Don’t miss the chance of lifetime. Secure your Dream House today.

  • Own a big house for less emi.
  • Get the right home loan at right rates.
  • Save your Processing Fee and Loan EMI.
  • Get the best offers for you.
  • Enjoy longer repayment tenure upto 30 years.

The Complete Solution. For Your Saving Needs.

  • Instant decision when you apply online.
  • Save Money - Guaranteed.
  • Transfer your home loan for free - nill charges.
  • Will help you to save in thousands/lacs.
  • Topup loan facility can be used for your other financial need.
  • Get topup at same home loan rate.

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Why Choose Loanfasttrack ?

Loanfasttrack is a free service provider. Loanfasttrack has a dedicated professional team which helps you to arrive at a smarter decision evaluating the attractive offers and best discounts from multiple banks.


Home Loan

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Home Loan

Owning a home of own is a dream for every person. Bank loan is usually taken when one cannot afford to pay the full price of a house. Banks and other financial institutions offer home loans to people who meet the required eligibility.


We Provide You With Simple and Easy Loan Solutions.

We do not charge you, we provide free services.


Enjoy Low ROI For Home Loan

Longer Repayment Tenure Upto 30 Years.

Processing Fees Offers-Money Savings Unique Offers.

No Hidden Cost. Safe & Secure.

Home Loan

Home Loan

TAX BENIFTS

You can use the home loans for tax savings only when the construction is completed. The tax benefit on home loan is divided into two sections as mentioned below:

  • Repayment of the principal amount- It is considered under Income Tax Section 80C with a maximum tax deduction of Rs, 1, 50,000.

  • Repayment of the interest rate on home loan- Under Section 24 of Income Tax Act. you can avail the tax benefit on the amount to interest paid on home loan to a maximum limit of Rs. 2 Lakhs.
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Home Loan

Tax Savings on pre-EMI

Pre-EMI is paid while the house is under construction. So, you cannot use the pre-EMI as the tax deduction source. Once the construction is completed, the total pre-EMI interest paid is shown in the five equal instalments in the subsequent years.

NOTE: -
Pre-EMI
is only the interest paid during the period. If you have paid any principal amount, that is not eligible for the tax deduction. That is lost forever.

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Eligibility Criteria

The eligibility criteria are related to your age, income, past repayment history and the cost of the property. It also considers your work experience, number of dependents, spouse's income, stability of income and employment, assets, liabilities, etc. Banks normally lend up to 3-4 times the annual gross income as a home loan subject to your obligations if any.As all banks and financial institutions have different criteria or specifications, work experience, number of dependents, spouse's income, stability of income and employment, assets, liabilities, etc.

  1. A Person Aging Only above 21 Years and having a regular Source of income.
  2. If the person is salaried; the age limit should be between 21 to 60 years.
  3. If the person is self employed; the age limit should be between 21 to 65 Years

Documentation

  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority).
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority).
  • Latest Salary-slips for 4 months.
  • Form 16 for last 2 years.
  • Last 6 months Bank Statements(salary account).
  • Processing Fee Cheque in favour of bank.
  • Photocopy of Title Documents of the Property, Approved Plan Copy etc.
  • Any other documents as requested for by the respective Financial Institution.
  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority).
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority).
  • Certificate & Proof of Home existence along with Home Profile.
  • Last 3 years Income Tax returns (self and Home) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant.
  • Last 12 months Bank Account Statements (self & Home).
  • Processing Fee Cheque in favour of bank.
  • Photocopy of Title Documents of the Property, Approved Plan Copy etc.
  • Any other documents as requested for by the respective Financial Institution.
  1. Processing Fees
  2. Service Tax
  3. Stamp Duty
  4. Intimation to Mortgage Charges
  5. Any Other charge which differs from banks to banks

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Phone: +91-9820186703

Email: info@loanfasttrack.com