{"id":686,"date":"2021-09-03T03:54:00","date_gmt":"2021-09-03T03:54:00","guid":{"rendered":"https:\/\/www.loanfasttrack.com\/blog\/?p=686"},"modified":"2022-07-20T10:28:17","modified_gmt":"2022-07-20T10:28:17","slug":"difference-between-top-up-loan-and-personal-loan","status":"publish","type":"post","link":"https:\/\/www.loanfasttrack.com\/blog\/blog\/mortgage-loan\/difference-between-top-up-loan-and-personal-loan\/","title":{"rendered":"Difference Between Top-Up Loan And Personal Loan"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/i1.wp.com\/blog.quikkloan.com\/wp-content\/uploads\/2020\/03\/top-up-loans.png?fit=800%2C480&amp;ssl=1\" alt=\"Difference Between Top-Up Loan And Personal Loan\" \/><\/figure>\n\n\n\n<p>Mr.\nHari, an IT professional with MNC, is living a comfortable life with his wife\nand two children in Mumbai despite servicing a home loan taken for 4 years.\nHari also had a steady growth in his monthly income for the last 4 years and\nhas made various investments for the future. With the festivals coming near\nHari\u2019s wife wanted to refurbish her house before the celebrations and suggested\nHari to <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>apply instant personal loan in Mumbai<\/strong><\/a> because Hari was clear of\nnot withdrawing money from his existing investments. Previously Hari has\nalready applied for a car loan &amp; a <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan.html\"><strong>personal\nloan<\/strong><\/a> and does not want to go through the hassle process once again, and hence\naccepting his CA\u2019s advice he decides to <a href=\"https:\/\/www.loanfasttrack.com\/Apply-now.html\"><strong>apply for\na top-up loan on a home loan<\/strong><\/a>.<\/p>\n\n\n\n<p>Hari had a good repayment track with the Bank and with his steady income growth, he was easily eligible for a bank top-up loan. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Home Loan Top-up Is Preferred\nOver Personal Loan?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>The home loan top up procedure is easy and hassle-free. <br>(<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/icici-bank-home-loan-top-up\/\"><strong>Click to read ICICI Bank home loan top up process<\/strong><\/a>)<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Relatively lower <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/top-up-loans-loanfasttrack\/\"><strong>home loan top up<\/strong><\/a> interest rates as compared to the\npersonal loan interest rates and flexibility in tenure makes top-up loans a\ngreat alternative to a personal loan.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Considering that the bank already has your KYC details\/documents only minimum documents required for top up home loan and the loan processing will also be faster and easy as against the personal loan where the processing time is usually long because the bank does not have your history and takes longer to verify your documents, other details, and understand your profile.<br>(Check out the document checklist for a top-up loan for <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/document-checklist-for-top-up-for-salaried-customers\/\"><strong>salaried<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/uncategorized\/top-up-loan-document-checklist-for-self-employed-customers\/\"><strong>self-employed<\/strong><\/a>)<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Top-Up loans also get you a\ntax benefit of up to Rs.1.5 Lakhs on the principal repayment and up to Rs.2\nLakhs for interest paid provided the top-up amount is used for is used only for\nthe purchase\/construction\/repairs &amp; renovations of the house and is\nevidentially justified with necessary invoices, receipts, agreements &amp; legal\ndocuments. (<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/income-tax-benefits-on-home-loan\/\"><strong>Read more for income tax benefits on housing loans in India<\/strong><\/a>)<\/li><\/ul>\n\n\n\n<p>Also,\nread <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/3-best-home-loan-top-up-loans-in-india\/\"><strong>3 Best Home Loan Top Up Loans In India<\/strong><\/a>. Some of the other popular\ntop-up loan services offered by the Banks\/lenders include. