Document Checklist for Top-Up – For Salaried Customers

KYC

1) Duly signed bank’s form by both applicant & co-applicant.

2) Applicant and Co-Applicant colour photograph. 

3) Applicant and Co-Applicant pan card copy.

4) Residence proof Adhar card, electric bill or passport copy.

Financial Documents

1) Latest 4 months salary slips.

2) Latest 6 months bank a/c statement. 

3) Latest 2 years Form 16.

4) Latest copy of other perks, incentives or bonus- if any.

5) Latest 2 years ITR copy– for agricultural income receivable if any.

6) For rental income receivable- if any:

a) Copy of registered rental agreement.

b) Latest 1 year bank account statement reflecting the rental credit.

7) For salaried who joined new company –

            a) Copy of resignation letter.

            b) Copy of joining letter/ appointment letter/ offer letter of the new company.

            c) Reflection of One month salary credit in bank account statement.

8) Processing fee cheque.

 Technical documents

1) Latest 12 months loan account statement.

Disbursement Documents

1) Disbursement kit duly signed by applicant and co-applicant.

2) MOE (memorandum of understanding) agreement duly franked and signed by applicant and co-applicant.

3) Copy of LOD (List Of Documents).

4) Property Technical report.

5) Six security mandate cheques.

6) Sanction letter copy duly signed by applicant and co-applicant.

7) Copy of Share Certificate if not submitted at the time of initial loan taken.

8) End use letter duly signed.

9) Administration Fess –clearance by cheque or DD-demand draft.

10) Facility agreement duly franked and signed.