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Interest rates starting from 7.50%* p.a.

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Current Mortgage Loan Interest Rates In Mumbai


Mortgage Loan From Bank

Mortgage Loan Best Bank Rates Today In Mumbai

 

ICICI Bank

7.75% p.a. - 9.75% p.a.

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HDFC Bank

7.50% p.a. - 11.10% p.a.

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Canara Bank

9.95% p.a. - 12% p.a.

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Kotak Mahindra Bank

9.25% p.a. onwards

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Axis Bank

10.50% p.a. 11.25% p.a.

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SBI Bank

8.80% p.a. - 9.65% p.a.

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Bank Of Baroda

8.45% p.a. - 13.20% p.a.

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Bank Of India

8.85% p.a. - 9.35% p.a.

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Note: Current mortgage rates of interest are subject to change without prior notice.

 

Mortgage Loan In Mumbai

A Mortgage Loan is a loan provided against the pledge of your freehold property. The loan is given as a certain percentage of the property's market value to fulfill your professional & personal needs. It is also referred to as Loan Against Property (LAP). The mortgage loan percentage is usually around 40 percent to 70 percent and is available for a maximum mortgage loan period of up-to 20 years.


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Purpose Of LAP

  • Expanding your business.
  • Getting your son/daughter married.
  • Sending your son/daughter for higher studies abroad.
  • Investing in a property.
  • Funding your dream vacation.
  • Cover medical expenses not covered by your medical insurance cover.
  • Closing outstanding debts.
  • Renovating & refurbishing your home.
  • Availing a loan against property to buy another property.
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Mortgage Loan

Why Mortgage Loan is Advantageous?

  • Mortgage interest rates today are lower than unsecured personal loans or unsecured business loans.
  • The higher loan amount can be availed as compared to the loan amount availed from the loan against the security of gold, shares, bonds, insurance policies, etc.
  • Higher repayment tenure of up-to 20 years.
  • Pay interest only on the utilized loan amount with a mortgage overdraft facility.
  • Claim mortgage income tax deductions up-to Rs.2 Lakhs p.a. for the interest paid.
  • With integrated branch networks get a mortgage loan anywhere in India.
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Eligibility Criteria For Mortgage Loan In Mumbai

Eligibility helps you to know how much mortgage loan you can get by mortgaging your vacant/rented/self-occupied residential, commercial & industrial property with the lender Bank/NBFC/HFC. The lender has different criteria to calculate your eligibility which are related to your age, income, employment, loan repayment history, value & the location of your property. The two important parameters used to access these criteria are the FOIR & LTV. The maximum FOIR considered is up-to 70% on the monthly income while the maximum loan against property percentage (LTV) considered is up-to 70% on the market value of the property. The other important factors that affect your mortgage eligibility include no. of dependents, co-applicants income, your assets, CIBIL rating, etc.

The mortgage eligibility criteria also vary depending on the lender’s mortgage schemes & their loan against property types. However, you must be above 21 years and drawing a regular flow of legal income per month to apply for a mortgage loan in Mumbai.

Find below the minimum eligibility required for a mortgage loan in Mumbai.

Criteria

Salaried

Self-Employed

Age

21 years to 60 years

21 years to 70 years

Nationality

Indian resident, NRI & PIO

Indian resident

Income

Minimum Rs.3.5 Lakhs p.a.

Minimum Rs.1.8 Lakhs p.a.

CIBIL

Satisfactory CIBIL scores of 750 & above

LTV

Up-to 70% of the property value.

Mortgage Loan Processing Time

Mortgage processing time is up-to 15-20 working days.

Minimum Loan Amount

Rs.5 Lakhs.

Read more

Mortgage Loan Documentation In Mumbai

Mortgage loan documents required for salaried in Mumbai

KYC

  1. Pan Card.
  2. Aadhar Card.
  3. Passport size photograph.
  1. Last 4 months salary slips
  2. 2 years Form 16.
  3. 12 months bank account statement of the salary account.
  4. Latest 1-year bonus copy.
  1. Copy of prior chain of agreements.
  2. OC / CC + approved plan copy.
  3. Copy of index 2.
  4. Latest property maintenance bill.
  5. Copy of share certificate.
  6. Copy of society registration certificate.
  7. Latest property tax receipt.
  1. Duly Signed bank application form.
  2. Processing fee cheque in favor of the bank.
  3. Any other documents as requested by the lender Bank/NBFC/HFC.
  1. LOD (list of documents) from the existing lender.
  2. Copy of outstanding loan balance.
  3. 12 months repayment track record.
  1. Registered valid lease agreement.
  2. 6 months bank account statement where the rent is received.

Mortgage loan documents required for self-employed in Mumbai

KYC

  1. Pan Card.
  2. Aadhar Card.
  3. Passport size photograph.
  1. 3 years latest financials with Saral Copy, Computation of Income, Balance Sheet, P&L account, Capital Account - CA certified with membership no. & USDIN no
  2. Latest 3 years Form no-26 AS.
  3. Latest 1-year Copy of GST returns – 3B form.
  4. Latest 12 months bank account statement of all accounts.
  1. Copy of prior chain of agreements.
  2. OC / CC + approved plan copy.
  3. Copy of index 2.
  4. Latest property maintenance bill.
  5. Copy of share certificate.
  6. Copy of society registration certificate.
  7. Latest property tax receipt.
  1. Duly Signed mortgage loan application form of the bank.
  2. Processing fee cheque in favor of the bank.
  3. Business profile on the letterhead of the company.
  4. Business proof – GST registration, Ghumastha, or Copy of Aadhar Udyog.
  5. Copy of contract letter if any.
  6. If a home buyer is:
    Chartered Accountant - a copy of COP & passing certificate.
    Doctor - a copy of degree certificate.
  7. Any other documents as requested by the lender Bank/NBFC/HFC.
  1. LOD (list of documents) from the existing lender.
  2. Copy of outstanding loan balance.
  3. 12 months repayment track record.
  1. Registered valid lease agreement.
  2. 6 months bank account statement where the rent is received.

Mortgage Loan Charges Schedule



Average Processing Fee For Mortgage

Up-to 1% of the loan amount.

Legal & Technical Cost

Rs.5900/- to Rs.10,000/-

Stamp Duty Cost
OR
Registered Mortgage Cost

0.30% on the loan amount.
OR
0.50% on the loan amount.

CERSAI Cost

Rs.100/-.

CIBIL Cost

Up-to Rs.100/-.

Title Search Cost

Rs.3,500/- - Rs.7000/-

Foreclosure Charges

Up-to 4% on the outstanding loan amount.

GST

18% applicable on all loan charges.

Note: Mortgage loan expenses & charges are subject to change without prior notice.
Click to know the list of other charges.

Mortgage Loan Process Timeline

The mortgage process timeline will differ from lender to lender.


  1. Pre approved mortgage timeline:
  2. Mortgage pre approval time is 5 to 10 working days.

  3. Mortgage approval timeline for sanction:
  4. The average time for mortgage approval is 5 to 10 working days.

  5. Mortgage loan timeline for disbursement:
  6. The mortgage application process timeline for disbursement is 5 to 10 working days.

  7. Mortgage refinance closing timeline:
  8. Refinance process timeline is subject to the internal transfer of documents from the existing lender to the new lender. The mortgage approval process timeline therefore may vary between the lenders which can be up-to 30 to 45 working days.

  9. Mortgage closing process timeline:
  10. The average mortgage closing time is immediate. Once you repay your loan in full the final disclosure timeline to get a NOC for loan closures and to get the original documents is 7-10 working days.

List Of Properties Accepted As Mortgage

  1. Only self-owned, jointly owned, or a parental owned property.
  2. A property with a clear & marketable title.
  3. Home, office, shops, warehouses, industrial units, factories, land, etc.
  4. A property having all property papers in place viz. OC, CC, Plan Copy, Index 2 & prior chain of agreement.
  5. Registered property whose stamp duty must have been paid.
  6. Property has a good residual age.
  7. 50 years old property with a structure audit report.
  8. 25-30 years old property whose property tax is duly paid in the absence of OC, CC & Plan Copy.
  9. A pagadi property can be accepted with other property to enhance the mortgage eligibility.
  10. An SRA property minimum 5 years old.
  11. A gift deed property duly registered and stamp duty paid.

