia.<\/strong><\/li><li><strong>The loan amount can be used for a variety of personal &amp;\nprofessional needs.<\/strong><\/li><li><strong>Low mortgage loan interest rates for NRIs starting from\n7.70%* p.a. onwards.<\/strong><\/li><li><strong>Longer repayment tenures are available for 15 years.<\/strong><\/li><li><strong>Availability of <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/fixed-vs-floating-home-loan-interest-rates\/\"><strong>fixed and floating interest rates<\/strong><\/a><strong>. <\/strong><\/li><li><strong>Minimum closure charges.<\/strong><\/li><li><strong>Loan up-to 60% of the market value available. <\/strong><\/li><li><strong>Can apply for a mortgage loan online.<\/strong><\/li><li><strong>Appoint a POA and no physical presence is required to make a\nmortgage application. <\/strong><\/li><li><strong>Can jointly apply for a mortgage loan.<\/strong><\/li><li><strong>Mortgage <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/pre-approved-home-loans-pre-sanction-home-loans\/\"><strong>pre-approval loans<\/strong><\/a><strong> available. <\/strong><\/li><\/ul>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-about-nri-home-loans\/\"><strong>Everything You Must Know About NRI Home Loans<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NRI Mortgage Loan Eligibility\nCriteria<\/strong><\/h2>\n\n\n\n<p>The two most important factors which decide the eligibility of an NRI are his income per month and the actual valuation of his property.&nbsp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/fixed-obligation-to-income-ratio\/\"><strong>FOIR<\/strong><\/a> &amp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-to-value-ratio\/\"><strong>LTV<\/strong><\/a> are the deciding parameters for mortgage <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-do-you-mean-by-loan-eligibility-in-home-loan\/\"><strong>loan eligibility<\/strong><\/a>. The other important factors include age,&nbsp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/cibil-and-its-significance-in-home-loan\/\"><strong>CIBIL scores<\/strong><\/a>, repayment history, number of obligations, employment details and the country of employment, loan tenures, etc.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Details Of NRI Mortgage Loan In India<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  Eligible Profile\n  <\/td><td>* Salaried NRIs &amp; PIOs.<br>* NRI within the age group of   24 years &#8211; 65 years or the retirement age whichever is earlier. <br>* NRI having a valid Indian passport.<br>* NRIs having regular employment for a minimum of 1 year.<br>* NRI holding a valid job contract\/ work permit for a minimum of 2 years in the foreign country.<br>* NRI is not a citizen of the countries namely- Iran, North Korea, Cuba, Syria, Sudan, and Creamia regions of Ukraine, Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Nepal,   Macau, Nigeria, Hongkong, or Bhutan.                   <\/td><\/tr><tr><td>\n  Loan Amount\n  <\/td><td>\n  Rs. 5 Lakhs &#8211; 10 Crores\n  <\/td><\/tr><tr><td>\n  Property \n  <\/td><td>\n  Residential or Commercial\n  <\/td><\/tr><tr><td>\n  Loan Tenure\n  <\/td><td>\n  Up-to 15 years\n  <\/td><\/tr><tr><td>\n  Interest Rate\n  <\/td><td>* Can be fixed or floating.   &nbsp;   <br>* Range from 7.70% p.a. &#8211; 13.85% p.a.    <\/td><\/tr><tr><td>\n  Processing fees\n  <\/td><td>\n  Up-to 1% of the loan amount + applicable\n  GST.\n  <\/td><\/tr><tr><td>\n  Foreclosure Charges\n  <\/td><td>\n  2% &#8211; 5% of the outstanding loan amount.\n  <\/td><\/tr><tr><td>\n  LTV\n  <\/td><td>\n  Up-to 60% of the market value of the\n  property.\n  <\/td><\/tr><tr><td>\n  Minimum Income\n  <\/td><td>* Middle East Countries &#8211; 84,000 AED p.a. &#8211;   3,00,000 AED p.a.   &nbsp;   <br>* USA &amp; Other Countries &#8211; 42,000 USD p.a.   &#8211; 80,000 USD p.a.   &nbsp;   <br>* Merchant Navy &#8211; 26,000 USD p.a. &#8211; 50,000 USD   p.a.    <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Is The Interest Rate For Loan\nAgainst Property For NRI?<\/strong><\/h2>\n\n\n\n<p>Find\nbelow the NRI Mortgage Loan Comparison chart of the leading lenders.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  NRI\n  mortgage loan interest rate ICICI Bank\n  <\/td><td>\n  7.70%*\n  p.a. onwards.\n  <\/td><\/tr><tr><td>\n  NRI\n  loan against property interest rate in Axis Bank\n  <\/td><td>\n  11%\n  p.a. Onwards.\n  <\/td><\/tr><tr><td>\n  NRI\n  loan against property interest rate Bank of Baroda\n  <\/td><td>\n  8.20%\n  p.a. &#8211; 13.85% p.a.\n  <\/td><\/tr><tr><td>\n  NRI loan against property interest rates in\n  Federal Bank\n  <\/td><td>\n  10.10%\n  p.a. onwards.\n  <\/td><\/tr><tr><td>\n  NRI loan against property interest rates in\n  IndusInd Bank\n  <\/td><td>\n  8.65%\n  p.a. &#8211; 12.60% p.a.\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Importance Of POA In NRI LAP Loan<\/strong><\/h2>\n\n\n\n<p>A POA (power of attorney) is the resident Indian appointed to act on behalf of the NRI through execution of a deed i.e., POA. The POA lists out the power to the POA holder to manage the property and property-related matters in the absence of the NRI.