I) List Of Documents Required For Loan Sanction Process
1) Pan card copy of all partners.
2) Company pan card copy along with stamp & director signature.
3) Residence proof- copy of passport/electricity bill & Aadhaar card copy.
4) Office proof – copy of electricity bill/telephone bill.
1) CA certified copies with membership number:
a) 3 years latest financials of the applicant including Saral Copy, computation of income, Balance Sheet, P&L account, Capital Account.
b) 3 years latest financials of all partners including saral copy, computation of income, Balance Sheet, P&L account, Capital Account.
c) Tax Audit Report (Form 3CB & 3CD) (42 Points).
d) Copy of company’s Debtors & Creditors aging 1 Year – if case is booked under banking product.
2) Latest 12 months bank account statement of all partners.
3) All current account statements of the partnership firm updated for a latest of 18 months.
4) Latest 3 years Form no-26 AS.
5) Latest 1 year Copy of GST returns – 3B form.
6) For rental income receivable- if any:
a) Copy of registered rental agreement.
b) Latest 1 year bank account statement reflecting the rental credit.
1) True certified copy of partnership deed.
2) Business proof – GST registration, Ghumastha or Copy of Aadhar Udoyg.
3) Copy of contract letter if received any contracts.
4) If applicant partner is:
a) Chartered Account (CA) – Copy of COP & passing certificate.
b) Doctor – Copy of Degree Certificate.
5) Details of all existing loan along with the sanction letters (for calculating loan obligation) of the applicant.
6) Details of all existing loan along with the sanction letters (for calculating loan obligation) of the partnership firm.
7) Processing fees cheque in favour of bank/NBFC.
8) Bank form duly signed by applicant and co-applicant/partner/company.
II) List of Documents Required For Property Legal &Technical
1) Copy of Prior chains of agreement.
2) Draft agreement copy.
3) Copy of Index 2.
4) OC-Occupancy certificate/CC (completion certificate) + approved Plan copy of the project.
5) Latest copy of property maintenance bill.
6) Latest Property Tax receipt.
7) Copy of Share certificate.
8) Copy of society registration certificate.
III) List of Documents Required For Disbursement Process
1) Original prior chain of agreement with stamp duty & registration duly paid & along with the copy of index 2.
2) Occupation Certificate copy.
3) Original share certificate (If Issued).
4) Latest Property tax receipt.
5) Society registration copy.
6) Docket kit duly franked and signed by all applicants.
7) NOC from Builder & NOC from society with chairmen and secretary signature.
8) For CIDCO/MHADA Property:
a) Copy of conveyance deed & Original NOC & transfer letter from CIDICO/ MHADA if conveyance deed is executed.
b) Copy of tri-party agreement & lease agreement – if conveyance deed is not executed.
9) Seller Details & Documentation –
a) Seller’s self-attested pan card copy.
b) Seller’s self-attested aadhaar card copy.
c) 3 months bank account statement.
d) Bank’s Seller Verification format duly signed.
10) For Seller BT – (Seller BT- property purchase from seller who is having existing loan on the same property).
a) Seller BT KIT duly franked & signed by the borrower.
b) Copy of Original LOD (list of document) & foreclosure letter is mandatory.
11) OCR clearance. (Own contribution –requires bank statement details & OCR Source confirmation via Email).
12) Any other documents as per:
a) Credit Manager’s requirement.
b) Property Legal report.
c) Sanction condition on sanction letter.
13) If applicant partner owns < than 51% stake in the company:
a) All partners & partnership firm to be co-applicant in loan.
b) Financials of all partners & partnership firm.
14) Resale affidavit agreement to be notarized and signed by all applicants.
15) Facility agreement duly franked and signed by all applicants.
16) Administration Fess –clearance by cheque or DD-demand draft.
17) 7- Security cheque in favour of Bank.
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