List Of Properties Which Are Not Accepted As Mortgage

  1. Under-construction property.
  2. Chawl property.
  3. Third-party ownership property.
  4. Rented apartment or shop.
  5. Unauthorized /illegal property.
  6. Pagadi property.
  7. Property with a notarized agreement.
  8. A property with no clear & marketable title.
  9. Property with incomplete or missing property papers.
  10. SRA property less than 5 years old.
  11. More than 50 years old property with no structure audit report.
  12. Property having no residual age.
  13. The government allotted quarters.
  14. Properties that are black-listed by the lenders.
  15. A residence converted to office space without adequate approvals from the authority.
  16. A gift deed property whose registration and stamp duty is unpaid.
  17. Gram Panchayat property. Read more, Why is it difficult to get a loan on gram panchayat property?

Top Banks Offers Mortgage Loan In Mumbai


  1. ICICI Bank Mortgage Loan - ICICI bank is one of the largest mortgage providers in India which provides different types of mortgage loans to meet your various personal & professional needs. It offers the lowest ICICI home mortgage loan interest rates today with longer mortgage loan year options of up-to 20 years. The mortgage loan rate of interest in ICICI Bank can be fixed as well as floating. The lowest mortgage loan ICICI interest rates start from 7.75% p.a. You can also apply for a mortgage loan online from the comfort of your home & the processing charge is only up-to 1% of the loan amount. Maximum LTV is provided for the doctor profiles which is up-to 70% of the property value.
  2. Popular mortgage loan schemes of ICICI Bank are - Simple term loan mortgage, ICICI NRI mortgage loans, ICICI mortgage overdraft loans, mortgage loan transfer, LRD- Lease Rental Discounting, mortgage loan top-ups & commercial property loan ICICI Bank.


  3. Mortgage Loan HDFC Bank - HDFC Bank is another largest mortgage loan provider in Mumbai which provides the customized loan options for self-employed profiles. HDFC offers the lowest mortgage loan interest rates starting from 7.50% p.a. onwards & maximum mortgage loan duration for 15 years. HDFC offers the highest funding of up-to 65% of the property value and the lowest processing fees of up-to 0.50% of the loan amount.
  4. Popular mortgage loan schemes of HDFC include HDFC overdraft mortgage loans, lease rental discounting, mortgage loan top-ups, commercial property loans, & HDFC mortgage loan balance transfers.


  5. Axis Bank Mortgage Loan - Axis Bank is another largest private sector bank that offers hassle-free mortgage loans against the security of your residential & commercial property at competitive mortgage loan rates of interest. Current mortgage interest rates with Axis Bank start from 10.50% p.a. onwards with longest repayment tenures of up-to 20 years. You can avail of a loan amount starting from Rs.5 Lakhs with maximum funding of up-to 55% on the property to meet your needs of home repairs & renovations, marriage expenses, medical healthcare, children's higher studies, family vacations, business investments & expansions, etc.
  6. Popular mortgage loan schemes of Axis Bank include Axis overdraft mortgage loan, Axis Bank LRD loans, Axis commercial property loan, & Axis reverse mortgage loans.

Mr. Shridhar has expanded his business with easy-to-apply for mortgage loans in Mumbai withLoanfasttrack & you?

Apply loan against property for business purposes at best interest rates today starting from 7.50% * p.a. onwards.

Benefits Of Mortgage Loan In Mumbai


Lowest mortgage loan rates in Mumbai starting from 7.50%*p.a.

Mortgage loans are available in the form of overdraft facilities.

Pay interest, only on the loan amount utilized with mortgage overdraft loans.

Mortgage pre-sanction facility available. Prequalify for mortgage loan.

Get mortgage loan tax benefits on interest paid for up-to Rs. 2 Lakhs.

Mortgage amounts can be used for personal as well as business purposes.

Hassle-free balance transfer @ mortgage loan low interest rates for transfers.

Mortgage top-up loans in Mumbai are available at the mortgage loan rate of interest.

Can be applied offline as well as online.

Nil or minimum mortgage closing fees.

Mortgage Loan Repayment Calculator Mumbai


Mortgage Loan Types In Mumbai


  1. Simple Mortgage Loans: Simple mortgage loans are the term loans offered against the collateral of your residential/ commercial/ industrial self-occupied/ rented/vacant property. The repayment will be through equated monthly installments. Today's mortgage rates begin with 7.50%* p.a. onwards.
  2. Read more

  3. Mortgage Overdraft Loans: It is a mortgage loan that can be availed in the form of an overdraft facility where you pay interest only on the loan amount utilized. Especially launched to meet the working capital requirement of the self-employed borrower, mortgage overdraft loans now are also extended to salaried profiles. Banks that provide mortgage overdrafts include HDFC, Canara, Axis, Kotak, Bank of Baroda, overdraft against property SBI, PNB overdraft against home loan, & ICICI OD against property.
  4. Read more

  5. Mortgage Pre-Sanction Loans: Plan for your financial requirement well in advance with the help of mortgage pre-sanction loans. Pre-sanction helps to know your loan eligibility which is determined based on your repayment capacity, creditworthiness, income stability, monthly earnings & property mortgage loan valuation. You will be issued a mortgage loan sanction letter once your loan is approved. (Know how to read a sanction letter)
  6. Read more

  7. Mortgage Loan Balance Transfer: With mortgage loan balance transfer you may switch your existing mortgage loan to a new lender Bank/NBFC/HFC for better LAP rates and repayment mortgage loan years. Mortgage refinance rates today start from 7.75%* p.a. onwards.
  8. Read more

  9. Mortgage Loan Top Up Loans: Fulfill your additional requirement for money with easy to get top-up loans. Top-up is drawing additional loans on your existing mortgage loan at the latest mortgage rates. Top-ups can also be availed in the form of overdraft loans.
  10. Read more

  11. NRI Mortgage Loans: Salaried NRIs can mortgage their ownership residential & commercial property in India to meet their money requirements. The mortgage funds can be used for a variety of personal purposes other than speculative purposes. NRI loan mortgage rates today start from 7.50%* p.a. onwards.
  12. Read more

  13. Lease Rental Discounting (LRD)- LRD is a term loan that is provided against the income received from a leased out commercial property which must have been leased to a reputed company. The LRD tenure differs with the lenders and is subject to the balance lease tenure according to the leases agreement. LRD interest rate currently is 0.50%-1% higher than the standard mortgage rates.
  14. Read more

  15. Commercial Property Loan: Commercial property loans are the loans provided to the eligible borrowers for the purchase of an under-construction or ready-to-move commercial property. Best mortgage rates today for commercial property begin with 7.50%* p.a. onwards.
  16. Read more

  17. Reverse Mortgage Loan (RM): RM is a mortgage loan provided against the mortgage of an owned residential property of & for senior citizens in India above the age of 60 years. The elderly can avail of the loan in regular or periodical payments from the bank. The seniors need not repay the loan amount in their lifetime or till such time they continue to stay in the house. 
  18. Read more

Prerequisites For Availing A Mortgage Loan On Property In Mumbai


When getting a mortgage loan, the following are the various mortgage loan terms & conditions of the lenders that every borrower has to follow.

  • All co-owners to the property must be co-applicants to a loan.
  • Obtaining NOC for a mortgage is mandatory.
  • NOC from society / NOC from builders.
  • NOC from the approved authorities such as MHADA, MMRDA, KDMC, TMC, etc.
  • NOC from siblings if the property is in the name of the parents.
  • Private financers & private lending companies are not in the ambit of mortgage loan funding.
  • A satisfactory CIBIL score is mandatory.
  • The mortgage amount cannot be used for the following purposes:
  • Speculative purposes such as investment in stock markets, mutual funds, crypto-currencies.
  • To buy a chawl property.
  • For new business ventures.
  • To purchase an unauthorized property or plot.
  • Property must be within the city-approved limits.
  • Meet the lender’s minimum square feet requirements for mortgage loan.
  • The loan applicant must have a regular flow of legal income.
  • The self-employed applicant must have a profitable business.
  • All documentation criteria must be fulfilled.
  • All eligibility criteria must be fulfilled.
  • Must have a current account with a bank to avail of the mortgage overdraft facility.
  • For mortgage top-up loans and mortgage loan transfer:
  • Require good repayment track record for 1-year.
  • No loan is overdue including the overdue of other loan obligations.
  • Maintained CIBIL scores.
  • For LRD loans the commercial property must be leased to a reputed company which is as defined under the Companies Act, 1956.
  • For an NRI mortgage loan, an NRI:
  • Is salaried.
  • Is having minimum earnings of $42,000 p.a. Or 84,000 AED p.a.
  • Is not a citizen of Iran, North Korea, Cuba, Syria, Sudan, and Creamia regions of Ukraine, Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Nepal, Macau, Nigeria, Hong Kong, or Bhutan.
  • Is having a valid Indian passport and work permit for a minimum of 2 years in the foreign country.

