3 Popular Home Loan Schemes Of The Top Mortgage Lenders
Are you planning for a new house purchase? Are you stuck in between fulfilling your most expensive dream of buying a house? Are you bewildered, which mortgage lender to approach? Here are the 3 most popular home loan schemes from the top lenders you must look into.
Purchasing a home with owned money is not easy, and this is where the home loan comes to your rescue. The home loan has made the dream of owning a house possible for many of us. There are many lenders in the market who offer different types of home loans with multiple benefits such as lowest home loan interest rates, easy repayments options, maximum number of prepayments, low processing charges, etc. Since the property bought is mortgaged as collateral until the complete repayment of the loan with full interest, it is important you choose a correct home loan among the different home loan schemes from the lenders. So here are the top 3 best home loan schemes you can count onto.
Top 3 Best Home Loan Schemes
- ICICI Bank Home Loans
ICICI Bank offers you with a variety of home loan schemes at lowest interest rate and processing fees with extended loan tenures & easy repayment options with full waiver of prepayment penalty on floating interest rate loans.
- Interest Rate: Fixed as well as floating interest rates starting from 6.75%* p.a.
- Processing Fees: One time processing fee of 0.30% on the loan amount.
- Loan Tenure: Extended loan tenures up-to 30 years.
- Maximum Loan Amount: Up-to Rs.20 Crores.
Features:
- Apply digitally from the comfort of your home. No personal branch visits required.
- In-principal sanction within 24 hours. (Express Home Loan – ICICI Bank)
- Higher home loan eligibility. Check your eligibility with Loanfasttrack’s EMI Calculator.
- Maximum funding up-to 90%.
- Top-up loan and home loan balance transfers available at attractive interest rates starting from 6.75%*p.a.
Some of the popular home loan schemes of ICICI Bank include regular home loan, banking surrogate, home loan balance transfer & mortgage overdraft.
Get complete information about ICICI Bank Home Loans, read Why Choose ICICI Bank Home Loans?
2. HDFC Bank Home Loans
HDFC Bank offers customized home loan schemes to meet your home loan requirement with promisingly low interest rates and processing fees.
- Interest Rate: Lowest interest rates starting from 6.70%* p.a.
- Processing Fees: One time processing fee of 0.30% on the loan amount.
- Loan Tenure: Extended loan tenures up-to 30 years.
- Maximum Loan Amount: Up-to Rs.20 Crores.
Features:
- Lowest one-time processing fees for salaried employees of Rs.5,900/-.
- No physical application of the home loan files. Only digitally login. Apply for HDFC Bank home loan online speak to our experts today on 9321020476.
- Customized repayment options.
- Special rates for women applicants. Also read other housing loan benefits for women applicants in India.
- Top-up loan and home loan balance transfers available at lowest interest rates starting from 6.75%*p.a.
Click to get complete information about HDFC Bank Home Loans.
3. Canara Bank Home Loans
Canara Bank home loans are available for all profiles and CIBIL Scores at attractive interest rates for purchasing a property, for construction of house, for purchase of site and construction of loan thereon, for undertaking repairs, renovation, expansion, upgradation and creation of additional amenities, for home improvement and for loan takeovers.
- Interest Rate: Lowest interest rates starting from 6.80%* p.a.
- Processing Fees: Flat processing fees of 0.50% for home loans of any amount i.e. minimum Rs.1500/- and maximum Rs.10,000/-.
- Loan Tenure: Flexible repayment options of up-to 30 years.
- Maximum Loan Amount: 6x gross annual salary / gross annual income.
Features
- No login fees required.
- Flat interest rates for any loan amount.
- Home loan available for all profiles and CIBIL Scores. (Also read– How Your Home Loan Inquiry Impacts Your CIBIL Scores)
- Home loan saver plan available. Park your excess funds in the savings account and save on the interest amount.
- Concessions on Interest rates for women applicants.
Click to get complete information on Canara Bank Home Loans.
Learn How To Apply Online For Home Loan, Mortgage Loan & Loan Transfers – By Loanfasttrack.
Home loan is your long-term financial commitment and it is important that you choose the correct home loan scheme and the best home loan for you as per your requirement. Do evaluate the schemes of the various lenders on the basis of eligibility, loan tenure, interest rates, loan charges, pre & part payment, etc. before you apply for a home loan.
Still finding it difficult to choose? Then must read these 10 Important Home Loan Tips before you apply.
Let Loanfasttrack help you to choose the best home loan for you. Contact Loanfasttrack on: www.loanfasttrack.com or call on 9321020476 or email on info@loanfasttrack.com.
Loanfasttrack is a Mumbai based loan provider company since 2015 offering loan services in Mumbai on– housing loan in Mumbai, mortgage loan in Mumbai, personal loan in Mumbai, business Loan in Mumbai, unsecured business loans,home loan transfer, top-up loans and loan transfers. Loanfasttrack is a direct sales associate with leading banks namely, ICICI Bank, HDFC Ltd, Canara Bank, Citi Bank, Piramal Housing Finance, etc.
Loanfasttrack’s specialized services includes providing:
- The best bank for home loan.
- Best Banks For Mortgage Loan In India
- Assured low interest rates for loan against property in Mumbai.
- Lowest home loan rates in Mumbai.
- Instant loan in Mumbai.
- Instant personal loan in Mumbai & business loan in Mumbai
- Low cost home loan balance transfer.
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