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>HDFC top up loan.<\/li><li>ICICI top up loan.<\/li><li>SBI top up loans.<\/li><li>Kotak Mahindra top up loan.<\/li><li>Axis top up loan.<\/li><li>Canara Bank top up loan.<\/li><li>Bajaj Finserv loan top up.<\/li><li>Bank Of Maharashtra home loan\ntop up.<\/li><li>Top up loan Bank Of Baroda.<\/li><li>IDFC top up loan.<\/li><li>IIFL home loan top up.<\/li><li>IDBI top up loan.<\/li><li>Tata Capital home loan top\nup.<\/li><li>Top up loan BOI.<\/li><li>PNB Housing Finance top up\nloan.<\/li><li>Standard Chartered top up\nloan.<\/li><li>PNB home loan top up.<\/li><li>HDFC Ltd. top up loan.<\/li><li>LIC Housing loan top up.<\/li><li>Indusind Bank top up loan.<\/li><li>Yes Bank top up loan.<\/li><li>UCO Bank home loan top up.<\/li><li>Syndicate Bank home loan top\nup.<\/li><\/ul>\n\n\n\n<p>However, what is best between a personal loan and a top-up loan depends on your personal need of funds i.e. whether you have a short-term requirement or a long-term requirement. It also depends on how quickly you may require the funds. Hence, the difference between home loan top up vs personal loan varies from person to person and his needs. <\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.loanfasttrack.com\/Apply-now.html\"><strong><em>Top up your loan at the lowest housing loan interest rates   starting from 6.75% p.a.<\/em><\/strong><\/a><strong><\/strong><br><a href=\"https:\/\/www.loanfasttrack.com\/Apply-now.html\"><strong><em>Apply now<\/em><\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>When Can A Personal Loan Be Preferred\nOver A Home Loan?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>When you do not have any\nongoing home loan.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>When you have a smaller loan requirement. <br>(Also read, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/small-value-home-loans-small-ticket-size-home-loans\/\"><strong>Why is it difficult to get a loan for small ticket sizes<\/strong><\/a>)<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>When you are not eligible for\nthe top-up loan amount as per the <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/loan-to-value-ratio\/\"><strong>LTV factor<\/strong><\/a> for the market value of the\nproperty.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>When you want instant funds\nwhich can be applied through the personal loan apps. <\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQ<\/strong><\/h2>\n\n\n\n<p><strong>Q. How much is the ICICI home loan\ntop up interest rate in Mumbai?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Interest rate for a home loan top up\nICICI Bank starts from 6.90% p.a. onwards.<\/p>\n\n\n\n<p>Click\nto read the <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/home-loan-comparison-chart-of-leading-banks\/\"><strong>home loan top up rate of interest<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/home-loan-comparison-chart-of-leading-banks\/\"><strong> of the leading banks<\/strong><\/a>.<\/p>\n\n\n\n<p><strong>Q. Can I top up personal loan in\nHDFC?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Yes, you can apply for a top up loan\non personal loan. For top up loan HDFC please check with HDFC for its terms and\nconditions. <\/p>\n\n\n\n<p><strong>Q. What are the current personal loan\ninterest rates?<\/strong><\/p>\n\n\n\n<p><strong>Ans: <\/strong>Current personal loan interest rates\nrange from 11% p.a. &#8211; 18% p.a.<\/p>\n\n\n\n<p><strong>Home Loan Top Up Loan Vs Personal\nLoan<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  Home Loan Top-Up \n  <\/td><td>\n  Personal Loan\n  <\/td><\/tr><tr><td>\n  Home\n  top up loan means borrowing additional funds on an existing home loan.\n  <\/td><td>\n  A personal loan means borrowing fresh funds.\n  \n  <\/td><\/tr><tr><td>\n  It\n  is secured in nature, provided against the collateral of a house.\n  <\/td><td>\n  It is unsecured in nature and no collateral\n  is required.\n  <\/td><\/tr><tr><td>\n  Low\n  home top up loan interest rates.\n  <\/td><td>\n  Relatively higher rate of interest for a\n  personal loan.\n  <\/td><\/tr><tr><td>\n  Flexible repayment tenure up to 15 years.\n  <\/td><td>\n  Maximum repayment tenure of up to 5 years.