Apply For Mortgage Loan Balance Transfer In Mumbai


Mortgage loan interest rates are important as more than 50% of your mortgage EMIs go towards repaying the interest on the borrowed mortgage sum. Therefore if you are paying higher rates on your existing mortgage loan as compared to the prevailing mortgage rates in the loan industry, you may consider shifting your loan to a new mortgage lender who can provide you a competitive rate for your mortgage loan. The current mortgage loan rate of interest in Mumbai starts from 7.50%* p.a. onwards. Mortgage refinancing also gives you the advantage of restructuring your loan tenures. You may choose to alter your mortgage tenure i.e. increase your tenure and pay less monthly installments or keep the balance tenure unchanged and enjoy the reduced EMI for mortgage loans. With a mortgage loan balance transfer in Mumbai, you can save money in thousands and lakhs. Lenders also offer attractive discounts on loan processing fee mortgage and interest rates to the borrower with good repayment history and CIBIL scores, which further helps to reduce your monthly installment. The loan against property processing time for transfer is around 25-45 working days depending on the lenders.

  1. Pay less EMI & save money with lower per month outgo.
  2. Apply for a longer tenure & maximize the benefits of reduced EMIs.
  3. Keeping the EMI unchanged, you may reduce the mortgage tenure and settle the loan in less time thus saving on the total interest payable to the lender.
  4. Keep Tenure unchanged & save money with a lower per month outgo.

Get the best offer for your mortgage loan - Enquire Now

Apply For Mortgage Top-Up Loans In Mumbai


You can top up your mortgage loan to fulfill your additional requirement of funds with mortgage top-up loans. Top-ups can be availed at the mortgage rate of interest and can be applied with minimal documentation. It is an instant loan and is the most popular way of funding your immediate need for funds. Top-ups loans are speedily disbursed.  
Top-up rates range from 7.50% p.a. - 13.20% p.a. You can top up mortgage for extension or construction of your house, go on a dream vacation, fund the business expansion, and also top up mortgage for home improvements/repairs or renovations, etc.

Enquire Now

Income Tax Benefits On Mortgage Loan In Mumbai


You can also enjoy the tax benefits on mortgage loans in Mumbai as per the Indian Income Tax Act, 1961. The tax benefits on mortgage loans can be claimed only on the interest amount paid provided the loan against property end use is justified and adequately documented.

For Principal Repayment U/S 80C- No tax exemption for principal repayment.

For Interest paid 
U/S 37(1) for loan amount used in business - Tax rebate u/s 37(1) is available on the interest amount paid and the associated cost paid in availing a mortgage loan namely the processing fees, administration fees, etc. provided you use the mortgage loan for business purposes such as business expansions, promotions, marketing, etc.

U/S 24(B) for loan amount used to buy or renovate a house - Tax rebate u/s 24(b) of the Income Tax Act is available on the interest amount paid along with the associated cost of processing fees, administrative, legal & technical provided the mortgage amount is used for to purchase or construct a house or to repair & renovate a house. The maximum tax deduction limit allowed is up-to Rs.2 Lakhs p.a. for self-occupied properties while there is no limit for let-out properties.

Enquire Now

Top Best Mortgage Loan Providers In Mumbai/Thane And Their Branches


ICICI Bank

Ground Floor, Woodmall Plaza, LBS Marg, Teen Hath Naka, Thane West – 400604

HDFC Bank

1st Floor, Trade Star, Andheri Kurla Road, C-Wing, J B Nagar, Andheri East, Mumbai - 400059.

Axis Bank

5th Floor, Harbhajan Building, CST Road, Santacruz East, Mumbai - 400098.

Kotak Bank

Ground & First Floor, Maker Mahal, Turner Road, Bandra (West), Mumbai - 400050.

SBI

1- A, Patel Marg, Roshan Nagar, Borivali (West), Mumbai - 400091.

How To Apply For Mortgage Loan In Mumbai

  • Start with the application for the mortgage loan process. Click
  • Fill in the required details (name, contact no., email, location) on the online application form.
  • Agree to the terms of use.
  • Click get started to get the free quotes from the top banks.
  • Get a call from Loanfasttrack experts to take the process forward.

Frequently Asked Mortgage Loan Questions And Answers



Q. What are the current mortgage loan interest rates in Mumbai - current 10 year mortgage rates, current 15 year mortgage rates, & best 30 year mortgage rates?
Ans: The mortgage loan rates in Mumbai vary from 7.50%* p.a. - 13.20% p.a. and is available for a maximum tenure of up-to 20 years.

Q. What mortgage loan is best for a self-employed borrower?
Ans: There are different kinds of mortgages. The best mortgage & types of mortgage will depend on your requirement. For instance, for your working capital requirement overdraft mortgage loans may be beneficial. Read more on mortgage overdraft loans.

Q. How mortgage loan is calculated in Mumbai?
Ans: The mortgage loan formula to calculate the LAP eligibility is as follows:

  1. Income Eligibility

[(Monthly income X FOIR up-to 70%) - current obligation] / per lakh EMI

  1. Eligibility as per property valuation

The market value of the property X LTV - up-to 70%

The lower figure of 1 & 2 will be your mortgage loan eligibility.

Q. Who can get mortgage loans in Mumbai?
Ans: Mortgage loans in Mumbai can be applied by a resident salaried, self-employed, self-employed professional & salaried NRI who are having an uninterrupted flow of legal income.
Read more on NRI mortgage loans in India.

Q. Can I apply for a loan against property without income proof in Mumbai?
Ans: No, you cannot apply for a loan against property without any income proof. You cannot avail of a mortgage loan without IT returns. A loan against property without form 16 or salary slips cannot be applied in Mumbai. However, if you are self-employed and have a current account with good transaction history you can apply for a mortgage loan with the banking surrogate product of the lender. (Click to know more on banking surrogate product of ICICI Bank)

Also, read mortgage loan documentation for Salaried, & Self-employed - Proprietorship Firm, Partnership Firm, Private Ltd. Company.

Q. Which mortgage loan is best for 15 years? What will be the lowest 15 year mortgage rates?
Ans: ICICI LAP loans & HDFC LAP loans are best for 15 years. The interest rates start from 7.75%* p.a. & 7.50%* p.a. onwards, respectively.

Q. When do you apply for a mortgage?
Ans: The mortgage can be applied to meet your immediate requirement of personal as well as professional needs. The mortgage loan purposes can be children’s education, home renovations, family functions & weddings, medical emergencies, business expansions, and diversifications, etc.
Also, read everything that you must know before applying for a children's educational loan.

Q. How much is ICICI mortgage loan interest rate 2021?
Ans: ICICI Bank mortgage loan interest rate 2021 range from 8.35% p.a. - 9.75% p.a. However, the LAP rate of interest ICICI for PSL cases start from 7.75% p.a. onwards.
Know more on ICICI LAP loans, ICICI Commercial Property loans, & ICICI loan against property NRI.

Q. Do I have to visit the branch to sign a loan against property agreement for disbursement?
Ans: There is no need to visit the branch in person to sign the mortgage loan agreement disbursals kit.

Q. How much is the mortgage loan rate of interest HDFC Bank?
Ans: HDFC mortgage loan interest rate 2021 starts from 7.50%* p.a. onwards.

Q. Maximum how much mortgage loan can I borrow?
Ans: You can borrow maximum, subject to your income & property eligibility. The maximum loan amount offered by the lenders is up-to Rs.25 Crores.

Q. What Is Mortgage Loan Against Property Minimum Loan Amount?
Ans: The minimum loan amount for a mortgage loan starts from Rs.5 Lakhs.

Q. Can you apply for a mortgage with two places at once?
Ans: Yes you can apply for a mortgage loan on two different properties at once subject to your loan eligibility. Know your eligibility to find an answer to your query “How much mortgage can I afford?”.