<\/p>\n\n\n\n<p>*  The POA holder must be a <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-the-co-applicant-in-home-loan\/\"><strong>co-applicant<\/strong><\/a> to the loan.<br>*  The POA holder must be a citizen of India.<br>*  The POA holder must be within the age group of 24 years &#8211; 60 years.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NRI Mortgage Loan Transfer<\/strong><\/h2>\n\n\n\n<p>An\nNRI can transfer his existing mortgage loan to a new lender. Generally, a loan\nis transferred to enjoy the interest savings, avail of longer repayment\ntenures, or to <a href=\"https:\/\/www.loanfasttrack.com\/Apply-now.html\"><strong>apply for\nan additional loan<\/strong><\/a>. An NRI can also choose to transfer his LAP loan if he is\nunhappy with the services (generating loan statement, generating the LOD- list\nof documents, loose responses, etc.) of the existing lender. The interest rates\nfor <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>NRI mortgage loan transfer<\/strong><\/a> start from 7.70%* p.a.\nHowever, it is important to evaluate the savings over the mortgage transfers.\nWhen a loan is transferred, once again all loan charges are applicable. Also,\nthe existing lender may charge with a pre-closure charge of 2% &#8211; 5% on the loan\namount. (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/must-know-all-costs-in-home-loan\/\"><strong>CLICK to get the complete list of charges<\/strong><\/a>). Therefore, it is important\nto know if it is worth transferring a mortgage loan to a new lender. <\/p>\n\n\n\n<p>The NRI may also consider switching his loan with a lender that provides prompt services, quick redressals of the queries, gives online access to the loan account, and is more transparent in their terms of use. ICICI Bank Ltd. is the most preferable choice among the NRIs because of its prompt services and integrated &amp; customer-friendly branches all over.&nbsp; <\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong><em>Transfer your loan against property @\n  lowest mortgage rates starting from 7.70%* p.a.<\/em><\/strong><\/a><strong><em><\/em><\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Read: <strong> <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-transfer-for-nri\/\"><strong>NRI Home Loan Transfer<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NRI Mortgage Loan Top-up<\/strong><\/h2>\n\n\n\n<p>A <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/top-up-loans-loanfasttrack\/\"><strong>top-up<\/strong><\/a> is the hassle-free best option to opt for when there\nis a need for emergency funds. It is easy to <a href=\"https:\/\/www.loanfasttrack.com\/Apply-now.html\"><strong>apply for\na top-up loan<\/strong><\/a> especially when the lender is assured of your loan\nrepayments. Also, you get an opportunity to avail of additional loans at lower\ninterest rates compared to unsecured <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan.html\"><strong>personal\nloans<\/strong><\/a>. (Read more on the difference<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/difference-between-personal-loan-loan-against-property\/\"><strong> between a personal loan &amp; a loan against property.<\/strong><\/a>) A top-up can be availed\nwithin 7 working days of the application. The loan amount can be used for a\nvariety of personal &amp; professional uses. A top-up amount is subject to LTV\n&amp; income eligibility. The top-ups are offered at LAP interest rates. The\ninterest rates for loan against property top-up loans starts from 8% p.a. Read\nmore on <strong>loan against property top-up\nloans<\/strong>. <\/p>\n\n\n\n<p>Compare LAP top-up loans with <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/3-best-home-loan-top-up-loans-in-india\/\"><strong>home loan top-up loans of the 3 best lenders<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NRI Mortgage Loan Documentation<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>KYC<\/strong> &#8211; Pan Card, Aadhar Card, Indian &amp; Overseas address\nproof.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Income Documents<\/strong> &#8211; Last 4 months salary slips, 6 months bank account\nstatements, Appointment letter, Employment continuity Proof.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Property Documents<\/strong> &#8211; Property chain agreement, OC\/CC + Plan copy, Index 2, Share certificate, Society registration certificate, latest property tax &amp; maintenance bill. <\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-list-of-documents-for-applying-mortgage-loan\/\"><strong>Click to get the complete list of documents<\/strong><\/a>. <\/p>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-list-of-documents-for-applying-home-loan\/\"><strong>The NRI List Of Documents For Applying For A Home Loan<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Remember <\/strong><\/h3>\n\n\n\n<p>-&gt; Research to find out the best lender that best suits your purpose. Each lender has its own set of interest rates, list of charges, eligibility criteria, lending terms, repayment tenures, etc.