\n  <\/td><\/tr><tr><td>\n  Lower <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-is-home-loan-emi\/\"><strong>home\n  loan EMIs<\/strong><\/a>.\n  <\/td><td>\n  Higher EMIs.\n  <\/td><\/tr><tr><td>\n  Minimum documents required for home loan top\n  up.\n  <\/td><td>\n  Complete fresh documentation required for a\n  personal loan.\n  <\/td><\/tr><tr><td>\n  Easier\n  and hassle-free to apply as the lender has your details.\n  <\/td><td>\n  Hassle in applying since applying fresh.\n  <\/td><\/tr><tr><td>\n  Can\n  be applied online through net banking, portals, and apps. \n  <\/td><td>\n  Can be applied and disbursed online.\n  <\/td><\/tr><tr><td>\n  Faster\n  loan processing.\n  <\/td><td>\n  Longer processing time because of fresh loan\n  applications.\n  <\/td><\/tr><tr><td>\n  Maximum\n  processing fees of up to 1% of the loan amount.\n  <\/td><td>\n  Higher processing fees up to 3% of the loan\n  amount.\n  <\/td><\/tr><tr><td>\n  Maximum\n  pre-closure charges of up to 2% of the outstanding loan amount.\n  <\/td><td>\n  Higher pre-closure charges up to 5%-6% of\n  the outstanding loan amount.\n  <\/td><\/tr><tr><td>\n  Tax\n  benefits available.\n  <\/td><td>\n  No tax benefits are available.\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also\nread, <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/online-vs-offline-home-loan\/\"><strong>Online Vs Offline Home Loan \u2013 Which One Is Better?<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p>By, <\/p>\n\n\n\n<p>Loanfasttrack<\/p>\n\n\n\n<p><a href=\"http:\/\/www.loanfasttrack.com\"><strong>Loanfasttrack<\/strong><\/a> is a Mumbai-based loan provider\ncompany since 2015 offering loan services in Mumbai on&#8211; <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>housing loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>mortgage loan in\nMumbai<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>personal loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\">,<\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>unsecured business loans<\/strong><\/a>,<strong> <\/strong><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan transfer<\/strong><\/a>, <a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>top-up loans<\/strong><\/a>, and <a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>loan transfers<\/strong><\/a>. Loanfasttrack is a direct\nsales associate with leading banks namely, ICICI Bank, HDFC Ltd, Canara Bank,\nCiti Bank, Piramal Housing Finance, etc. <\/p>\n\n\n\n<p><strong>Contact Loanfasttrack:<\/strong><strong> <\/strong><\/p>\n\n\n\n<p><strong>Website &#8211;<\/strong><strong> <\/strong><a href=\"http:\/\/www.loanfasttrack.com\"><strong><em>www.loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Email &#8211; <\/strong><a href=\"mailto:info@loanfasttrack.com\"><strong><em>info@loanfasttrack.com<\/em><\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<p><strong>Tel &#8211;<\/strong><strong> <\/strong><strong><em>9321020476<\/em><\/strong><\/p>\n\n\n\n<p>Loanfasttrack\u2019s\nspecialized services include providing:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The<a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>best bank for home\n<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/best-banks-for-housing-loan-in-india\/\"><strong>loan in India<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/loan-against-property.html\"><strong>Best Banks For\nMortgage Loan In India<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\">Apply <\/a><a href=\"https:\/\/www.loanfasttrack.com\/mortgage-loan\/apply-online-now.html\"><strong>loan against\nproperty in Mumbai<\/strong><\/a> at assured low-interest rates.<\/li><li>Qualify you for the highest <a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/lap-loan-against-property-eligibility\/\"><strong>loan against property eligibility<\/strong><\/a>.<\/li><li>Lowest<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan rates in\nMumbai<\/strong><\/a><strong>.<\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>Instant loan in\nMumbai<\/strong><\/a><strong> <\/strong>&amp;<a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>home loan in\nMumbai<\/strong><\/a><a href=\"https:\/\/www.loanfasttrack.com\/home-loan\/apply-online-now.html\"><strong>.