Q. How much is the loan against property 20 years EMI?
Ans: Assuming the current 20 year mortgage rates of the lender starts from 7.50%* p.a., the per lakh EMI will be Rs.806/-

Q. How many mortgage loans can you have?
Ans: You can have more than one mortgage loan with a single lender or with multiple lenders subject to your loan eligibility. However, each lender has its own mortgage loan rules & mortgage loan guidelines. Please check with your lender’s loan against property guidelines to know the number of mortgage loans you can apply for.

Q. What is mortgage loan insurance? Is it mandatory to take insurance with a mortgage loan?
Ans: It is not mandatory to avail of mortgage loans with mortgage insurance. However, insurance may help to protect you and your loved ones from the EMI burdens of unforeseen situations.

Q. What fees are negotiable in a mortgage loan?
Ans: You can avail of concessions on the LAP processing fees. The discounted amount will vary with the lenders and with their mortgage loan and its types.
Speak to our experts on 9321020476 to know the various processing offers on mortgage loans.

Q. Which mortgage loan is best for NRI?
Ans: ICICI Bank NRI mortgage loan is the best. ICICI Bank mortgage rates for NRI start from 7.75% p.a. onwards.
Click to get complete ICICI Bank’s mortgage loan details for NRIs.

Q. What are the types of mortgage in banking?
Ans: There are two loan types in mortgages.
(i) Adjustable rate mortgages
(ii) Fixed interest rate mortgages.
These are the types of mortgages that are further classified into different types of fixed-rate mortgages and types of adjustable rate mortgages namely, simple mortgage loans, mortgage overdraft loans, mortgage loan switch & mortgage top-up loans, LRD loans, & commercial property loans. These 6 types of mortgage loans can be applied by the eligible borrowers at the best good mortgage rates.

Q. What is mortgage loan interest rate for LRD loans?
Ans: The mortgage rate now for LRD loans is 0.50% to 1% higher than the standard LAP rates. Hence, the effective LRD loans interest rates start from 8% p.a. - 8.50% p.a. onwards.

Q. Can you have two mortgage applications at the same time?
Ans: Yes you can apply for a mortgage loan with more than one lender but you can disburse the loan only with one lender. Applying with multiple mortgage loan lenders helps you to evaluate the best mortgage loan bank based on the loan amount, rate of interest, tenure, foreclosure charges, etc. However, ensure the lender makes a soft pull inquiry on your CIBIL because the multiple hard inquiries can adversely impact your CIBIL score. Read to find out how.

Q. What is the mortgage loan from HDFC top up loan rate of interest?
Ans: Mortgage top up loan interest rate HDFC starts from 7.75% p.a. - 8% p.a. onwards.
Know more on LAP top-up loans, & HDFC mortgage loans.

Q. How much is the ICICI Bank commercial property loan interest rate?
Ans: ICICI commercial property loan interest rate starts from 7.75% p.a. onwards.

Q. Can I avail myself of a mortgage loan with a dropline overdraft facility in Mumbai with ICICI Bank?
Ans: All eligible borrowers can avail of a mortgage loan facility of dropline overdraft ICICI Bank. Mortgage loan interest in ICICI Bank for overdraft facility starts from 8.75% p.a. onwards. Please click to check your ICICI Bank loan eligibility.

Q. How much is the reverse mortgage loan ICICI Bank interest rates?
Ans: ICICI Bank does not provide ICICI reverse mortgage loans. Click to know the banks which provide reverse mortgage loans in India.

Q. Is mortgage loan a current liability?
Ans: Yes, the mortgage loan taken will be counted as your current ongoing obligation.

Q. Can I mortgage my under-construction property in Mumbra?
Ans: You cannot mortgage an under-construction property. If you are purchasing an under-construction property, here are the important loan facts you must know before making a purchase.

Q. How much mortgage loan will I qualify for, on my vacant second residential property?
Ans: The maximum LTV for your vacant residential property will be up-to 55% of the property value.
Read more on mortgage loan qualifying ratios (LTV) - how is LTV calculated.

Q. Can I transfer my fixed-rate mortgage loan from Bajaj Finance?
Ans: You cannot transfer your fixed-rate mortgage loan till a time it is in a fixed lock-in period. Moreover transferring your fixed-rate mortgage may also attract a penalty which might be as high as up-to 4% on the mortgage loan value.

Q. When to refinance mortgage loans?
Ans: You can refinance mortgage loans for low rates and extended tenure. The best refinance rates today start from 7.50%* p.a. onwards.
Read more to know things before applying for refinancing.

Q. How often can you refinance a mortgage loan?
Ans: You can refinance your mortgage loan any number of times. It is beneficial to refinance only during the initial years of your loan. When you refinance, your loan is treated as a fresh loan with the new lender & you have to once again pay all charges along with the foreclosure charges of the existing lender if any. 

Q. Can I get a mortgage loan on open plot?
Ans: Yes, you can get a LAP loan on a plot. There are only limited loan against property nationalized & private sector banks & loan against property NBFCs/ HFCs which provide mortgage loan on land, mortgage loan against vacant land & loan against property on residential plots.
Also read, Everything you must know before purchasing a land & availing the land loans

Q. Can loan against property be converted to home loan in Mumbai?
Ans: Mortgage loan transfer to housing loan in Mumbai is not possible.

Q. Where to apply for mortgage loan if I have a property in Pune and I am working in Mumbai?
Ans: You can either apply for a loan against property in Pune or loan against property in Mumbai.

Q. Where can I get mortgage loan near me in Mumbai?
Ans: You can apply for a mortgage loan with Bank/NBFC/HFC that offers the services of loan against property in Mumbai. There are many mortgage loan Banks/NBFCs & HFCs in Mumbai which provides LAP loans. Kindly refer to the list above for the top 50 mortgage loan lenders in Mumbai. (give the link of the above table - Top 50 Banks Providing Mortgage Loans In Mumbai)

Q. Which are the mortgage loan NBFCs in Mumbai?
Ans: There are many loan against property non banking financial companies-NBFCs & HFCs that provide mortgage loans in Mumbai. Some of the popular names include HDFC Ltd mortgage loan, Bajaj Finserv mortgage loan, PNB Housing Finance mortgage loan, Tata Capital mortgage loan, mortgage loan LIC, etc.

Q. Can I take loan against property to start a new business in Surat?
Ans: You can avail loan against property to expand your existing business in Surat and not for starting a new business.
Also, read on business loans.

Q. Can we get loan against property on our SRA property in Malad?
Ans: Yes, you can get a LAP loan on your SRA property provided the property is a minimum of 5 years old.

Q. Can I apply for a mortgage loan with 400 credit score?
Ans: You cannot apply for a mortgage loan with low credit scores. You need to have a minimum credit score of 750 & above to enjoy the best mortgage rates with different types of lenders. A mortgage loan with 800 credit score & above will not only get you the best mortgage interest rates but also a concession on the processing charges. An application for a loan against property with bad CIBIL will reject your loan application.
Read more to know how & where to get a mortgage loan with bad credit.

Q. What is my eligibility for a mortgage loan with 40000 income per month?
Ans: Your income eligibility for loan against property is subject to many factors viz, your employment details, current ongoing obligations, CIBIL scores, repayment history, etc. depending upon which your eligibility may differ with the lenders. Additionally, your eligibility will also vary depending on the different kinds of mortgage loans that you apply for. However, the maximum FOIR which can be considered for a mortgage loan is 70% & therefore your eligibility with 40k income will be Rs.28 Lakhs & eligibility for a mortgage loan with 45k income will be Rs.31.50 Lakhs.
Read more on mortgage loan criteria for eligibility.

Q. Minimum how much mortgage loan can I get? Will I get a mortgage loan of 5 Lakhs?
Ans: Yes you can apply for a mortgage loan of Rs.5 Lakhs.

Q. I am looking for a loan of Rs.40 Lakhs. How much mortgage loan can I qualify for against my property worth 40 Lakhs in Santacruz? 
Ans: You cannot get a mortgage loan 100 percent financing on the property. The maximum LTV provided for the mortgage loan is up-to 70% of the property market value.
Read more on LTV norms for funding to find out how much mortgage loan can you get. 