<br><br>-&gt; A co-applicant in NRI loans must be a resident in India. <br><br>-&gt; An NRI must hold an NRE\/NRO account in India<br><br>-&gt; The minimum salary requirement for an NRI to apply for a loan against property in India will differ from lender to lender. <br><br>-&gt; ICICI NRI loan against property requires a minimum salary of only $42,000 p.a. <br><br>-&gt; Currently, a loan against property for NRI in HDFC Bank is not available.<br><br>-&gt; NRI loan against property ICICI Bank provides the best interest rates for NRIs starting from 7.70%* p.a.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>Mr. Achyut invested in a house with the lowest\n  interest rate loan. And You? <\/strong>\n  <a href=\"https:\/\/www.loanfasttrack.com\/home-loan.html\"><strong>Explore\n  Home Loans<\/strong><\/a><strong><\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>By, <\/p>\n\n\n\n<p>Loanfasttrack<\/p>\n\n\n\n<p><a href=\"http:\/\/www.loanfasttrack.com\"><strong>Loanfasttrack<\/strong><\/a> is a Mumbai-based loan provider\ncompany since 2015 offering loan services in Mumbai on&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>housing loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>mortgage loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">,<\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>unsecured business loans<\/strong><\/a>,<strong> <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan transfer<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>top-up loans<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan transfers<\/strong><\/a> and apply for a <a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a>. Loanfasttrack is a direct sales associate with leading banks namely,\nICICI Bank, HDFC Ltd, Canara Bank, Citi Bank, Piramal Housing Finance, etc. <\/p>\n\n\n\n<p><strong>Contact Loanfasttrack:<\/strong><strong> <\/strong><\/p>\n\n\n\n<p><strong>Website &#8211;<\/strong><strong> <\/strong><a href=\"http:\/\/www.loanfasttrack.com\"><strong><em>www.loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Email &#8211; <\/strong><a href=\"mailto:info@loanfasttrack.com\"><strong><em>info@loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Tel &#8211;<\/strong><strong> <\/strong><strong><em>9321020476<\/em><\/strong><\/p>\n\n\n\n<p>Loanfasttrack\nspecialized services include providing:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>best bank for home\n<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>loans<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>Best Banks For Mortgage Loan In India<\/strong><\/a><strong>.<\/strong><\/li><li>Assured low-interest rates\nfor<a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>loan against\nproperty in Mumbai<\/strong><\/a>.<\/li><li>Lowest<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan rates in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>Instant loan in\nMumbai<\/strong><\/a><strong> <\/strong>&amp;<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan in Mumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>.<\/strong><\/a><\/li><li>Instant <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in Mumbai<\/strong><\/a> &amp;<a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a><\/li><li>Low-cost<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan balance\ntransfer<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<p>Additional\nRead:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/processing-of-home-loan-mortgage-loan\/\"><strong>Step-By-Step Guide Of Internal Processing Of Home Loan\n&amp; Mortgage Loan.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-all-about-mortgage-overdraft-o-d\/\"><strong>Know All About Mortgage Overdraft (O\/D).<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-mortgage-loan-in-india\/\"><strong>Best Banks For Mortgage Loan In India.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/how-to-apply-online-for-home-loan-mortgage-loan-loan-transfers-by-loanfasttrack\/\"><strong>How To Apply Online For Home Loan, Mortgage Loan &amp; Loan\nTransfers.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-balance-transfer-lowest-interest-rates-in-india\/\"><strong>Loan Against Property Balance Transfer @ Lowest Interest\nRates In India.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-at-lowest-interest-rate-with-loanfasttrack\/\"><strong>LAP Loan FAQ.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-loan-against-property-lap\/\"><strong>ICICI Bank Loan Against Property (LAP).<\/strong><\/a><strong><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Properties are one of the most valuable assets that you can own. They are your important source of liquidity when you are in urgent need of funds. When you own a property, you need not sell it to meet your money requirement rather pledge the same with the lender while remaining the owner of the 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