{"id":680,"date":"2021-08-22T15:08:30","date_gmt":"2021-08-22T15:08:30","guid":{"rendered":"https:\/\/www.loanfasttrack.com\/blog\/?p=680"},"modified":"2022-07-20T11:03:41","modified_gmt":"2022-07-20T11:03:41","slug":"bob-bank-of-baroda-mortgage-loan","status":"publish","type":"post","link":"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/bob-bank-of-baroda-mortgage-loan\/","title":{"rendered":"(BOB) Bank Of Baroda Mortgage Loan"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.wemakescholars.com\/uploads\/blog\/Bank-of-Baroda-Education-loan-LF7.jpg\" alt=\"Bank of Baroda Mortgage Loan\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong><em>Bank Of Baroda is one of the largest public\n  sector banks which offers mortgage loans in India to eligible borrowers at\n  competitive interest rates starting from 8.20% p.a. Also referred to as Bank Of Baroda loan against property(LAP),\n  it is offered against the collateral of residential &amp; commercial property\n  and non-agricultural plot of land to meet your personal and business needs\n  with flexible repayment tenures up-to 15 years.<\/em><\/strong><strong><\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Prominent Features Of BOB Mortgage Loan <\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Baroda mortgage loans are available to meet your personal as well as business needs such as children\u2019s education\/ marriage, home renovations, to fund your dream vacation, business expansions, etc.<\/strong><\/li><li><strong>Loan against property Bank Of Baroda is available against the pledge of residential &amp; commercial property, and non-agricultural plot of land.<\/strong><\/li><li><strong>Can be applied online as well as offline.<\/strong><\/li><li><strong>Available in the form of term loans and overdraft loans.<\/strong><\/li><li><strong>Longer repayment tenures up-to 15 years.<\/strong><\/li><li><strong>Competitive Bank Of Baroda mortgage loan rate of interest starting from 8.20% p.a. onwards.<\/strong><\/li><li><strong>Withdraw money as per your need to save on interest.<\/strong><\/li><li><strong>Repay through surplus funds, business income, or salary and save on interest.<\/strong><\/li><li><strong>Flexibility to withdraw money deposited earlier.<\/strong><\/li><li><strong>Maximum FOIR of up-to 70%.<\/strong><\/li><li><strong>LRD loans are available.<\/strong><\/li><li><strong>Unified processing charges<\/strong>.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bank Of Baroda Mortgage Loan\nEligibility<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  Eligible\n  Profile\n  <\/td><td>* Salaried   &nbsp;   <br>* Self-Employed   &nbsp;   <br>* Self-Employed Professionals   &nbsp;   <br>* NRI   &nbsp;   <\/td><\/tr><tr><td>\n  Age\n  <\/td><td>* Minimum &#8211; 21 years.   &nbsp;   <br>* Maximum &#8211; 65 years.<\/td><\/tr><tr><td>\n  Property\n  To Mortgage\n  <\/td><td>* Residential Property          <br>* Commercial Property   &nbsp;   <br>* A Non-Agricultural plot of land   <\/td><\/tr><tr><td>\n  Minimum Business Vintage\n  <\/td><td>\n  3 years.\n  <\/td><\/tr><tr><td>\n  Bank Of Baroda LAP Interest Rate\n  <\/td><td>\n  8.20% p.a. &#8211; 13.85% p.a.\n  <\/td><\/tr><tr><td>\n  Tenure\n  <\/td><td>\n  Up-to 15 years.\n  <\/td><\/tr><tr><td>\n  Loan Amount\n  <\/td><td>* Minimum Rs.2 Lakhs.   &nbsp;   <br>* Maximum up-to Rs.10 Crores.   <\/td><\/tr><tr><td>\n  Minimum Income\n  <\/td><td>\n  The average gross income for 3 years\n  including the income of the co-applicant is Rs.3 Lakhs.\n  <\/td><\/tr><tr><td>\n  Type Of Loan\n  <\/td><td>* EMI- based term loan.    &nbsp;   <br>* Overdraft Loan.   <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-to-value-ratio\/\"><strong>LTV<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  Up-to 40% on the market value of the\n  property.\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/fixed-obligation-to-income-ratio\/\"><strong>FOIR<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  Up-to 70%.\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/cibil-and-its-significance-in-home-loan\/\"><strong>CIBIL\n  Scores<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  750 &amp; above.\n  <\/td><\/tr><tr><td>\n  Processing Fees\n  <\/td><td>* Term Loan&#8211;<br>1% of the loan amount +   applicable GST subject to a minimum of Rs.7,500\/- &amp; a maximum of   Rs.1,50,000\/-   &nbsp;   <br><br>* Overdraft Loan&#8211;<br>0.35% of the loan amount +   applicable GST subject to a minimum of Rs.7,500\/-   <\/td><\/tr><tr><td>\n  Mortgage Schemes\n  <\/td><td>* <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>Regular   mortgage loan<\/strong><\/a>.   &nbsp;   <br>* <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-loan-against-property-in-india\/\"><strong>Mortgage   loan for NRI<\/strong><\/a>.   &nbsp;   <br>* Mortgage overdraft loan.   &nbsp;   <br>* <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>Mortgage   loan balance transfer<\/strong><\/a>.   &nbsp;   <br>* Land mortgage loan.   &nbsp;   <br>* Loan Against Rent Receivables.   &nbsp;   <br>* Reverse mortgage loan.   <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note:\nThe above-mentioned BOB\nLAP interest rates and charges are subject to change without prior\nnotice.<\/em><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/lap-loan-against-property-eligibility\/\"><strong>Click to read more on loan against property eligibility<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bank\nOf Baroda Mortgage Loan Interest Rate 2021<\/strong><strong><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table aligncenter\"><table><tbody><tr><td>\n  <strong>Bank Of\n  Baroda Loan Against Property Interest Rate <\/strong><strong>For Individuals<\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>Loan Amount<\/strong>\n  <\/td><td>\n  <strong>Tenure Up-to 10 Years<\/strong>\n  <\/td><td>\n  <strong>Tenure from 10 years &#8211; 15 years<\/strong>\n  <\/td><\/tr><tr><td>\n  Up-to Rs.7.5\n  Crores\n  <\/td><td>   BRLLR + SP +   1.20%    <br>To   <br>BRLLR + SP +   6.10%   &nbsp;   <br><br>(8.20% p.a. To 13.10%   p.a.)   <\/td><td>   BRLLR + SP +   1.70%    <br>To   <br>BRLLR + SP +   6.60%   &nbsp;   <br><br>(8.70% p.a. To   13.60% p.a.)   <\/td><\/tr><tr><td>\n  Above Rs.7.5\n  Crores\n  &nbsp;\n  <\/td><td>   BRLLR + SP +   1.45%    <br>To   <br>BRLLR + SP +   6.35%   &nbsp;   <br><br>(8.45% p.a. To   13.35% p.a.)   <\/td><td>   BRLLR + SP +   1.95%    <br>To   <br>BRLLR + SP +   6.85%   &nbsp;   <br><br>(8.95% p.a. To   13.85% p.a.)   <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note: (i) The BRLLR is 6.75% p.a. and S.P.&nbsp; is 0.25% w.e.f march 2021.<\/em><\/strong><br><strong><em>(ii) The Bank Of Baroda Lap rates are subject to change without prior notice.<\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bank Of Baroda Loan Against Property Rate Of Interest For Non- Individuals<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>Loan Amount<\/strong>\n  <\/td><td>\n  <strong>Tenure Up-to 10 Years<\/strong>\n  <\/td><td>\n  <strong>Tenure\n  from 10 years &#8211; 15 years<\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  &nbsp;\n  <\/td><td>\n  <strong>Margin Above 50%<\/strong>\n  <\/td><td>\n  <strong>Margin Up-to 50%<\/strong>\n  <\/td><td>\n  <strong>Margin Above 50%<\/strong>\n  <\/td><td>\n  <strong>Margin Up-to 50%<\/strong>\n  <\/td><\/tr><tr><td>\n  Up-to Rs.7.5\n  Crores\n  <\/td><td>\n  BRLLR + SP +\n  1.45% \n  &nbsp;\n  8.45% p.a.\n  <\/td><td>\n  BRLLR + SP +\n  1.95%\n  &nbsp;\n  8.95% p.a.\n  <\/td><td>\n  BRLLR + SP +\n  1.95%\n  &nbsp;\n  8.95% p.a.\n  <\/td><td>\n  BRLLR + SP +\n  2.45% \n  &nbsp;\n  9.45% p.a\n  <\/td><\/tr><tr><td>\n  Above Rs.7.5\n  Crores\n  <\/td><td>\n  BRLLR + SP +\n  1.70% \n  &nbsp;\n  8.70% p.a.\n  <\/td><td>\n  BRLLR + SP +\n  2.20%\n  &nbsp;\n  9.20% p.a.\n  <\/td><td>\n  BRLLR + SP +\n  2.20%\n  &nbsp;\n  9.20% p.a\n  <\/td><td>\n  BRLLR + SP +\n  2.70% \n  &nbsp;\n  9.70% p.a.\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note: (i) The BRLLR is 6.75% p.a. and S.P. is 0.25% w.e.f march 2021. (S.P is Strategic Premium)<\/em><\/strong><br><strong><em>(ii) The Bank Of Baroda Lap rates are subject to change without prior notice.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>List Of Charges<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Unified Bank\nOf Baroda loan processing charges<\/strong> of 1% of the loan amount which\nincludes documentation charges, verification\/ vetting charges, pre- Inspection\ncharges, one-time post-inspection charges, legal charges, valuer charges for\nvaluation, CIBIL charges, CERSAI charges. GST at the applicable rate will be\napplicable on the processing charge of 1% of the loan amount. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Mortgage Creation Charges<\/strong> &#8211;&nbsp; up-to Rs.15,000\/-<br>-&gt; Up to Rs.10 Lakhs&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; : Rs.500\/- per Lakh<br>-&gt; Rs.10.00 Lakhs &#8211; Rs.50.00 Lakhs   : Rs.5,000\/-<br>-&gt; Rs.50.00 Lakhs &#8211; Rs.1 Crore&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; : Rs.10,000\/-<br>-&gt; Above Rs.1 Crore&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; : Rs.15,000\/-<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Insurance\nCharge<\/strong> &#8211; Property insurance\ncost which will differ with the valuation of the property.