<\/strong><\/a><\/li><li>To help <a href=\"https:\/\/www.loanfasttrack.com\/personal-loan\/apply-online-now.html\"><strong>apply instant\npersonal loan in Mumbai<\/strong><\/a> &amp;<a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/business-loan\/apply-online-now.html\"><strong>business loan in\nMumbai<\/strong><\/a><\/li><li>Low-cost<a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"> <\/a><a href=\"https:\/\/www.loanfasttrack.com\/balance-transfers.html\"><strong>home loan balance transfer<\/strong><\/a>.<\/li><li>To help <a href=\"https:\/\/www.loanfasttrack.com\/business-loan.html\"><strong>apply for business loan online<\/strong><\/a>.<\/li><\/ul>\n\n\n\n<p><strong>Additional Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/manage-multiple-loan-repayments\/\"><strong>5\nAstute Ways To Manage Your Multiple Loan Repayments<\/strong><\/a><strong>.<\/strong><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/home-loan\/10-easy-ways-to-know-how-to-repay-home-loan-faster\/\"><strong>10\nEasy Ways To Know How To Repay Home Loan Faster.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/what-to-apply-for-a-business-loan-here-is-everything-you-should-know\/\"><strong>Want\nTo Apply For A Business Loan? Here Is Everything You Should Know.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/how-to-apply-online-for-home-loan-mortgage-loan-loan-transfers-by-loanfasttrack\/\"><strong>How\nTo Apply Online For Home Loan, Mortgage Loan, Loan Transfers &amp; Top-Up\nloans.<\/strong><\/a><strong><\/strong><\/li><li><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/difference-between-personal-loan-loan-against-property\/\"><strong>Difference\nBetween Personal Loan &amp; Loan Against Property.<\/strong><\/a><strong><\/strong><\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/www.loanfasttrack.com\/blog\/blog\/finance\/13-important-things-to-remember-before-prepaying-your-home-loan\/\"><strong>13 Important Things To Remember Before Prepaying Your Home\nLoan.<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mr. Hari, an IT professional with MNC, is living a comfortable life with his wife and two children in Mumbai despite servicing a home loan taken for 4 years. Hari also had a steady growth in his monthly income for the last 4 years and has made various investments for the future. With the festivals &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,57,329,4],"tags":[502,515,507,532,531,448,468,485,464,477,541,470,542,14,245,493,540,112,432,433,508,521,447,497,535,453,496,517,509,481,494,483,486,552,437,536,482,436,512,514,490,443,510,458,438,529,516,460,462,449,435,463,488,499,530,534,454,456,519,487,450,215,480,52,474,469,54,503,525,522,455,444,479,504,442,537,491,439,545,544,546,554,475,513,501,465,500,498,467,484,539,452,553,461,31,478,551,549,471,459,472,473,538,550,557,547,492,543,548,445,495,489,520,523,526,434,446,441,466,457,451,533,518,476,527,511,505,506,440,524,113,114,528,556,555],"class_list":["post-686","post","type-post","status-publish","format-standard","hentry","category-finance","category-home-loan","category-lease-rental-discounting","category-mortgage-loan","tag-additional-loan-on-existing-home-loan-hdfc","tag-apply-for-top-up-loan","tag-apply-for-top-up-loan-hdfc","tag-apply-for-top-up-loan-on-a-home-loan","tag-apply-instant-personal-loan-in-mumbai","tag-axis-bank-home-loan-top-up","tag-axis-bank-home-loan-top-up-eligibility","tag-axis-bank-top-up-loan-interest-rate","tag-axis-top-up-loan","tag-axis-top-up-personal-loan","tag-bajaj-finserv-loan-top-up","tag-balance-transfer-and-top-up-loan","tag-bank-of-maharashtra-home-loan-top-up","tag-best-bank-for-home-loan","tag-best-bank-for-mortgage-loan-in-mumbai","tag-bt-top-up-loan","tag-canara-bank-top-up-loan","tag-difference-between-top-up-loan-and-personal-loan","tag-documents-required-for-home-loan-top-up","tag-documents-required-for-top-up-home-loan","tag-hdfc-bank-home-loan-top-up","tag-hdfc-bank-home-loan-top-up-interest-rate","tag-hdfc-bank-top-up-loan","tag-hdfc-home-loan-top-up-eligibility","tag-hdfc-home-loan-top-up-emi-calculator","tag-hdfc-home-loan-top-up-interest-rate","tag-hdfc-home-loan-top-up-loan-interest-rate","tag-hdfc-home-loan-top-up-online","tag-hdfc-home-loan