Top-Up Loan Document Checklist For Self-Employed Customers

KYC

Proprietorship Firm	Partnership Firm	Private Limited Company
1. Applicant & Co-applicant Pan Card copy.   2. Applicant & Co-applicant Aadhar Card copy.     3. Residence Proof & Office Proof copy.	1. Pan Card copy of all partners.     2. Company Pan Card copy along with stamp and director signature.   3. Residence Proof & Office Proof copy.	1. Pan Card copy of all directors.     2. Company Pan Card copy along with stamp and director signature.   3. Pan Card copy of shareholders having a minimum stake of 51%.   4. Residence Proof & Office Proof copy.

Financial Documents

Proprietorship Firm	Partnership Firm	Private Limited Company
1. 3 Years ITR Copy with Saral Copy, Computation of Income, Balance Sheet, P&L account, Capital Account – CA certified with membership no.     2. 12 Months Bank Account Statements Of All Accounts + current account.             3. Latest 3 years form no 26 AS.       4. Latest 1-year copy of GST returns – 3B form.     5. Debtors & creditors statement for 1-year – CA certified.   6. For rental income receivables (if any): a) Copy of registered rental agreement.   b) Latest 1-year bank account statement reflecting the rental credit.	1. 3 Years ITR Copy of the company with Saral Copy, Computation of Income, Balance Sheet, P&L account, Capital Account – CA certified with membership no.   2. 3 Years ITR Copy of all partners with Saral Copy, Computation of Income, Balance Sheet, P&L account, Capital Account – CA certified with membership no.   3. Latest 12 months bank account statement of all partners.   4. Latest 18 month current account statements of the partnership firm.   5. Debtors & creditors statement for 1-year – CA certified.   6. For rental income receivables (if any): a) Copy of registered rental agreement.   b) Latest 1-year bank account statement reflecting the rental credit.     7. Latest 3 years form no 26 AS.   8. Latest 1-year copy of GST returns – 3B form.   9. Tax Audit Report (Form 3CB & 3CD) (42 points).	1. 3 Years ITR Copy of the company with Saral Copy, Computation of Income, Balance Sheet, P&L account, Capital Account – CA certified with membership no.   2. 3 Years ITR Copy of all directors with Saral Copy, Computation of Income, Balance Sheet, P&L account, Capital Account – CA certified with membership no.   3. Latest 12 months bank account statement of all directors.   4. Latest 18-month current account statements of the company.   5. Debtors & creditors statement for 1-year – CA certified.   6. For rental income receivables (if any) by the directors: a) Copy of registered rental agreement.   b) Latest 1-year bank account statement reflecting the rental credit.   7. Latest 3years form no 26 AS   8. Latest 1-year copy of GST returns – 3B form.   9. Tax Audit Report (Form 3CB & 3CD) (42 points). – if applicable.   10. Company annual report.   11. Directors report.   12. Auditor report & annexure to auditor’s report.   13. Latest 4 months salary slips of the directors.   14. Latest 2 years form 16 of the directors.   15. Director’s salary credit statement for 6 months.

Other Documents

Proprietorship Firm	Partnership Firm	Private Limited Company
1. Application form duly signed by applicant & co-applicant.     2. Passport size color photographs of all applicants.   3. Processing Fees / Administration Fees Cheque.   4. Business Profile on the letterhead of the company.     5. Business Proofs – GST registration, Ghumastha, or copy of Aadhar Udyog.   6. Copy of contract letter if any contract is received.   7. If the proprietor is: a) CA – Copy of COP & passing certificate.   b) Doctor – Copy of degree certificate.     8. Details of all existing loans along with the sanction letters. (for calculating loan obligation)	1. Application form duly signed by applicant & co-applicant/partner/company.   2. Passport size color photographs of all applicants.   3. Processing Fees / Administration Fees Cheque.   4. Business/Company  Profile on the letterhead of the company.   5. Business Proofs – GST registration, Ghumastha, or copy of Aadhar Udyog.   6. Copy of contract letter if any contract is received.   7. If applicant partner is: a) CA – Copy of COP & passing certificate.   b) Doctor – Copy of degree certificate.   8. Details of all existing loans along with the sanction letters (for calculating loan obligation) of the applicant.   9. Details of all existing loans along with the sanction letters (for calculating loan obligation) of the partnership firm.   10. True certified copy of partnership deed.	1. Application form duly signed by applicant (director) & Co-applicant/ directors/company.   2. Passport size color photographs of all applicants.   3. Processing Fees / Administration Fees Cheque.   4. Business/Company  Profile on the letterhead of the company.   5. Business Proofs – GST registration, Ghumastha, or copy of Aadhar Udyog.   6. Copy of contract letter if any contract is received.   7. If the applicant director is: a) CA – Copy of COP & passing certificate.   b) Doctor – Copy of degree certificate.   8. Details of all existing loans along with the sanction letters (for calculating loan obligation) of the applicant- director.   9. Details of all existing loans along with the sanction letters (for calculating loan obligation) of the company.   10. MOA & AOA of the company.   11. List of directors & shareholding of the company – CA certified.

Technical Documents

Proprietorship Firm

Partnership Firm

Private Limited Company

Latest 12 months loan account statement

Disbursement Documents

Proprietorship Firm

Partnership Firm

Private Limited Company

1. Disbursement kit duly signed by all applicants.  
2. MOE (memorandum of understanding) agreement duly franked and signed by applicant and co-applicant.  
3. Copy of LOD (List Of Documents).  
4. Property Technical report.  
5. Six security mandate cheques.  
6. Sanction letter copy duly signed by applicants.  
7. Copy of Share Certificate if not submitted at the time of initial loan taken.  
8. An end-use letter duly signed.  
9. Facility agreement duly franked and signed.

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