Q. Will I qualify for a mortgage loan with my monthly income of Rs.12k? Will my mortgage loan be approved? How much mortgage loan do I qualify for?
Ans: Minimum income required to qualify for mortgage loan is Rs.1.8 Lakhs p.a. However, you can apply with an earning co-applicant to enhance your eligibility. 
Read more for joint loan benefits.

Q. Is mortgage loan tax exempted?
Ans: You can only enjoy the tax benefit of mortgage interest paid. The maximum tax deduction limit for mortgage interest is up-to Rs.2 Lakhs per year. There is no home mortgage tax deduction on the principal repayment of loans.

Q. Will my mortgage loan get approved for my row house in Kandivali?
Ans: Lenders usually do not consider a row house or chawl property as collateral. However, if registration and stamp duty is paid on your row house & it has a clear & marketable title, and is also approved by the municipal authorities (BMC, TMC, KDMC, MHADA, MMRDA) and is within the city approved limits you can avail a mortgage loan on your row house in Mumbai. 
Also read, What loans can I get on my property?

Q. How much loan against property amount can be prepaid in a month?
Ans: The part prepayment clause & charges will differ from lender to lender which can be up-to 4% on the outstanding amount.

Q. How much loan we can get against property worth Rs. 10 Crores in Breach Candy?
Ans: As per the LTV norms, you can get a maximum loan of Rs.7 Crores against your Breach Candy property provided the property has a clear & marketable title.

Q. Can a mortgage loan be transferred to another person?
Ans: No you cannot transfer a mortgage loan to another person.

Q. Can I reduce my ICICI Bank LAP rate?
Ans: Yes you can reduce your existing ICICI mortgage rates. You need to visit the ICICI nearest branch.

Q. How do I find ICICI Bank near me? Which is the ICICI Bank loan branch near me?
Ans: You can find below the nearest ICICI Bank branch list in Mumbai, Navi-Mumbai & Thane.

Read more loan against property questions

Top 50 Banks/NBFCs Providing Mortgage Loans In Mumbai

Following is the list of top 50 mortgage loan nationalized banks, mortgage loan private banks & mortgage loan NBFCs in Mumbai.


ICICI Bank LAP

Loan against property HDFC Bank

Canara Bank loan against property

HDFC Ltd. loan against property

Kotak loan against property

Mortgage loan Karnataka Bank

Mortgage loan United Bank Of India

Mortgage loan Bajaj Finance

Loan against property Axis Bank

Mortgage loan South Indian Bank

Mortgage loan JK Bank

Mortgage loan LIC HFL

SBI LAP loan

Loan against property Citibank

Mortgage loan Syndicate Bank

Mortgage loan PNB Housing Finance

BOB loan against property

Loan against property PB

Mortgage loan UCO Bank

Loan against property LIC

BOI loan against property

Loan against property OBC

Mortgage loan HDB

Indiabulls mortgage loan

Mortgage loan Andhra Bank

Loan against property Vijaya Bank

Mortgage loan Vijaya Bank

Tata Capital loan against property

Union Bank Of India loan against property

Loan against property Karur Vysya Bank

Mortgage loan Union Bank

Reliance mortgage loan

Loan against property Yes Bank

Loan against property Allahabad Bank

Loan against property Bandhan Bank

L&T mortgage loan,

Loan against property Saraswat Bank

Loan against property HSBC Bank

Central bank loan against property

Loan against property Sundaram Finance

Loan against property PNB

City union bank loan against property

IOB loan against property

Loan against property Aditya Birla

Federal Bank loan against property

DCB Bank loan against property

Cosmos Bank loan against property

Piramal loan against property

DBS Bank loan against property

IDFC First Bank loan against property

 

 

ICICI Bank Branches In Mumbai, Thane & Navi-Mumbai/ Panvel

There are 146 total branches of ICICI Bank of loan processing. Find below the nearby ICICI Bank address for you.


ICICI Bank Mumbai Branches

Andheri West - Lokhandwala

(ICICI Bank Lokhandwala Branch Address:
Samarth Vaibhav, Off K.W.Marg, Lokhandwala Complex, Oshivara, Near Adharsh Nagar, Andheri West - 400053)

Andheri West - Lokhandwala Market

(ICICI Lokhandwala Branch Address:
Shop No. 7,8,9, Sheetal Building, Apna Ghar Unit No 9 CHS Ltd., Lokhandwala Complex, Andheri West, - 400053)

Andheri West - S.V. Road

(ICICI Bank SV Road Andheri West Branch Address:
Sagar Avenue, Ground Floor, Opp. Shoppers Stop, S.V. Road, Andheri West, Mumbai - 400058)

Andheri West - Four Bungalows

(ICICI Andheri West - 4 Bungalows Branch Address:
Shop No 1, Jawaharban CHSL, Sahyog Nagar, Four Bungalows, Andheri West, Mumbai. - 400053)

Andheri West - Link Road

(ICICI Bank Link Road Branch Address:
Mourya Estate, Opp. Infinity Mall, New Link Road, Andheri West, Mumbai - 400053)

Andheri West - Veera Desai Road

(ICICI Bank Veera Desai Road Branch Address:
Shop No.7, Bharat Apt., Veera Desai Road, Andheri West, Mumbai - 400053)

Andheri West - Yaari Road

(ICICI Bank Yari Road Branch Address:
Ridhi Sidhi Apartments, Opposite Yari Road Police Station, Yari Road, Versova, Andheri West, Mumbai - 400061)

Andheri II

(ICICI Bank Andheri West Branch Address:
Mona Building 2, J. P. Road, Next To Navrang Cinema, Andheri West, Mumbai - 400058)

Andheri East - J B Nagar

(ICICI Bank JB Nagar Branch Address:
Rpg Towers- Ground Floor 248- Andheri Kurla Road- J.B. Nagar, Andheri East- Mumbai - 400059)

Andheri East - Marol

(ICICI Bank Marol Branch Address:
Ground Floor, Lok Centre, Marol Maroshi Road, Andheri E, Mumbai, Maharashtra - 400059)

Andheri East - Sahar Road

(ICICI Bank Andheri East Branch - Sahar Rd Branch Address:
M.S.C.Bldg, Sahar Rd, Koldongri, Andheri East, Mumbai - 400069)

Andheri East - MIDC

(ICICI Bank MIDC Andheri East Branch Address:
Trans Trade Centre, Near Floral Deck Plaza, Seepz, MIDC Andheri East, Mumbai - 400093)

Andheri East - W. E. Highway

(ICICI Bank Western Express Highway Branch - WEH Address:
Unit 001, 349 Business Point, Off. W. E. Highway, Near Sai Service, Andheri East, Mumbai - 400069)

Andheri East - Vishal Hall

(ICICI Andheri East Branch Address:
Vishal Appt., Andheri Kurla Rd., Andheri East, Mumbai - 400069)

Bandra West

(ICICI Bank Bandra West Branch Address:
Plot No. 206-221, 27th Road, Crystal Building, Waterfield Road, Bandra West, Mumbai - 400050)

Bandra East - Laxmi Towers BKC

(ICICI Bank BKC Branch Address:
Unit No 4, Laxmi Towers, B Wing, Bandra-Kurla Complex, Bandra (E), Mumbai - 400051)

Bandra East - BKC G Block

(ICICI BKC Branch Address:
TCG Financial Centre, Grd Flr, Plot No. C-53, G - Block, Bandra Kurla Complex, Bandra East, Mumbai. - 400051)

Bandra East - Mig Colony

(ICICI Bank Bandra East - Mig Colony Branch Address:
Unit no. 02A2, Hallmark Business Plaza, Sant Dnyaneshwar Road, Bandra (East), Mumbai - 400051)

Bandra East - Bharat Diamond Bourse

(ICICI Bandra Branch Address:
Bharat Diamond Bourse, G Block, Tower5, E1, Bkc, Bandra East, Mumbai - 400051)

Borivali West

(ICICI Bank Chandavarkar Road Address:
Reis Magos, Ramdas Sutrale Marg, Off.Chandavarkar Road, Borivali West Mumbai - 4000092)

 

Borivali West - I.C. Colony

(ICICI Bank Borivali West Branch Address:
Shop No.1, Fairy Apt., Holycross Road, I.C.Colony Borivali West, Mumbai - 400103)

Borivali West - Gorai

(ICICI Bank in Borivali West - Gorai Branch Address:
Shop No. 1, Gorai, Ruby Co., Hsc Soc., Gorai 2, Borivali West, Mumbai - 400092)