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Stamp Duty Charge<\/strong> &#8211; 0.30% on the loan amount.<\/li><\/ul>\n\n\n\n<p>Also\nread, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/must-know-all-costs-in-home-loan\/\"><strong>total costs involved in availing of a home loan<\/strong><\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter\"><table><tbody><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>Apply\n  for Bank Of Baroda mortgage loan in Mumbai<\/strong><\/a><strong><\/strong>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bank\nOf Baroda Loan Scheme<\/strong><strong> Of Mortgage Loans<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Bank Of Baroda Regular\nMortgage Term Loans<\/strong><\/li><\/ol>\n\n\n\n<p>A BOB <a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>mortgage loan<\/strong><\/a> is a term loan available for all\neligible borrowers against the mortgage of their residential or commercial\nproperty which is repaid in equated monthly installments.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Bank Of Baroda mortgage loan interest rates range from 8.20% p.a. &#8211; 13.85% p.a.<\/li><li>The maximum loan tenure offered is up-to 15 years.<\/li><li>The minimum loan amount is Rs.2 lakhs &amp; the maximum is Rs.10 crore.<\/li><li>Processing fees of 1% of the loan amount plus applicable GST subject to a minimum of Rs.7,500\/- &amp; a maximum of Rs.1,50,000\/-<\/li><li>Get additional refinance on loans transferred in Bank Of Baroda.<br>Also, read on <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/home-loan-refinancing-in-india-things-to-know-before-applying-for-refinancing\/\"><strong>home loan refinancing<\/strong><\/a>. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Apply jointly to enhance your\neligibility. (Read, more on <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/benefits-of-applying-joint-home-loans\/\"><strong>joint loan benefits<\/strong><\/a>)<\/li><li>Can be applied online as well\nas offline. (Know <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/how-to-apply-online-for-home-loan-mortgage-loan-loan-transfers-by-loanfasttrack\/\"><strong>how to apply online<\/strong><\/a>)<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\">Additional Read, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-mortgage-loan-in-india\/\"><strong>best banks for mortgage loans in India<\/strong><\/a>.<\/p>\n\n\n\n<p><strong>2<\/strong>. <strong>BOB Mortgage Overdraft Loans<\/strong><\/p>\n\n\n\n<p>Bank Of Baroda overdraft facility helps you to\nwithdraw money as per your need to save on interest.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Interest is paid only on the loan amount utilized.<\/li><li>Bank Of Baroda overdraft interest rates range from 8.70% p.a. &#8211; 14.35% p.a.<\/li><li>Process fees of up-to 0.35% of the loan amount plus applicable GST for loans up-to Rs.3 Crores (Min. Rs.7,500\/- &amp; Max. Rs.75,000\/-) <br><strong>and <\/strong><br>0.25% of the loan amount for loans above Rs.3 Crores (Min. Rs.7,500\/- &amp; no limit on Max.)<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>A minimum of 60% of the sanctioned limit is to\nbe utilized quarterly.<\/li><li>Overdraft loan repayment\nperiod is 12 months, subject to annual review.<\/li><li>Overdraft to be renewed\nannually.&nbsp; <\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-all-about-mortgage-overdraft-o-d\/\"><strong>Read more mortgage overdraft loans<\/strong><\/a>.<\/p>\n\n\n\n<p><strong>3. BOB Mortgage Loans For NRI<\/strong><\/p>\n\n\n\n<p>BOB <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/all-about-mortgage-loan\/\"><strong>mortgage loan<\/strong><\/a> for Non-resident Indians is provided\nagainst the mortgage of their residential property. The NRI must hold a valid\nIndian passport and a valid job contract\/ work permit with a reputable company\nin a foreign country for 2-years.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Mortgage loans are available\nonly in the form of term loans.<\/li><li>An NRI must have regular\nemployment for a minimum period of 2 years.<\/li><li>The average gross annual\nincome for the last 3 years is Rs.5 Lakhs p.a., including the income of the\nco-applicant whose income is considered for <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/lap-loan-against-property-eligibility\/\"><strong>mortgage loan eligibility<\/strong><\/a>.<\/li><li>BOB loan against property interest rates for NRIs ranges from 8.85% p.a. &#8211;\n10.35% p.a.<\/li><li>The maximum loan tenure\noffered is up-to 15 years.<\/li><li>The maximum loan amount is up-to\nRs.10 Crores.