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“Home- A dream house” is one of the important shelter needs of human mankind. Everyone dreams to buy a house of their own, and this dream to own a house has made the home loan segment to top the highest business in the loan industry. Initially it was banks – private banks, nationalized banks, scheduled …
The home loan industry is one such industry which has been badly hit by the coronavirus pandemic. The lending institutions like banks, survive majorly on the lending business i.e. the loans. With coronavirus the home loan industry also took the toll. The real estate business and the inventories of the builders were hit hard which …
Small value home loans are the loans of smaller amounts that are commonly addressed as small ticket size loans in home loan industry. The loan value which is below 30 lakhs is generally termed as smaller ticket size loan. It is usually perceived that small value home loans means affordable housing loans OR Small value …
(The Complete Guide For Mortgage Loan) A loan provided by pledging your property as collateral with lender Banks/NBFCs is called a mortgage loan. Since the property is taken as a security to provide a loan it falls under the category of secured loans. Mortgage loans are also referred to as “Loan Against Property”. The interest …
(A Complete Guide For Home Loan) The series of repo rate cuts by the RBI (announced in the monetary policies) during the corona-virus pandemic effect has reduced the home loan interest rates to an all time low of 10years, making it affordable for the people to purchase their dream house. The rates have fallen to …
I) Sanction Checklist KYC 1) Applicant and co applicant pan card copy. 2) Applicant and co-applicant latest passport size colour photograph. 3) Residence proof – copy of aadhaar and electricity bill. Financial Documents 1) 3 years latest financials of the applicant with Saral Copy, Balance Sheet, P&L account, Capital Account – CA certified with membership …
A complete document checklist for self-employed proprietor from home loan sanction till disbursement is as follows: – Sanction List Of Documents KYC 1) Pan Card copy of all applicants. 2) Latest passport size colour photograph of all applicants. 3) Residence proof – copy of aadhaar and electricity bill. Financial Documents 1) 3 years latest financials …
I) List Of Documents Required for Loan Sanction KYC 1) Company pan card copy along with stamp & director signature. 2) Self attested Pan Card copy of all directors. 3) One Passport size colour photograph of all applicants. 4) Copy of residence proof (passport/electricity bill & Aadhaar card copy) of all directors. 5) Copy of …
I) Checklist for loan sanction. II) Documents required for legal and technical – (For APF & Non- APF projects). III) Document checklist for disbursement process. I) Checklist for Loan Sanction KYC 1) Company pan card copy along with stamp & director signature. 2) Self attested Pan card copy of all directors. 3) One Passport size …
I) List Of Documents Required For Loan Sanction Process KYC 1) Pan card copy of all partners. 2) Company pan card copy along with stamp & director signature. 3) Residence proof- copy of passport/electricity bill & Aadhaar card copy. 4) Office proof – copy of electricity bill/telephone bill. Financial Documents 1) CA certified copies with …