Borivali West - Shimpoli

(ICICI Bank Shimpoli Branch Address:
Sanskruti Apartment, Near Green Ridge Tower, Link Road, Chikoowadi, Shimpoli, Borivali West, Mumbai - 400092)

Borivali East

(ICICI Bank Borivali East Branch Address:
Shop No. 13, Kavita Building, Main Kasturba Road, Opp. Goyal Plaza, Borivali East, Mumbai - 400066)

Bhandup West

(ICICI Bank Bhandup West Branch Address:
Jayshree Plaza, Near Dreams Mall, L.B.S. Marg, Bhandup W Mumbai - 400078)

Churchgate - Backbay Reclamation

(ICICI Bank Churchgate Branch Address:
163, H.T. Parekh Marg, Backbay Reclamation, Churchgate, Mumbai - 400020)

Chandivali

(ICICI Bank Chandivali Branch Address:
C Wing, Autumn Estate, Chandivali Farm Road, Opp. Mhada Colony, Chandivali, Mumbai - 400072)

Chembur East

(ICICI Bank Chembur East Branch Address:
Runwal Residency, Near Hotel Malhar, D.K. Sandhu Marg, Chembur East, Mumbai - 400071)

Dadar West

(ICICI Bank Dadar West Branch Address:
167-C, Poonawadi, Dr. Ambedkar Road, Dadar West, Mumbai - 400014)

Dahisar West

(ICICI Bank Dahisar West Branch Address:
Shop No 1/16,17, Pankaj Parag Mhatre Chs, L. T. Road, Near Vitthal Mandir, Dahisar West, Mumbai - 400068)

Dahisar East

(ICICI Bank Dahisar East Branch Address:
Jaya Apartment, Ramkumar Thakur Road, Opp Dahisar Sports Ground, Dahisar East, Mumbai - 400068)

Dahanu

(ICICI Bank Dahanu Branch Address:
1St Floor, Vaibhav Commercial Complex, H.K. Mubaraki Road, Dahanu - 401602)

Fort

(ICICI Bank Fort Branch Address:
240, Navsari Building, D. N. Road, Fort, Mumbai - 400001)

 

Fort - Samachar Road

(ICICI Fort Branch Address:
Sir Vithaldas Thackersay Trust, Mumbai Samachar Marg, Fort, Mumbai - 400001)

 

Goregaon West

(ICICI Goregaon West Branch Address:
343 Mani Bhuvan,S.V.Road, Goregaon West, Mumbai - 400062)

Goregaon West - Link Road

(ICICI Bank Goregaon West Link Road Branch Address:
Galaxy Heights, Main Link Road, Bangur Nagar, Goregaon West, Mumbai - 400090)

Goregaon East

(ICICI Bank Goregaon East Branch Address:
Shagun Mall, Film City Road, Goregaon East, Mumbai - 400063)

 

Goregaon East - Aarey Road

(ICICI Goregaon East Branch Address:
Shop No 6 & 7, Ground Floor, Romell Umiya Grandeur, Vishweshwar Nagar Road, Churwadi, Goregaon, Mumbai - 400063)

Ghatkopar West

(ICICI Bank Ghatkopar West Branch Address:
No 2 3 Prince Apartments, Junction Of Gopal Karani Lane, Village Kirol, Ghatkopar West, Mumbai - 400086)

Ghatkopar East

(ICICI Bank Ghatkopar East Branch Address:
Kailash Plaza, Final Plot 355, Vallabh Baug Lane, Opp. Odeon Cinema, Ghatkopar East, Mumbai -400077)

Govandi Eat - Deonar

(ICICI Bank Deonar Branch Address:
Unit No. 1, Ground Floor, Sai Commercial Annex, BKS Devashi Marg, Govandi East, Mumbai - 400088)

Jogeshwari West

(ICICI Bank Jogeshwari West Branch Address:
Shop No.3,4 5, Ayesha Tower, Plot No. 220, S V Road, Jogeshwari West, Mumbai - 400102)

Jogeshwari East

(ICICI Bank Jogeshwari East Branch Address:
Shop No 4,5,9 10, Kesar Plaza, Station Road, Jogeshwari East, Mumbai - 400060)

Juhu - Vile Parle West

(ICICI Bank Vile Parle West Address:
Nalanda Dance Research Centre, 10Th Road, J.V.P.D, Scheme, Juhu, Vile Parle West, Mumbai - 400049)

Juhu Village

(ICICI Bank Juhu Village Branch Address:
Radha Kunj, Azadnagar, North-South Road No. 1, Jvpd, Vile Parle West, Mumbai - 400056)

Khar West - Dr. Ambedkar Road

(ICICI Khar West Branch-Dr. Ambedkar Rd. Address:
Satguru Sundari Condominium, Plot no 667, CTS No E/131, Dr Ambedkar Road, Khar West, Mumbai - 400052)

Khar West

(ICICI Bank Khar West Branch Address:
99, Abde Villa S. V Road, Khar West Mumbai - 400052)

Kalina Santacruz East

(ICICI Bank Santacruz East Branch Address:
Plot No. 45/C, Pattathu House, KalinaKurla Road, Kalina, Santacruz East, Mumbai - 400029)

Kandivali West

(ICICI Bank Kandivali West Branch Address:
ICICI Bank Ltd., Shreeji Sharan, Shantilal Modi Road, Kandivali West, Mumbai - 400067)

Kandivali West - Mahavir Nagar

(ICICI Bank in Kandivali West Branch Address:
Govardhan Nagar Building, Mahavir Nagar, Kandivali W, Mumbai - 400067)

Kandivali West - Charkop

(ICICI Bank Charkop Branch Address:
G.F, Rock Avenue, Hindustan Naka, Near Joy Ice CreamFactory, Kandivali West, Mumbai - 400067)

Kandivali East - Lokhandwala

(ICICI Bank Lokhandwala Kandivali East Branch Address:
Shop No 12 18 21, Ground Floor, Centrum Mall, Opp Whispering Palms, Akurli Road, Kandivali East, Mumbai - 400101)

Kandivali East - Thakur Complex

(ICICI Bank Thakur Complex Branch Address:
Shop No. 54 And 55, SCM Sports Club, Saraf Chaudhary Nagar, Next To ICICI Direct, Thakur Complex, Kandivali East, Mumbai - 400101)

Kandivali East - Thakur Village

(ICICI Bank Thakur Village Branch Address:
Ganapati Tower, Thakur Village, Kandivali East, Mumbai - 400101)

Kurla West - LBS Marg

(ICICI Bank Kurla West - LBS Marg Branch Address:
Shop No 15, Kanakia Zillion Building, LBS Marg, Kurla West - 400070)

Kurla West - Phoenix Market City

(ICICI Bank Phoenix Market City Kurla Branch Address:
Ug 1A, Phoenix Market City, Old Mukund Iron Steel Company, Opp Naaz Hotel, Lbs Road, Kamani, Kurla West, Mumbai - 400070)

Kanjurmarg West

(ICICI Bank Kanjurmarg West Branch Address:
Unit No. 2, Ground Floor, Gundecha Altura, LBS Road, Kanjurmarg West, Mumbai - 400078)

Lower Parel - Raghuvanshi Mills

(ICICI Bank Raghuvanshi Mills Branch Address:
11/12, Raghuvanshi Mills Compound, S.B.Marg, Lower Parel West, Mumbai - 400013)

Lower Parel

(ICICI Bank Lower Parel Branch Address:
Trade World, B Wing, Kamla Mill Compound, Senapati Bapat Road, Lower Parel, Mumbai - 400013)

Mahim

(ICICI Bank Mahim Branch Address:
Zehra Manzil, 91, Lady Jamshedji Road, Next To Paradise Cinema, Mahim, Mumbai - 400016)

Mahalaxmi

(ICICI Bank Mahalaxmi Branch Address:
Ground Floor, Zenith House, Keshavrao Khadye Marg, Mahalaxmi, Mumbai - 400034)

Mahalaxmi - Dr. E. Moses Road

(ICICI Mahalaxmi Branch Address:
Ion House, Dr. E. Moses Road, Mahalaxmi, Mumbai - 400034)

Mazgaon

(ICICI Mazgaon Branch Address:
Shirin Manzil Co Op Hsg. Soc., Shop No. 3 To 7, 18/24 St. Mary Road, Mazgaon, Mumbai - 400010)