<\/li><li>Processing fees of 1% of the\nloan amount plus applicable GST subject to a minimum of Rs.7,500\/- &amp; a\nmaximum of Rs.1,50,000\/-<\/li><li>Compare BOB NRI mortgage loan\nwith <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-mortgage-loan-for-nri-in-india\/\"><strong>ICICI Bank NRI mortgage loan<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/nri-loan-against-property-in-india\/\"><strong>Read more For NRI Loan Against Property<\/strong><\/a><\/p>\n\n\n\n<p><strong>4. BOB Mortgage Loan Balance Transfers<\/strong><\/p>\n\n\n\n<p>Bank Of Baroda mortgage loan balance transfers is\navailable to all eligible borrowers to transfer their existing mortgage loans\nwith other banks\/lenders to Bank Of Baroda at a competitive BOB bank mortgage loan interest\nrate. Also, read <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/why-home-loan-interest-rates-of-nbfcs-higher-than-banks\/\"><strong>Why interest rates with NBFCs are higher than the Bank<\/strong><\/a>.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>All loan scheme products such\nas NRI mortgage loans, mortgage overdraft loans, LRD loans, and simple term\nmortgage loans can be transferred. <\/li><li>Also, apply for additional <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/lap-loan-against-property-top-up-loan\/\"><strong>top-up loans on mortgage loans<\/strong><\/a> subject to <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/lap-loan-against-property-eligibility\/\"><strong>income eligibility<\/strong><\/a> and property market value.<\/li><li>The Bank Of Baroda mortgage loan ROI for <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan balance transfers<\/strong><\/a> range from 8.20% p.a. &#8211; 13.85% p.a.<\/li><li>Loan tenure restructuring can\nbe done for a maximum of up-to 15 years.<\/li><li>The maximum loan amount is\nup-to Rs.10 Crores.<\/li><li>One-time Processing fees of 1% of the loan\namount plus applicable GST <\/li><\/ul>\n\n\n\n<p>(Minimum Rs.7,500\/- &amp; maximum\nRs.1,50,000\/-)<\/p>\n\n\n\n<p class=\"has-text-align-center\">Also, click to read <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-how-to-deal-with-the-increasing-interest-rates-of-housing-loans\/\"><strong>how to deal with the increasing interest rates of housing loans.<\/strong><\/a><\/p>\n\n\n\n<p><strong>5. Bank Of Baroda Loan Against Rent Receivables<\/strong><\/p>\n\n\n\n<p>Commonly referred to as Lease Rental Discounting (LRD)\nloans, it is a term loan provided to all eligible Indian residents against the\nsecuritization of future rent receivables from the residential or commercial\nproperties which are let out or considered to let out to a reputed company,\ninstitutions, public sector units, established commercial organizations, banks,\nand MNCs.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The loan against rent agreement is available\nfor all lawful economic activities such as renovations\/alterations\/additions to\nthe premises let out, and personal needs except the speculative purposes.<\/li><li>Loans are available to owners\nof let out or proposed to let out a premises, landowners of the BOB branch\npremises, and landowners of the residential flats\/houses leased out to BOB\nofficers\/executive quarters.<\/li><li>The maximum funding is 55% of\nthe rents received for general customers and 70% of the rent received by\nlandlords of the premises occupied by BOB branches or lent out to the BOB\nofficers\/executive quarters.<\/li><li>Board loan against future rent receivables interest rate range from 8.65% p.a.\nto 11.60% p.a. <\/li><li>The maximum tenure offered loan against rent receivables\nBOB is up-to 10 years subject to the balance lease term.<\/li><li>The minimum loan amount under loan against rent\nreceivables is Rs.25 Lakhs &amp; the maximum loan amount under loan against rent receivables\nis Rs.20 Crores.<\/li><li>One-time processing fee of\n0.50% of the loan amount plus applicable GST subject to a minimum of Rs.1,000\/-\n&amp; a maximum of Rs.10 Lakh.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>Balance transfers of loans<\/strong><\/a> are available at attractive\ninterest rates. <\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\"><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/strong>Also, read <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/what-are-the-income-tax-benefits-on-mortgage-loan\/\"><strong>The Income Tax Benefits On Mortgage Loan<\/strong><\/a>.<\/p>\n\n\n\n<p class=\"has-text-align-left\"><strong>6. Baroda Loan Against Land Property And Building<\/strong><\/p>\n\n\n\n<p>It is an overdraft loan provided against the mortgage\nof land and building to fulfill the working capital requirements and long-term\nmargin requirements of SME borrowers.