Why Apply Home Loan With ICICI Bank – By Loanfasttrack
Owning a house is a dream of all, but finding and choosing the right bank which will fund the purchase of your house for the required amount is not an easy task. ICICI Bank is an answer to your home loan search. Though the mortgage industry in India has numerous banks including the private sector/ nationalized/ co-operative banks & NBFCs, all providing the housing loans to the borrowers, home loan with ICICI Bank can be a suitable option for the borrowers looking for home loan with lowest interest rates in India. ICICI bank home loan interest rates start from 6.90%* p.a.
ICICI home loan can be the borrower’s preferred choice for the following home loan benefits:
- It is the lowest home loan interest rate bank providing the lowest home loan interest rates starting from 6.90%*p.a. rate of interest in housing loan.
- Choice available to select between fixed interest rates and floating interest rates.
- Discounted home loan rates for women borrowers are available.
- Housing loan to varied sectors and profiles available be it salaried, self-employed, company, or NRI.
- Availability of flexible repayment options up-to 30 years.
- Borrowers enjoy higher ICICI home loan eligibility.
- Easy home loans for low-income earners- home loans available for salaried borrowers earning 10k per month.
- The cash income of the self-employed borrowers can be considered for calculating home loan eligibility i.e. the income eligibility.
- The self-employed borrower without ITR or any other financial documents can apply for a home loan only on the basis of banking statements, under the banking surrogate product of ICICI bank.
- ICICI pre-approved home loan facility available.
- Quick home loan approvals (approvals within 8 working hours) available under ICICI’s express home loan product.
- Borrowers need not visit the branch or meet the sales representative to apply for a housing loan. The borrowers can apply online with the “home loan apply online” option of ICICI bank.
- PMAY credit linked subsidy schemes available with subsidy up-to Rs.2.67 lakhs.
- Home loan balance transfer with top up at lowest home loan rates in the market. Home loan balance transfer rate of interest starts from 7% p.a. (Click to know how to deal with the increasing interest rates of housing loans)
- Top-up facility available with minimum documentation and fast disbursals.
- ICICI top-up loan interest rate available at home loans rate.
- A borrower retiring soon can still get higher loan tenure under the Flexible Loan Retirement Plan (FLIP) repayment facility with ICICI.
- Repayment option of paying higher EMIs during the initial period of loan tenure than the later period available for borrowers under FLIP product.
- Experience 18% higher eligibility than the normal eligibility under the SURF structured repayment facility of ICICI bank especially for the borrowers who are expecting consistent salary growth in their near future.
- Borrowers can apply for home loan in the form of overdraft facility.
For detailed information on ICICI bank home loan, please refer to our post “Why Choose ICICI Bank Home Loan”.
Benefits Of Applying Home Loan Through Loanfasttrack
- Loanfasttrack is a direct sales associate with ICICI bank. It is a free service provider in Mumbai.
- Loanfasttrack’s user friendly portal offers comparison of more than 13+ best banks for home loan in India.
- Loanfasttrack shortlists for you the banks with the best home loan in India.
- Experts at Loanfasttrack helps you to secure a low cost home loan deal.
- Experts at Loanfasttrack helps you to get a low-cost home loan balance transfer.
- Loanfasttrack assures you to get home loans with low-interest rates.
- Loanfasttrack provides attractive best home loan offers and home loan balance transfer offers- Cashback offers and processing fees offers.
- Get associated with Loanfasttrack and get lifetime free financial advice free of cost.
- Loanfasttrack will make you qualify for higher home loan eligibility.
- Worried of how to get a home loan with low CIBIL scores? – find a solution with Loanfasttrack. (Read – “CIBIL & Its Significance In Home Loan”)
- Loanfasttrack excels in providing fast and prompt services and therefore experience the disbursement of your home loan within 15 working days.
So hurry up and don’t miss this golden opportunity. Apply ICICI Home Loan today- contact Loanfasttrack on 9321020476. You may also reach us by email at firstname.lastname@example.org.
Loanfasttrack is a Mumbai based loan provider company since 2015 offering loan services in Mumbai.
Services Offered By Loanfasttrack Includes – Housing Loan In Mumbai, Mortgage Loan In Mumbai, Personal Loan In Mumbai, Business Loan In Mumbai, Unsecured Business Loans, Home Loan Transfer, Top-up Loans, Car Loans, Educational Loans And Loan Transfers.