Matunga-Bhandarkar Road

(ICICI Bank Bhandarkar Road Branch Address:
Shop No. 1 & 2, Pal Residency, Bhandarkar Road, Matunga East, Mumbai - 400019)

Malad West

(ICICI Bank Malad West Liberty Garden Branch Address:
Sadguru Darshan, Road No. 3, Liberty Garden, Malad West, Mumbai - 400064)

Malad West -  Chincholi Bunder

(ICICI Bank Malad West Link Road Branch Address:
Unit No.3 4, Link House, Link Road, Chincholi Bunder, Malad West, Mumbai - 400064)

Malad West - S.V. Road

(ICICI Bank Malad West Branch Address:105106, Business Classic, Cts 10/A Chincholi Bunder Road, Off S V Road, Malad West, Mumbai - 400064)

Malad East - Upper Govind Nagar

(ICICI Malad East Branch Address:
Seth Juggilal Poddar Academy, Upper Govind Nagar, Malad East, Mumbai - 400097)

Malad East

(ICICI Bank Malad East Branch Address:
Ajanta Chs Ltd., Daftary Road, Malad E, Mumbai - 400097)

Mulund West - Station Road

(Mulund West ICICI Bank Branch Address:
Shop No. 13, Alps Heights, Near Vishwamahal Hotel, Mulund West, Mumbai - 400080)

Mulund West

(ICICI Bank Mulund West Branch Address:
Plot no.98, A-B Pratap Palace, J N Road, Mulund West, Mumbai - 400080)

Mulund West - Sarvodaya Nagar

(ICICI Mulund West Branch Address:
Ajit House, Sarvodaya Nagar, Near Datta Mandir, Mulund West, Mumbai - 400080)

Mulund West - LBS Road

(ICICI Bank Mulund West Address:
Shop No.889, Hallmark Block, Vasant Oscar, Lbs Marg, Near Nirmal Lifestyle, Mulund West, Mumbai - 400080)

Mulund West - Swapna Nagar

(ICICI Bank Mulund Branch Address:
3 4, Golden Willow, Vasant Garden, Off. Balrajeshwar Road, Mulund West, Mumbai - 400080)

Mulund West - Vikas Paradise

(ICICI Mulund Branch Address:
Shop No.1416, Vikas Paradise, Bhakti Marg, Opp. Balrajeshwar Mandir, Mulund West, Mumbai - 400080)

Mulund East

(ICICI Bank Mulund East Branch Address:
Akanksha Bungalow, 90 Feet Road, Sane Guruji Nagar, Mulund East, Mumbai - 400081)

Nariman Point

(ICICI Bank Nariman Point Branch Address:
227, Ground Floor, G2A, Nariman Bhavan, Nariman Point, Mumbai - 400021)

Nariman Point - Free Press House

(Nariman Point ICICI Bank Free Press House Branch Address:
215, Free Press House, Free Press Marg, Nariman Point, Mumbai - 400021)

Powai

(ICICI Bank Powai Branch Address:
Galleria Shopping Mall, Hiranandani Gardens, Powai, Mumbai - 400076)

Palghar

(ICICI Bank Palghar Branch Address:
Ground Floor, Shivprasad Commercial Complex, Mahim Road, Palghar - 401404)

Prabhadevi

(ICICI Bank Prabhadevi Branch Address:
Gr. Flr., Kala Academy, Ravindra Natya Mandir, Prabhadevi,
Mumbai - 400028)

Sion

(ICICI Bank Sion Branch Address:
Shop No. 9, 10, Mary Land Corner, Beside Next Showroom, Eastern Express Highway, Near Sion Circle, Sion, Mumbai - 400022)

Santacruz West

(ICICI Bank Santacruz West Branch Address:
Ground Floor, Indraprastha Bldg., Premnarayen Chowk, Linking Road, Santacruz West, Mumbai - 400054)

Santacruz West - S.V. Road

(ICICI Bank Vile Parle East Branch Address:
Meghna Apartment CHS Ltd., 64, S. V. Road, Santacruz West, Mumbai - 400054)

Vile-Parle East

(ICICI Vile Parle East Branch Address:
Kadamgiri Complex, Near Gajalee Coastal Food, Hanuman Road, Vile Parle East, Mumbai - 400057)

Vasai West

(ICICI Bank Vasai West Branch Address:
Vimal Shopping Centre, Main Road, Near Post Office, Vasai Road West - 401202),

 

Vasai Papdi

(Vasai West ICICI Bank Branch Address:
First Floor Jewel Developers Papdi Naka, Papdi Bangli Road, Near Catholic Bassein Co-op Bank, Vasai west - 401207)

Vasai  East - Evershine City

(ICICI Bank Vasai East Branch Address:
House No.1138, Gokhivare, Vasai Road, Evershine City, Vasai Thane Dist. - 401208)

Virar West

(ICICI Bank Virar West Branch Address:
Shop No. 7 8, Premium Park, Parikh Commercial Complex, Agashi Road, Virar West - 401303)

Virar East

(ICICI Bank Virar East Branch Address:
M V Plaza, Manvel Pada Road, Near Railway Station, Virar East- 401305)

Worli

(ICICI Bank Worli Branch Address:
81, Barodawala Mansion, DR A B Road, Worli, Mumbai - 400018)

 


ICICI Bank Tha00ne Branches

Ambernath East

(ICICI Bank Ambernath East Branch Address:
Shop No.11 12, Panvelkar Plaza, Station Road, Ambernath East Thane Dist.- 421501)

Badlapur East

(ICICI Bank Badlapur East Branch Address:
Om Shivalaya Chs, Shop No.1,2 3, Midc Road, Ghorpade Chowk, Katrap, Badlapur East, Dist Thane - 421503)

Bhayander East

(ICICI Bank Bhayander East Branch Address:
Shop No. 1,2, 3, Neera Complex, Silent Park, Bhayander East Thane - 401105)

Bhayandar West

(ICICI Bank Bhayandar West Branch Address:
Porwal Complex, Shop No. 13, Dr B.R. Ambedkar Road, Bhayandar West, Thane - 401101)

Boisar West

(ICICI Bank Boisar West Branch Address:
1St Floor, Jagdish Enclave, BoisarTarapur Road, Boisar - 401501)

Boisar West - Salwad

(ICICI Bank Boisar Branch Address:
Tupur Complex, Behind Hotel Utsav, Chitralaya, Tarapur Road, Salwad, Boisar West, Thane Dist. - 401504)

Dombivli West

(ICICI Bank Dombivli West Branch Address:
Gopi Cine Plaza, N.S.S.Road, Dombivli West, Thane - 421202)

Dombivali Shilphata Road

(ICICI Bank in Dombivli East Branch Address:
Ground Floor, The Boutique Hotel Building, Opp. Lodha Palava, Ship Phata Road, Nilje Village, Dombivli - 421204)

Dombivli East - MIDC

(ICICI Bank MIDC Dombivli East Branch Address:

P78, Midc Residential Area, Next To Mamta Hospital, Dombivli East, Thane District. - 421203)

Dombivali East - Tata Power Lane Road

(ICICI Bank Dombivli East Branch Address:
Ground Floor, Aastha Hospital Premises, Tata Lane, Off Manpada Road, Dombivli East - 421201)

Kalyan West - Khadakpada

(ICICI Kalyan Branch Address:
Varsha Park, Wayale Nagar, Khadakpada, Kalyan West, Thane Dist.- 421301)

Kalyan West - Shivaji Chowk

(ICICI Bank in Kalyan West Branch Address:
Shop No. 1 To 4, Hajari Bhuvan, Shankarrao Chowk, Shivaji Chowk, Kalyan West, Thane Dist.- 421301)

Kalyan West

(ICICI Bank Kalyan West Branch Address:
Wasan Automobiles Guru Gobind House, Opp Purnima Theatre, Murbad Road, Kalyan West, Thane - 421301)

Kalyan East

(ICICI Bank Kalyan Branch Address:
Lok Vatika, Netivili, Kalyan E Post Office, Kalyan East - 421306)

Kalwa

(ICICI Kalwa Branch Address:
Shop No. 1 To 4, Swapna Shilp, Mumbai Pune Road, Kalwa, Thane - 400605)