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>All Micro, Small, &amp;\nMedium enterprises, entities with sales turnover up-to Rs.1.5 Crores p.a., and\nprojects whose cost is Rs.50.00 Crores, can apply for the loan.<\/li><li>The maximum age of the\nresidential\/commercial building should not be more than 25 years.<\/li><li>Land mortgage loan interest rate Bank Of Baroda\nrange from 9.35% p.a. &#8211; 10.60% p.a. (Also read, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/difference-between-home-loan-land-loan\/\"><strong>Difference between home loan and land loan<\/strong><\/a>)<\/li><li>The minimum loan amount is\nRs.10 Lakhs &amp; the maximum is Rs.10. Crores.<\/li><li>The maximum <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-to-value-ratio\/\"><strong>LTV<\/strong><\/a> is up-to 40% of the market value of the property. <\/li><li>The maximum period for an\noverdraft loan is 1-year.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\">Also read, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/everything-you-must-know-before-purchasing-a-land-availing-the-land-loans\/\"><strong>Everything You Must Know Before Purchasing A Land &amp; Availing The Land Loans<\/strong><\/a>.<\/p>\n\n\n\n<p><strong>7. Baroda Ashray Reverse Mortgage Loan<\/strong><\/p>\n\n\n\n<p>Bank Of Baroda\nreverse mortgage loans are provided to the Indian senior citizens above 60 years (spouse as <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-the-co-applicant-in-home-loan\/\"><strong>co-applicant<\/strong><\/a> above 55 years for joint\napplication) against the pledge of their self-owned residential property to\nmeet their cash flows of day-to-day finances, medical expenses, etc.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The maximum loan tenure is 15\nyears and can be extended till the survival of the borrower.<\/li><li>Bank Of Baroda loan interest rate for a reverse mortgage is 9.10% p.a.<\/li><li>Processing fee of 0.20% of\nthe loan amount plus applicable GST subject to minimum Rs.7,5000\/- &amp;\nmaximum Rs.10,000\/-.<\/li><li>The maximum loan amount\navailable is Rs 1 Crore.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Read more on <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/reverse-mortgage-loan-for-elderly\/\"><strong>reverse mortgage loans<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bank Of Baroda Mortgage Loan Documents Required<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>KYC<\/strong>\n  <\/td><td>* Pan Card<br>* Adhar Card<br>* Photograph         <\/td><\/tr><tr><td>\n  <strong>Income\n  Documents<\/strong>\n  <\/td><td>\n  &nbsp;\n  <\/td><\/tr><tr><td>\n  For Salaried\n  <\/td><td>* 4 months salary slips.<br>* 2 years form 16 <br>* 6 months bank account statement.         <\/td><\/tr><tr><td>\n  For Self-Employed \n  <\/td><td>* 2 years ITR with Computation of Income,   Saral Copy, Balance Sheet, P&amp;L Account, Capital Account \u2013 CA certified   with membership no. and UDIN No.<br>* 12 months bank account statement.<br>* Business profile.<br>* Business proofs.            <\/td><\/tr><tr><td>\n  <strong>Property\n  Papers<\/strong>\n  <\/td><td>* Prior Chain of Agreement.<br>* OC\/CC + approved plans. <br>* Index 2.Share Certificate.<br>* Society Registration Copy.<br>* Property tax.<br>Property maintenance bill.                      <\/td><\/tr><tr><td>\n  <strong>Additional\n  Documents Required For Mortgage Loan Transfer<\/strong>\n  <\/td><td>* LOD (list of documents).<br>* Outstanding letter.<br>* 12 months repayment track record.         <\/td><\/tr><tr><td>\n  <strong>Additional\n  Documents Required For Loan Against Rent Receivables<\/strong>\n  <\/td><td>* Certified copy of lease deed.<br>* Bank account statements for the rent received.       <\/td><\/tr><tr><td>\n  <strong>To download the complete\n  documentation till disbursement refer to the links<\/strong>\n  <\/td><td>* Salaried    <br>* NRI <br>* Proprietorship Firm<br>* Partnership Firm<br>* Private Ltd. Company.               <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><strong>Compare Bank Of Baroda Mortgage Loan With Top Lenders<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  <strong>Parameter<\/strong>\n  <\/td><td>\n  <strong>Bank Of Baroda<\/strong>\n  <\/td><td>\n  <strong>ICICI Bank <\/strong>\n  <\/td><td>\n  <strong>HDFC Bank<\/strong>\n  <\/td><td>\n  <strong>SBI Bank<\/strong>\n  <\/td><\/tr><tr><td>\n  <strong>Interest\n  Rate<\/strong>\n  <\/td><td>\n  8.20% p.a. &#8211; 13.85% p.a.\n  <\/td><td>\n  7.70% p.a. &#8211; 9.75% p.a. \n  <\/td><td>\n  7.50% p.a. &#8211; 10.95% p.a.\n  <\/td><td>\n  8.45% p.a. &#8211; 10% p.a.