-top-up-procedure","tag-hdfc-home-loan-top-up-rate-of-interest","tag-hdfc-housing-loan-top-up","tag-hdfc-loan-top-up-procedure","tag-hdfc-ltd-top-up-loan","tag-hdfc-ltd-top-up-loan-2","tag-hdfc-personal-loan-top-up","tag-hdfc-personal-loan-top-up-calculator","tag-hdfc-top-up-home-loan-interest-rate","tag-hdfc-top-up-loan","tag-hdfc-top-up-loan-apply","tag-hdfc-top-up-loan-on-existing-home-loan","tag-hdfc-top-up-loan-on-home-loan","tag-home-loan-balance-transfer-and-top-up","tag-home-loan-balance-transfer-top-up","tag-home-loan-balance-transfer-with-top-up","tag-home-loan-top-up","tag-home-loan-top-up-calculator","tag-home-loan-top-up-conditions","tag-home-loan-top-up-eligibility","tag-home-loan-top-up-icici-bank","tag-home-loan-top-up-interest-rate","tag-home-loan-top-up-interest-rates","tag-home-loan-top-up-procedure","tag-home-loan-top-up-process","tag-home-loan-top-up-rate-of-interest","tag-home-loan-top-up-rules","tag-home-loan-top-up-tax-benefit","tag-home-loan-transfer-and-top-up","tag-home-loan-transfer-with-top-up","tag-home-top-up-loan-eligibility","tag-home-top-up-loan-interest-rate","tag-housing-loan-top-up","tag-icici-bank-home-loan-application-form","tag-icici-bank-home-loan-balance-transfer-with-top-up","tag-icici-bank-home-loan-top-up","tag-icici-bank-home-loan-top-up-interest-rate","tag-icici-bank-home-loan-top-up-process","tag-icici-bank-loan-against-property-lap","tag-icici-bank-personal-loan-top-up-eligibility","tag-icici-bank-top-up-loan-eligibility","tag-icici-bank-top-up-loan-interest-rate","tag-icici-home-loan-balance-transfer-and-top-up","tag-icici-home-loan-top-up","tag-icici-home-loan-top-up-interest-rate","tag-icici-home-top-up-loan","tag-icici-personal-loan-top-up","tag-icici-top-up-loan","tag-icici-top-up-loan-interest-rate-2","tag-icici-top-up-loan-interest-rate","tag-idbi-top-up-loan","tag-idfc-top-up-loan","tag-iifl-home-loan-top-up","tag-indusind-bank-top-up-loan","tag-insta-home-top-up-loan","tag-insta-top-up-loan","tag-insta-top-up-loan-icici","tag-insta-top-up-loan-sbi","tag-instant-top-up-loan","tag-interest-on-top-up-home-loan","tag-it-exemption-for-top-up-home-loan","tag-kotak-loan-top-up","tag-kotak-mahindra-top-up-loan","tag-kotak-top-up-loan","tag-lic-housing-loan-top-up","tag-loan-top-up-calculation","tag-personal-loan","tag-personal-loan-top-up-eligibility","tag-pnb-home-loan-top-up","tag-pnb-housing-finance-top-up-loan","tag-sbi-home-top-up-interest-rate","tag-sbi-home-top-up-loan-interest-rate","tag-sbi-top-up-loan-eligibility","tag-sbi-top-up-loan-rate-of-interest","tag-sbi-top-up-loans","tag-standard-chartered-top-up-loan","tag-syndicate-bank-home-loan-top-up","tag-tata-capital-home-loan-top-up","tag-top-up-home-loan-80c","tag-top-up-loan-bank-of-baroda","tag-top-up-loan-boi","tag-top-up-loan-eligibility","tag-top-up-loan-eligibility-hdfc","tag-top-up-loan-hdfc-bank","tag-top-up-loan-icici-home-loan","tag-top-up-loan-in-hdfc-bank","tag-top-up-loan-in-icici-bank","tag-top-up-loan-income-tax-exemption","tag-top-up-loan-interest-rate","tag-top-up-loan-on-home-loan","tag-top-up-loan-on-home-loan-axis-bank","tag-top-up-loan-on-home-loan-hdfc","tag-top-up-loan-on-home-loan-icici","tag-top-up-loan-on-home-loan-tax-exemption-2","tag-top-up-loan-procedure","tag-top-up-loan-rate-of-interest-40","tag-top-up-on-existing-home-loan","tag-top-up-on-existing-personal-loan","tag-top-up-on-home-loan-hdfc","tag-top-up-on-home-loan-icici","tag-top-up-personal-loan","tag-top-up-your-loan","tag-top-up-loan","tag-top-up-loan-and-personal-loan","tag-top-up-loan-on-home-loan-tax-exemption","tag-uo-bank-home-loan-top-up","tag-yes-bank-top-up-loan"],"_links":{"self":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/comments?post=686"}],"version-history":[{"count":3,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/686\/revisions"}],"predecessor-version":[{"id":745,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/posts\/686\/revisions\/745"}],"wp:attachment":[{"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/media?parent=686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/categories?post=686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.loanfasttrack.com\/blog\/wp-json\/wp\/v2\/tags?post=686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}