Kalwa - Parsik Nagar

(ICICI Bank Kalwa Branch Address:
Ground Floor, Shop No. 10 to 12, Maitri Vatika Bldg, Parsik Nagar, Old Mumbai Pune Highway, Kalwa West, Thane - 400605)

Kalher

(ICICI Bank Branch in Thane - Kalher Address:
Patel Arcade, Ground Floor, Shop No. 1 & 2, H. No. 827, Bhiwandi - Thane Road, Kalher, Thane - 421302)

Mira-Bhayander

(ICICI Bank Mira Road East Branch Address:
Shop No.9, Ostwal Orbit, MiraBhayander Road, Behind Mcdonalds, Mira Road East, Thane - 401107)

Mira Road East

(ICICI Bank Mira Road Branch Address:
Surya Shopping Centre, Sector 5, Shrishti Residential Complex, Mira Road East, Thane - 401104)

Mira Road East - Sector 11

(ICICI Mira Road Branch Address:
Shop No. 10,11,12 03, Building No 23,24 25, Akshar Sagar Chs, Sector No. 11, Shanti Nagar, Mira Road East, Thane - 401107)

Murbad

(ICICI Branch in Murbad - Address:
Priyadarshini Technical Institute, Plot No X 9/1, Midc Murbad, Dist. Thane - 421401)

Nalasopara

(ICICI Bank Nalasopara Branch Address:
SaiSankoul, Achole, Nallasopara East, Thane Dist - 401209)

Thane West - Hiranandani Estate - Patlipada

(ICICI Bank Hiranandani Estate Thane Branch Address:
Shop No. 8 To 11, Shreema Hall, Hiranandani Estate, Behind Municipal Bungalow, Patlipada, Ghodbunder Road, Thane West- 400607)

Thane West - Manpada

(ICICI Bank Soham Plaza Manpada Branch Address:
Soham Plaza, Manpada, Ghodbunder, Thane West - 400607)

Thane West - Thane Teen Hath Naka

(ICICI Bank Thane West Branch Address:
Shop No 9, Ground Floor, Jinja Co-op. Society, Opp. Damani Estate Naupada, Teenhathnaka, - 400604)

Thane West - Wagle Estate

(ICICI Bank Wagle Estate Branch Address:
Plot No 39, Road No.23, Wagle Industrial Estate, Main Road, Thane West - 400604)

Thane West - Wood Mall Plaza

(Thane ICICI Bank - Wood Mall Plaza Branch Address:
Ground Floor, Wood Mall Plaza, Near L B S Marg, Teen Hath Naka, Mulund Check Naka, Opp. Raheja Gardens, Thane West - 4000607)

Thane West - Vartak Nagar

(ICICI Bank Vartak Nagar Branch Address:
Vedant Commercial Complex, Vartak Nagar, Opp. Kores Company, Thane West - 400606)

Thane West - Vasant Vihar

(ICICI Bank Vasant Vihar Branch Address:
Block Iv, Emerald Plaza, Hiranandani Meadows, Thane West - 400607)

Thane West - Panchpakhadi

(ICICI Bank in Thane West - Panchpakhadi Branch Address:
Glenmorgan, Veer Savarkar Marg, Panchpakhadi, Thane W - 400602)

Thane West - Manpada Waghbil

(ICICI Bank Manpada Waghbil Branch Address:
Suraj House Building, Godbunder Bunder, Village Patlipada, Waghbil, Manpada Thane - 400607)

Thane West - Majiwada

(ICICI Bank Majiwada Branch Address:
Shop. 40, 10 Golden Park Bldg, Majiwade, Thane West - 400601)

Thane West - Prestige Garden

(ICICI Bank Prestige Garden Thane Branch Address:
Shop No. 9,10,11, Prestige Garden, Thane West - 400602)

Thane West - Ghodbunder Road

(ICICI Bank Ghodbunder Road Branch Address:
Shop No. 3, Mk Plaza, Ovale, Ghodbunder Road, Thane West - 400607)

 

Thane West - Kolshet Road

(ICICI Bank Branch Thane Address:
Ashar Enclave, Kolshet Road, Thane West - 400607)

Thane West - Gokhale Road

(ICICI Bank Gokhale Road Thane Branch Address:
Shop No.6, Pathare Building, Gokhale Road, Naupada, Thane West - 400602)

Thane West - Charai

(ICICI Thane Branch - Charai Address
Shop No. 01-02, Jai Jagdamba CHS Ltd, Near to TVS Scooty Showroom, Charai, Thane West - 400601)

Thakurli East

(ICICI Bank Branch in Thane - Thakurli East Address:
Ground Floor, Shop No 1 To 6, Laxmi Park, Building No 1, Near Railway Track, Opp Prathmesh Bldg., Khambalpada Road, Thakurli East, Dist Thane - 421201)

Ulhasnagar

(ICICI Bank Ulhasnagar Branch Address:
Ground Floor, Regency Hotel, Ballani Arcade, Sadhu Vaswani Road, Ulhas Nagar - 421003)

 


ICICI Bank Navi Mumbai

Airoli - Sector 19

(ICICI Bank Airoli Sector 19 Branch Address:
Ridhi Siddhi Heritage, Plot 56 57, Sector 19, Airoli, Navi Mumbai, Thane Dist. - 400708)

CBD Belapur

(ICICI Bank CBD Belapur Branch Address:
Balaji Bhavan, Near Belapur Railway Stn., Cbd Belapur, Navi Mumbai - 400614)

Ghansoli

(ICICI Bank Ghansoli Branch Address:
Shop No 12,13 Green Park Chs, Plot No. 2 And 3, Sector 3, Ghansoli, Navi Mumbai - 400701)

Koparkhairane - Sector 6

(ICICI Bank Kopar khairane Branch Address:
G3/4, Dharam Jeevan Chs, Sector 06, Plot No. 86, Koparkhairane, Navi Mumbai - 400709)

Kharghar

(ICICI Kharghar Branch Address:
Ground Floor, Shop No.45 To 47, Plot No 61 62, Sector 21, Chaturbhuj Building, Kharghar - 410210)

Kharghar - Sector 7

(ICICI Bank Kharghar Sector 7 Branch Address:
Fountain Square Building, Shop No 2TO6, Plot No 5, Sector 7, Near Utsav Chowk, Kharghar - 410210)

Mahape

(ICICI Bank Mahape Branch Address:
Shop No 3 4, Plot No X513, Technocity, Next To Sarovar Portico, Mahape, Navi Mumbai, Thane Dist.- 400701)

Nerul East

(ICICI Bank Nerul East Branch Address:
Coral Crest Co-op Hsg Soc, Unit 14, Plot No 3, Sector 23, Nerul East - 400706)

Old Panvel

(ICICI Bank Panvel / ICICI Bank Old Panvel Branch Address:
1st Floor, Sundaram Building, Plot No 128, M.C.C.H SOC, Shivaji Chawk, Above Titan Showroom, Near J.J.Woods, Panvel - 410206)

Panel Sector 19

(ICICI Bank New Panvel Branch Address:
Plot No. 5, Panvel Matheran Road, Sector 19, New Panvel, Navi Mumbai - 410206)

Sanpada

(ICICI Bank Sanpada Branch Address:
Shop No. 10,11,12 . Plot No.3, Ashapura Dham Building, Sector 16, Near Moraj Residency, Off Palm Beach Road, Sanpada., Navi Mumbai - 400705)

Seawoods - Sector 44

(ICICI Bank Seawoods Branch Address:
Ground Floor, Tirupati Chs, Shop No 5 To 11, Plot No.3, Sector44, Seawood, Nerul, Navi Mumbai - 400706)

Thane Belapur Road

(ICICI Bank Belapur Branch Address:
Reliance Corporate Park Nocil, Near Ghansoli Rly Stn., Thane Belapur Road, Navi Mumbai - 400701)

Ulwe

(ICICI Bank Ulwe Branch Address:
Ground Floor, Shop No. 10,11,12, Shyam Swastik, Plot No 04, Sector-19, Ulwe, Navi Mumbai - 400707)

Vashi

(ICICI Vashi Branch Address:
Shree Ganesh coop Hsg Society, Shop No.14,15,16, Plot-9, Sec1, Vashi, Navi-Mumbai - 400703)

Vashi Sector- 12

(ICICI Bank Vashi Sector 12 Branch Address:
The Emerald, Plot NoB195, Sector12, Vashi, Navi Mumbai - 400703)

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