\n  <\/td><\/tr><tr><td>\n  <strong>Tenure<\/strong>\n  <\/td><td>\n  Up-to 15 years\n  <\/td><td>\n  Up-to 20 years.\n  <\/td><td>\n  Up-to 15 years.\n  <\/td><td>\n  Up-to 15 years.\n  <\/td><\/tr><tr><td>\n  <strong>Processing\n  Fees<\/strong>\n  <\/td><td>\n  1% of the loan amount + applicable GST. (Min\n  Rs.7,500\/- &amp; Max Rs.1,50,000\/-)\n  <\/td><td>\n  Up-to 1% of the loan amount + applicable\n  GST.\n  <\/td><td>\n  Up-to 1% of the loan amount + applicable\n  GST.\n  <\/td><td>\n  1% of the loan amount + applicable GST. (Max\n  Rs.50,000\/-)\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/know-all-about-mortgage-overdraft-o-d\/\"><strong>Overdraft\n  Facility<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  Yes\n  <\/td><td>\n  Yes\n  <\/td><td>\n  Yes \n  <\/td><td>\n  No\n  <\/td><\/tr><tr><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-to-value-ratio\/\"><strong>LTV<\/strong><\/a><strong><\/strong>\n  <\/td><td>\n  40% \n  <\/td><td>\n  70%\n  <\/td><td>\n  65%\n  <\/td><td>\n  65%\n  <\/td><\/tr><tr><td>\n  <strong>Maximum\n  Loan Amount<\/strong>\n  <\/td><td>\n  Up-to Rs.10 Crores\n  <\/td><td>\n  Up-to Rs.10 Crores.\n  <\/td><td>\n  Up-to Rs.25 Crores.\n  <\/td><td>\n  Up-to Rs.7.5 Crores\n  <\/td><\/tr><tr><td>\n  &nbsp;\n  <\/td><td>\n  &nbsp;\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-loan-against-property-lap\/\"><strong>Click\n  for more details<\/strong><\/a>.\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/hdfc-bank-loan-against-property\/\"><strong>Click\n  for more details<\/strong><\/a>.\n  <\/td><td>\n  <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/sbi-mortgage-loan\/\"><strong>Click\n  for more details<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/sbi-mortgage-loan\/\">.<\/a>\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/home-loan-comparison-chart-of-leading-banks\/\"><strong>Click to compare and apply loan against property with leading banks<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Remember The Important Highlights<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>BOB loan against property is not provided for persons engaged in any speculative\nactivities including the property developers\/ property dealers\/ brokers, and\nshare\/stock brokers. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>The loan against property in\nBank Of Baroda is also not available for HUF\/Trust\/Public Limited Company.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Bank Of Baroda overdraft against property facility is not available for NRI\nloan applicants.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>The maximum loan amount for all categories of borrowers varies with the location.<br>-&gt; For Metro Branches &#8211; Max. Rs.10 Crores.<br>-&gt; For Urban Branches &#8211; Max. Rs.5 Crores.<br>-&gt; For Semi-Urban Branches &#8211; Max. Rs.3 Crores.<br>-&gt; For Rural Branches &#8211; Max. Rs.25 Lakhs.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>The FOIR percentage for all categories of borrowers is:<br>-&gt; 50% &#8211; for gross monthly income up-to Rs.75,000\/-<br>-&gt; 60% &#8211; for gross monthly income from Rs.75,000\/- to Rs.3 Lakhs.<br>-&gt; 70% &#8211; for gross monthly income above Rs.3 Lakhs.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Baroda loan against rent\nreceivable scheme is not available for NRIs.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<p><strong>Q. What is the Bank Of Baroda mortgage loan\ninterest rate 2021?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Mortgage\nloan interest rate in Bank Of Baroda 2021 range from 8.20% p.a. to 13.85% p.a.<\/p>\n\n\n\n<p><strong>Q. What is the maximum loan amount\nfor a mortgage loan with Bank Of Baroda?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>The maximum BOB mortgage loan amount\nis Rs.10 Crores.<\/p>\n\n\n\n<p><strong>Q. Is it mandatory to take property\ninsurance with the loan?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Property insurance will be given to\nevery property. The insurance amount will vary depending upon the market value\nof the property.&nbsp; <\/p>\n\n\n\n<p><strong>Q. Where do I get the Bank Of Baroda loan application\nform?<\/strong><\/p>\n\n\n\n<p><strong>Ans:<\/strong> You can download the<strong> Bank Of Baroda mortgage loan application form pdf <\/strong>online\nfrom the BOB site or visit the nearest BOB branch.<\/p>\n\n\n\n<p><strong>Q. What will be my mortgage EMI for\nRs.35 Lakhs?<\/strong><\/p>\n\n\n\n<p><strong>Ans:<\/strong> Your EMI will be Rs.33,853\/- for 15\nyears @ 8.20% p.a. Use the BOB\nmortgage <a href=\"https:\/\/www.loanfasttrack.com\/emi-calculator.html\"><strong>loan EMI calculator<\/strong><\/a> online to know the EMIs for\ndifferent loan amounts, tenures @ various interest rates. Bank Of Baroda mortgage loan EMI\ncalculator also shows you the total interest payable for the loan\ntenure.<\/p>\n\n\n\n<p><strong>Q. My DCB Bank loan against property interest rates is\nhigh. Can I transfer my DCB\nloan against property in Kerala to Bank Of Baroda loan against property in Chennai?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Yes, you can transfer your DCB\nmortgage loan to the Bank Of Baroda mortgage loan in Chennai, subject to your eligibility and\nproperty valuation.<\/p>\n\n\n\n<p><strong>Q. Can I transfer my Bajaj LAP loan to\nthe&nbsp; Bank Of Baroda?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Yes, you can transfer your Bajaj Finance LAP loan to\nthe Bank Of Baroda subject to your eligibility. <\/p>\n\n\n\n<p><strong>Q. How to calculate mortgage loan interest?<\/strong><\/p>\n\n\n\n<p><strong>Ans:<\/strong> To know how much interest you repay\nmonthly and the total interest payable, please refer to the Bank Of Baroda mortgage<a href=\"https:\/\/www.loanfasttrack.com\/emi-calculator.html\"><strong>loan calculator<\/strong><\/a>.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-at-lowest-interest-rate-with-loanfasttrack\/\"><strong>Click to read more FAQs<\/strong><\/a><\/p>\n\n\n\n<p>By, <\/p>\n\n\n\n<p>Loanfasttrack<\/p>\n\n\n\n<p><a href=\"http:\/\/www.loanfasttrack.com\"><strong>Loanfasttrack<\/strong><\/a> is a Mumbai-based loan provider\ncompany since 2015 offering loan services in Mumbai on&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>housing loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>mortgage loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">,<\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>unsecured business loans<\/strong><\/a>,<strong> <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan transfer<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>top-up loans<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan transfers<\/strong><\/a> and apply for a <a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a>. Loanfasttrack is a direct sales associate with leading banks namely,\nICICI Bank, HDFC Ltd, Canara Bank, Citi Bank, Piramal Housing Finance, etc. <\/p>\n\n\n\n<p><strong>Contact Loanfasttrack:<\/strong><strong> <\/strong><\/p>\n\n\n\n<p><strong>Website &#8211;<\/strong><strong> <\/strong><a href=\"http:\/\/www.loanfasttrack.com\"><strong><em>www.loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Email &#8211; <\/strong><a href=\"mailto:info@loanfasttrack.com\"><strong><em>info@loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Tel &#8211;<\/strong><strong> <\/strong><strong><em>9321020476<\/em><\/strong><\/p>\n\n\n\n<p>Loanfasttrack\u2019s\nspecialized services include providing:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>best bank for home\n<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>loan in India<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>Best Banks For\nMortgage Loan In India<\/strong><\/a><strong>.<\/strong><\/li><li>Assured low-interest rates\nfor<a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>loan against\nproperty in Mumbai<\/strong><\/a>.<\/li><li>Lowest<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan rates in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>Instant loan in\nMumbai<\/strong><\/a><strong> <\/strong>&amp;<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>.<\/strong><\/a><\/li><li>To help <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>apply instant\npersonal loan in Mumbai<\/strong><\/a> &amp;<a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a><\/li><li>Low-cost<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan balance transfer<\/strong><\/a>.<\/li><li>To help <a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>apply for business loan online<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<p><strong>Additional\nRead<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/processing-of-home-loan-mortgage-loan\/\"><strong>Step-By-Step Guide Of Internal Processing Of Home Loan\n&amp; Mortgage Loan<\/strong><\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/8-business-conditions-for-applying-home-loan-or-mortgage-loan\/\"><strong>8 Business Conditions For Self-Employed Applying For A\nMortgage Loan<\/strong><\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/canara-bank-mortgage-loans\/\"><strong>Canara Bank Mortgage Loans<\/strong><\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-against-property-kotak-mahindra-bank\/\"><strong>Loan Against Property Kotak Mahindra Bank<\/strong><\/a>.<\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/boi-bank-of-india-loan-against-property\/\"><strong>(BOI) Bank Of India Loan Against Property<\/strong><\/a>.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Bank Of Baroda is one of the largest public sector banks which offers mortgage loans in India to eligible borrowers at competitive interest rates starting from 8.20% p.a. Also referred to as Bank Of Baroda loan against property(LAP), it is offered against the collateral of residential &amp; commercial property and non-agricultural plot of land to &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,57,329,4],"tags":[562,607,608,576,582,600,572,583,599,430,591,111,577,575,598,574,585,573,586,565,589,592,597,248,588,578,587,580,590,602,315,593,278,258,601,606,570,7,264,581,595,24,579,10,584,308,288,596,311,561,313,314,568,569,604,559,563,229,594,275,310,605,29,312,603,260,261,560,567,102,267,291,564,571,566,609],"class_list":["post-680","post","type-post","status-publish","format-standard","hentry","category-finance","category-home-loan","category-lease-rental-discounting","category-mortgage-loan","tag-15-year-mortgage-rates","tag-apply-for-a-mortgage-loan","tag-apply-for-mortgage-loan-online","tag-bank-of-baroda-commercial-property-loan-interest-rate","tag-bank-of-baroda-lap-interest-rate","tag-bank-of-baroda-lap-rates","tag-bank-of-baroda-loan-against-property","tag-bank-of-baroda-loan-against-property-interest-rate","tag-bank-of-baroda-loan-against-property-rate-of-interest","tag-bank-of-baroda-loan-against-rent-receivables","tag-bank-of-baroda-loan-processing-charges","tag-bank-of-baroda-mortgage-loan","tag-bank-of-baroda-mortgage-loan-application-form-pdf","tag-bank-of-baroda-mortgage-loan-documents-required","tag-bank-of-baroda-mortgage-loan-eligibility","tag-bank-of-baroda-mortgage-loan-emi-calculator","tag-bank-of-baroda-mortgage-loan-interest-rate","tag-bank-of-baroda-mortgage-loan-interest-rate-2022","tag-bank-of-baroda-mortgage-loan-rate-of-interest","tag-bank-of-baroda-overdraft-against-property","tag-bank-of-baroda-overdraft-interest-rate","tag-bank-of-baroda-reverse-mortgage-loan","tag-baroda-mortgage-loans","tag-best-mortgage-loan-interest-rates","tag-bob-lap-interest-rate","tag-bob-loan-against-property","tag-bob-loan-against-property-interest-rate","tag-bob-mortgage-loan","tag-bob-mortgage-loan-emi-calculator","tag-bob-mortgage-overdraft-loans","tag-current-mortgage-loan-interest-rates","tag-documents-for-mortgage-loan","tag-foreclosure-charges-on-lap","tag-hdfc-mortgage-loan-interest-rates","tag-home-loan-refinancing","tag-how-to-apply-for-mortgage-pre-approval","tag-kinds-of-mortgage","tag-loan-against-property","tag-loan-against-property-balance-transfer","tag-loan-against-property-bank-of-baroda","tag-loan-against-property-documents-required","tag-loan-against-property-eligibility","tag-loan-against-property-in-bank-of-baroda","tag-loan-against-property-in-mumbai","tag-loan-against-property-interest-rate-bank-of-baroda","tag-loan-against-property-tax-benefits","tag-loan-against-property-top-up","tag-loan-against-property-without-documents","tag-loan-eligibility-check","tag-lowest-interest-rate-mortgage","tag-lowest-mortgage-loan-interest-rate","tag-lowest-mortgage-rates","tag-maximum-tenure-for-loan-against-property","tag-maximum-tenure-offered-under-loan-against-property","tag-minimum-cibil-score-for-loan-against-property","tag-mortgage-interest-rates-in-india","tag-mortgage-interest-rates-today","tag-mortgage-loan-balance-transfer","tag-mortgage-loan-documents","tag-mortgage-loan-eligibility","tag-mortgage-loan-eligibility-criteria","tag-mortgage-loan-for-cibil-defaulters","tag-mortgage-loan-in-mumbai","tag-mortgage-loan-interest-rates","tag-mortgage-loan-processing-fees","tag-mortgage-loan-rate-of-interest","tag-mortgage-processing-fees","tag-mortgage-rates-in-india","tag-nri-loan-against-property","tag-nri-loan-against-property-in-india","tag-nri-mortgage-loan","tag-od-limit-against-property","tag-overdraft-against-property","tag-overdraft-loan-eligibility","tag-tax-benefits-on-mortgage-loan","tag-what-is-loan-against-property"],"_links":{"self":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/comments?post=680"}],"version-history":[{"count":6,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/680\/revisions"}],"predecessor-version":[{"id":747,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/680\/revisions\/747"}],"wp:attachment":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/media?parent=680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/categories?post=680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/tags?post=680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}